Compare Mortgage Rates

Compare current mortgage rates from several lenders listed below. The mortgage rate list displayed is for a $200,000 refinance mortgage loan in your state. Change the rate search criteria to receive your personalized mortgage quotes.
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 08601, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,754
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,748
Thank you for your inquiry, we will be in touch shortly. 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 2925
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
Sindeo, Inc. Logo
NMLS # 1138066
State Lic # 1138066
(877) 730-0181
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $1,103
 
 
E-Click Lending Logo
NMLS # 1256692
(877) 275-4211
at 0.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: None
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 9601232
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 9601232
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $481
Thank you for your inquiry, we will be in touch shortly. 
 
Sindeo, Inc. Logo
NMLS # 1138066
State Lic # 1138066
(877) 730-0181
at 1.000 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $2,615
 
 
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $1,216
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 9601232
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,356
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
at 0.456 pts
30 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
at 0.000 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $147
 
 
at 0.625 pts
45 day lock rate
Est payment: $926.23
Fees in APR: $1,016
 
 
at 0.500 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $577
 
 
at 0.000 pts
60 day lock rate
Est payment: $926.23
Fees in APR: $952
 
 
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $2,004
 
 
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $1,085
 
 
at 0.000 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $828
 
 
at 0.000 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $510
 
 
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $97
 
 
at 0.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $924
 
 
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $795
 
 
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $580
 
 
at 0.125 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $807
 
 
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $1,299
 
 
at 0.000 pts
90 day lock rate
Est payment: $926.23
Fees in APR: $432
 
 
at 0.500 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $108
 
 
at 0.000 pts
60 day lock rate
Est payment: $940.47
Fees in APR: None
 
 
at 0.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $606
 
 
at 0.000 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $126
 
 
at 0.000 pts
60 day lock rate
Est payment: $953.68
Fees in APR: $745
 
 
at 0.875 pts
45 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
M&T Bank Logo
NMLS # 381076
(877) 526-1847
at 1.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $3,117
 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,556
Thank you for your inquiry! 
 
M&T Bank Logo
NMLS # 381076
(877) 526-1847
at 2.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $4,617
 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $337
Thank you for your inquiry! 
 
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
M&T Bank Logo
NMLS # 381076
(877) 526-1847
at 0.000 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $1,117
 
 
Ally Bank Logo
NMLS # 181005
(877) 738-5335
at 0.000 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $870
 
 
at 0.000 pts
30 day lock rate
Est payment: $1,199.10
Fees in APR: None
 
 
Watermark Home Loans Logo
NMLS # 1838
State Lic # 1838
(877) 526-4069
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
Watermark Home Loans is a BBB A+ rated Direct Lender. 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $356
Thank you for your inquiry! 
 
Columbia Bank Logo
NMLS # 504284
at 0.000 pts
60 day lock rate
Est payment: $954.83
Fees in APR: None
 
 
Flagstar Bank Logo
NMLS # 417490
(877) 808-7051
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $744
Thank you for your inquiry! 
 
Best Rate USA Logo
NMLS # 134407
State Lic # 0903805
(877) 381-2251
at 0.000 pts
45 day lock rate
Est payment: $912.10
Fees in APR: $995
The direct lender to call for great rates and superior service. 
 
Schuyler Savings Bank
4.257%
10/16/2017
4.250%
at 0.000 pts
60 day lock rate
Est payment: $983.88
Fees in APR: $170
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Mortgage
Purchase and Refinance Fixed Rate/Adjustable Rate Conforming – APR’s are based on a $200,000 loan for a purchase transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA’s). Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for “no cash-out” loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Fixed Rate/Adjustable Rate Jumbo – APR’s are based on a $450,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.
Quotes are for “no cash-out” loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Home Equity

Home Equity Loans – Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+.

Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions “No closing costs” indicates that customer is not required to pay closing costs on the loan. “With closing costs” indicates that customer is required to pay closing costs on the loan. Rates displayed do not include discounts. Rates are subject to change without notice.

Home Equity Line of Credit – Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+.

Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions – “No closing costs” indicates that customer is not required to pay closing costs on the line of credit. “With closing costs” indicates that customer is required to pay closing costs on the line of credit. Rates displayed do not include discounts. Rates are subject to change without notice.