Conforming Mortgage Rates Higher Today: Current Mortgage Rates on 30 Year Home Loans at 4.06% Conforming mortgage rates moved higher today as 10 year bond yields moved back above 2.00% this past week. Current mortgage rates on 30 year home loans are averaging 4.06%, an increase from yesterday's average mortgage rate of 3.94%. Mortgage rates today on 15 year mortgage loans are averaging 3.34%, up from yesterday's average 15 year mortgage rate of 3.26%.Search and compare mortgage rates from several lenders by using our rate tables here: Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates. Jumbo mortgage rates on 30 year jumbo home loans are averaging 4.38%, a decrease from yesterday's average 30 year jumbo mortgage rate of 4.50%. Mortgage rates on 15 year jumbo loans are averaging 3.61%, down from yesterday's average 15 year jumbo mortgage rate of 3.69%. Mortgage Rates TodayConforming Adjustable Loans - Current Mortgage Rates1 year home loan adjustable mortgage loan rates are averaging 3.57%, down from last week’s average 1 year adjustable mortgage rate of 3.61%. 3 year adjustable current mortgage rates today are averaging 2.79%, up from last week’s average 3 year adjustable mortgage rate of 2.77%. 5 year adjustable mortgage rates are averaging 2.65%, down from the prior week’s average 5 year adjustable rate of 2.72%. Current 7 year adjustable mortgage rates are averaging 3.03%, up from the previous week’s average 7 year adjustable mortgage rate of 2.98%. 10 year adjustable mortgage rates currently are averaging 3.42%, down from last week’s average 10 year adjustable rate of 3.47%. Today's Mortgage Rates on Jumbo Adjustable Home LoansCurrent 1 year adjustable jumbo mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate. 3 year adjustable jumbo rates today are averaging lower at 3.33%, down from last week’s average 3 year jumbo adjustable rate of 3.36%. 5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 2.93%, up from last week’s average jumbo adjustable rate of 2.90%. 7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.43%, up from last week’s average 7 year adjustable home loan rate of 3.40%. 10 year jumbo loan rates and refi rates are averaging 3.78%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 3.67%. Conforming IO Adjustable Loans – Current Mortgage Rates3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.12%, down from last week’s average interest only mortgage loan rate of 3.36%. 5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.87%, down from last week’s average five year interest only mortgage rate 2.89%. 7 year interest only adjustable mortgage rates and refinance rates are averaging 3.22%, up from last week’s average 7 year interest-only mortgage interest rate of 3.15%. IO Jumbo Mortgage Rates TodayToday’s 3 year jumbo interest only adjustable loan rates are averaging 3.64%, no change from last week’s average jumbo adjustable mortgage interest rate. Current 5 year adjustable jumbo interest only rates are averaging 3.30%, up from last week’s average IO home mortgage interest rate of 3.27%. Today’s 7 year jumbo interest only adjustable rates are averaging 3.53%, down from last week’s average jumbo 7 year home mortgage loan rate 3.54%. Home Equity Loan Rates10 year home equity loan rates are averaging 6.23%, no change from last week’s average home equity loan rate. 15 year home equity rates are averaging 6.38%, no change from last week’s average home equity loan rate. Home Equity Line of CreditHome equity line of credit rates currently are averaging 4.84%, no change from last week’s average rate HELOC rate
Lender
APR / Rate
Payment
Fees and Points
 NMLS #598623
5.432%
15-Year Fixed
5.250%
$3,216 /mo
$4,780
Includes 0.945 points for $3,780
Lender Fees: $1,000
 NMLS #1907
5.865%
15-Year Fixed
5.625%
$3,295 /mo
$6,252
Includes 0.688 points for $2,752
Lender Fees: $3,500
 NMLS #5084
5.942%
15-Year Fixed
5.750%
$3,322 /mo
$4,971
Includes 0.919 points for $3,676
Lender Fees: $1,295
 NMLS #401822
6.312%
30-Year Fixed
6.125%
$2,431 /mo
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
NMLS #598623
6.344%
30-Year Fixed
6.250%
$2,463 /mo
$4,000
Includes 0.750 points for $3,000
Lender Fees: $1,000
NMLS #401822
6.379%
15-Year Fixed
6.125%
$3,403 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
NMLS #598623
6.594%
5-Year ARM
6.500%
$2,529 /mo
$3,900
Includes 0.725 points for $2,900
Lender Fees: $1,000
NMLS #5084
6.615%
30-Year Fixed
6.500%
$2,529 /mo
$4,795
Includes 0.875 points for $3,500
Lender Fees: $1,295
NMLS #1907
6.878%
30-Year Fixed
6.750%
$2,595 /mo
$5,252
Includes 0.438 points for $1,752
Lender Fees: $3,500
NMLS #5084
6.997%
5-Year ARM
6.875%
$2,628 /mo
$4,983
Includes 0.922 points for $3,688
Lender Fees: $1,295
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Mortgage Rates December 11, 2023The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. |
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