Mortgage Rates in Connecticut

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  2. Connecticut Mortgage Rates
Current Connecticut fixed rate mortgages for a 15-Year Fixed mortgage are at 7.500% with 0.000% point(s), Current Connecticut fixed rate mortgages for a 30-Year Fixed mortgage are at 7.000% with 0.375% point(s), 30-Year Fixed Jumbo mortgage rates today with 1.250% point(s) in Connecticut are at 6.625%. Mortgage rates on adjustable loans include 10-Year ARM with 0.000% point(s) in Connecticut at 8.000%, Mortgage rates on adjustable loans include 5/1 ARM with 0.000% point(s) in Connecticut at 6.125%, Adjustable rates on 3/5 Conforming ARM loans in Connecticut with 0.250% point(s) are at 5.000%..
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
District Lending
NMLS #598623
5.394%
15-Year Fixed
5.250%
$3,216 /mo
$3,784
Includes 0.946 points for $3,784
Lender Fees: $0
Next >
PADDIO
NMLS #1907
5.865%
15-Year Fixed
5.625%
$3,295 /mo
$6,252
Includes 0.688 points for $2,752
Lender Fees: $3,500
Next >
PenFed Credit Union
NMLS #401822
6.312%
30-Year Fixed
6.125%
$2,431 /mo
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
Next >
District Lending
NMLS #598623
6.321%
30-Year Fixed
6.250%
$2,463 /mo
$3,004
Includes 0.751 points for $3,004
Lender Fees: $0
Next >
PenFed Credit Union
NMLS #401822
6.379%
15-Year Fixed
6.125%
$3,403 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
Next >
District Lending
NMLS #598623
6.570%
5-Year ARM
6.500%
$2,529 /mo
$2,904
Includes 0.726 points for $2,904
Lender Fees: $0
Next >
PADDIO
NMLS #1907
6.878%
30-Year Fixed
6.750%
$2,595 /mo
$5,252
Includes 0.438 points for $1,752
Lender Fees: $3,500
Next >
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Connecticut Mortgage Rates:

Search and compare mortgage rates and refinance rates in Connecticut. Our rate table has a list of Connecticut mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Connecticut you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Connecticut include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Mortgage Rates in Connecticut December 10, 2023

Lender
Product
Rate
APR
Points
Old National Bank
30-Year Fixed FHA
7.250%
9.002%
0.000
First Nations Bank
30-Year Fixed
8.375%
8.498%
0.000
Lake Shore Savings Bank
30-Year Fixed
8.250%
8.411%
0.000
Old National Bank
5/6M SOFR ARM
8.250%
8.361%
0.000
Lake Shore Savings Bank
20-Year Fixed
8.150%
8.354%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

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Connecticut Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Connecticut. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Connecticut mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Connecticut mortgage loans that have been made. As a result, Connecticut mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Connecticut Super Conforming Home Loan Rates

Super conforming mortgages in Connecticut are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Connecticut Jumbo Loan Interest Rates

Connecticut jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Connecticut are usually 0.75 basis points higher than conforming mortgage rates in Connecticut because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Connecticut Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Connecticut. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Connecticut Adjustable Interest Rates

Connecticut adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Connecticut Interest Only Home Mortgage Rates

Connecticut interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Connecticut FHA Mortgage Mortgage Rates

Borrowers in Connecticut must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Connecticut are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


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