Compare Mortgage Rates

Compare current mortgage rates from several lenders listed below. The mortgage rate list displayed is for a $150,000 refinance mortgage loan in your state. Change the rate search criteria to receive your personalized mortgage quotes.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
15 yr fixed refi in 08601, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
at 1.100 pts
30 day lock rate
Est payment: $1,356.29
Fees in APR: $596
Thank you for your inquiry, we will be in touch shortly. 
 
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at 0.000 pts
30 day lock rate
Est payment: $1,392.25
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
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at 0.100 pts
30 day lock rate
Est payment: $1,368.21
Fees in APR: $1,478
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
Spencer Savings Bank Logo
at 0.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: $688
 
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Better Mortgage Inc Logo
NMLS # 330511
(877) 699-1832
at 0.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: $840
Thank you for your quote. 
 
Next button
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 0.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
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E-Click Lending Logo
NMLS # 1256692
at 0.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
 
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Citibank, N. A. Logo
NMLS # 412915
(877) 693-8156
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $1,505
 
 
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Columbia Bank Logo
NMLS # 504284
at 0.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: None
 
 
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ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 1.000 pts
30 day lock rate
Est payment: $1,369.17
Fees in APR: $1,842
 
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ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 2.000 pts
30 day lock rate
Est payment: $1,357.24
Fees in APR: $2,978
 
Next button
e-Lend Logo
NMLS # 2826
State Lic # 9823386
at 0.000 pts
30 day lock rate
Est payment: $1,380.20
Fees in APR: None
 
 
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e-Lend Logo
NMLS # 2826
State Lic # 9823386
at 1.000 pts
30 day lock rate
Est payment: $1,369.17
Fees in APR: $1,095
 
 
Next button
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 0.250 pts
45 day lock rate
Est payment: $1,369.17
Fees in APR: None
 
Next button
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 0.000 pts
45 day lock rate
Est payment: $1,369.17
Fees in APR: $495
 
Next button
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 1.375 pts
45 day lock rate
Est payment: $1,357.24
Fees in APR: None
 
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Malvern Federal Savings Bank
3.304%
6/21/2017
3.250%
at 0.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: $745
 
 
Shore Community Bank
3.259%
6/22/2017
3.250%
at 0.000 pts
30 day lock rate
Est payment: $1,405.34
Fees in APR: $126
 
 
Magyar Bank
3.250%
6/20/2017
3.250%
at 0.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: None
 
 
IAB Financial Bank
3.435%
6/21/2017
3.375%
at 0.000 pts
30 day lock rate
Est payment: $1,417.52
Fees in APR: $828
 
 
Santander Bank, N.A.
3.396%
6/23/2017
3.250%
at 0.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: $2,004
 
 
Affinity FCU
3.257%
6/23/2017
3.250%
at 0.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: $97
 
 
Schuyler Savings Bank
3.137%
6/22/2017
3.125%
at 0.000 pts
60 day lock rate
Est payment: $1,393.22
Fees in APR: $170
 
 
Kearny Bank
3.264%
6/20/2017
3.250%
at 0.000 pts
55 day lock rate
Est payment: $1,405.34
Fees in APR: $200
 
 
Financial Resources Federal Credit Union
3.162%
6/16/2017
3.125%
at 0.000 pts
60 day lock rate
Est payment: $1,393.22
Fees in APR: $510
 
 
Amalgamated Bank
3.359%
6/22/2017
3.250%
at 0.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: $1,504
 
 
Audubon Savings Bank
3.667%
6/22/2017
3.625%
at 0.000 pts
60 day lock rate
Est payment: $1,442.07
Fees in APR: $580
 
 
TD Bank, NA
3.449%
6/23/2017
3.375%
at 0.000 pts
45 day lock rate
Est payment: $1,417.52
Fees in APR: $1,016
 
 
OceanFirst Bank
3.194%
6/20/2017
3.125%
at 0.000 pts
60 day lock rate
Est payment: $1,393.22
Fees in APR: $952
 
 
United Teletech Financial
3.057%
6/22/2017
3.000%
at 0.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: $795
 
 
Bank of America
3.324%
6/19/2017
3.125%
at 0.941 pts
45 day lock rate
Est payment: $1,393.22
Fees in APR: $850
 
 
Raymond James Bank, NA
3.720%
6/20/2017
3.625%
at 0.000 pts
45 day lock rate
Est payment: $1,442.07
Fees in APR: $1,299
 
 
LincolnWay Community Bank
3.329%
6/20/2017
3.250%
at 0.000 pts
30 day lock rate
Est payment: $1,405.34
Fees in APR: $1,085
 
 
Millington Savings Bank
3.523%
6/22/2017
3.500%
at 0.000 pts
30 day lock rate
Est payment: $1,429.77
Fees in APR: $316
 
 
Valley National Bank
3.417%
6/23/2017
3.375%
at 0.000 pts
60 day lock rate
Est payment: $1,417.52
Fees in APR: $577
 
 
Credit Union of New Jersey
3.261%
6/23/2017
3.250%
at 0.000 pts
30 day lock rate
Est payment: $1,405.34
Fees in APR: $147
 
 
Proponent Federal Credit Union
3.442%
6/23/2017
3.375%
at 0.000 pts
45 day lock rate
Est payment: $1,417.52
Fees in APR: $924
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Mortgage
Purchase and Refinance Fixed Rate/Adjustable Rate Conforming – APR’s are based on a $200,000 loan for a purchase transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA’s). Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for “no cash-out” loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Fixed Rate/Adjustable Rate Jumbo – APR’s are based on a $450,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for “no cash-out” loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Home Equity

Home Equity Loans – Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+.

Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions “No closing costs” indicates that customer is not required to pay closing costs on the loan. “With closing costs” indicates that customer is required to pay closing costs on the loan. Rates displayed do not include discounts. Rates are subject to change without notice.

Home Equity Line of Credit – Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+.

Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions – “No closing costs” indicates that customer is not required to pay closing costs on the line of credit. “With closing costs” indicates that customer is required to pay closing costs on the line of credit. Rates displayed do not include discounts. Rates are subject to change without notice.