Conforming Mortgage Rates Higher Today: Current Mortgage Rates on 30 Year Home Loans at 4.06%

Conforming mortgage rates moved higher today as 10 year bond yields moved back above 2.00% this past week. Current mortgage rates on 30 year home loans are averaging 4.06%, an increase from yesterday's average mortgage rate of 3.94%. Mortgage rates today on 15 year mortgage loans are averaging 3.34%, up from yesterday's average 15 year mortgage rate of 3.26%.

Search and compare mortgage rates from several lenders by using our rate tables here: Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.




Jumbo mortgage rates on 30 year jumbo home loans are averaging 4.38%, a decrease from yesterday's average 30 year jumbo mortgage rate of 4.50%. Mortgage rates on 15 year jumbo loans are averaging 3.61%, down from yesterday's average 15 year jumbo mortgage rate of 3.69%.

Mortgage Rates Today


Conforming Adjustable Loans - Current Mortgage Rates


1 year home loan adjustable mortgage loan rates are averaging 3.57%, down from last week’s average 1 year adjustable mortgage rate of 3.61%.

3 year adjustable current mortgage rates today are averaging 2.79%, up from last week’s average 3 year adjustable mortgage rate of 2.77%.

5 year adjustable mortgage rates are averaging 2.65%, down from the prior week’s average 5 year adjustable rate of 2.72%.

Current 7 year adjustable mortgage rates are averaging 3.03%, up from the previous week’s average 7 year adjustable mortgage rate of 2.98%.

10 year adjustable mortgage rates currently are averaging 3.42%, down from last week’s average 10 year adjustable rate of 3.47%.

Today's Mortgage Rates on Jumbo Adjustable Home Loans


Current 1 year adjustable jumbo mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.33%, down from last week’s average 3 year jumbo adjustable rate of 3.36%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 2.93%, up from last week’s average jumbo adjustable rate of 2.90%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.43%, up from last week’s average 7 year adjustable home loan rate of 3.40%.

10 year jumbo loan rates and refi rates are averaging 3.78%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 3.67%.

Conforming IO Adjustable Loans – Current Mortgage Rates


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.12%, down from last week’s average interest only mortgage loan rate of 3.36%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.87%, down from last week’s average five year interest only mortgage rate 2.89%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.22%, up from last week’s average 7 year interest-only mortgage interest rate of 3.15%.

IO Jumbo Mortgage Rates Today


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.64%, no change from last week’s average jumbo adjustable mortgage interest rate.

Current 5 year adjustable jumbo interest only rates are averaging 3.30%, up from last week’s average IO home mortgage interest rate of 3.27%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.53%,  down from last week’s average jumbo 7 year home mortgage loan rate 3.54%.

Home Equity Loan Rates


10 year home equity loan rates are averaging 6.23%, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.38%, no change from last week’s average home equity loan rate.

Home Equity Line of Credit


Home equity line of credit rates currently are averaging 4.84%, no change from last week’s average rate HELOC rate
 
 
Author: Brian McKay
January 24th, 2012