Compare Mortgage Rates

Compare current mortgage rates from several lenders listed below. The mortgage rate list displayed is for a $200,000 refinance mortgage loan in your state. Change the rate search criteria to receive your personalized mortgage quotes.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.079
4.000
USD
at 0.513 pts
60 day lock rate
Est payment: $1,432.25
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.051
4.000
USD
at 0.500 pts
60 day lock rate
Est payment: $1,432.25
Fees in APR: $352
 
 
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.044
4.000
USD
at 0.500 pts
45 day lock rate
Est payment: $1,432.25
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.181
4.125
USD
at 0.000 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
3.780
3.750
USD
at 0.000 pts
30 day lock rate
Est payment: $1,389.35
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.038
4.000
USD
at 0.125 pts
60 day lock rate
Est payment: $1,432.25
Fees in APR: $1,007
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.034
3.990
USD
at 0.250 pts
60 day lock rate
Est payment: $1,430.52
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.166
4.125
USD
at 0.000 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: $1,466
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.287
4.250
USD
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.055
4.000
USD
at 0.000 pts
60 day lock rate
Est payment: $1,432.25
Fees in APR: $2,000
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Mortgage
Purchase and Refinance Fixed Rate/Adjustable Rate Conforming – APR’s are based on a $200,000 loan for a purchase transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA’s). Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for “no cash-out” loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Fixed Rate/Adjustable Rate Jumbo – APR’s are based on a $450,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for “no cash-out” loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Home Equity

Home Equity Loans – Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+.

Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions “No closing costs” indicates that customer is not required to pay closing costs on the loan. “With closing costs” indicates that customer is required to pay closing costs on the loan. Rates displayed do not include discounts. Rates are subject to change without notice.

Home Equity Line of Credit – Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+.

Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions – “No closing costs” indicates that customer is not required to pay closing costs on the line of credit. “With closing costs” indicates that customer is required to pay closing costs on the line of credit. Rates displayed do not include discounts. Rates are subject to change without notice.