Mortgage Rates in Colorado15 Year Fixed mortgage rates in Colorado are at 6.125% with 0.000% point(s), 10 Year Fixed mortgage rates today with 0.000% point(s) in Colorado are at 5.625%, Current Colorado fixed rate mortgages for a 30-Year Fixed mortgage are at 5.750% with 1.000% point(s). Colorado Mortgage Rates:Search and compare mortgage rates and refinance rates in Colorado. Our rate table has a list of Colorado mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Colorado. Save money by using our free tool to find customized mortgage and refinance rates for Colorado (CO). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Colorado you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Adjustable rates on 10-Year ARM loans in Colorado with 0.000% point(s) are at 6.375%, Colorado 5/1 ARM mortgage rates are at 5.750% with 0.000% point(s), Adjustable rates on 7/1 ARM loans in Colorado with 0.000% point(s) are at 5.875%. Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.45%
5/6 ARM Jumbo
6.83%
Types of rates available in Colorado include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Colorado listed below. Mortgage Rates in Colorado March 23, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Colorado Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Colorado? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Colorado Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Colorado? You can list your company, contact information, website an logo here. Contact us to find out how. Colorado Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Colorado. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Colorado mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Colorado mortgage loans that have been made. As a result, Colorado mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Colorado Super Conforming Home Loan RatesSuper conforming mortgages in Colorado are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Colorado Jumbo Loan Interest RatesColorado jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Colorado are usually 0.75 basis points higher than conforming mortgage rates in Colorado because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Colorado Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Colorado. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Colorado Adjustable Interest RatesColorado adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Colorado Interest Only Home Mortgage RatesColorado interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Colorado FHA Mortgage Mortgage RatesBorrowers in Colorado must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Colorado are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in ColoradoAgateAguilarAkronAlamosaAllensparkAlmaAlmontAmherstAntonAntonitoArapahoeArbolesArlingtonArribaArvadaAspenAtwoodAultAuroraAustinAvonAvondaleBaileyBasaltBattlement MesaBayfieldBedrockBellvueBennettBerthoudBethuneBeulahBlack HawkBlancaBoncarboBondBooneBoulderBransonBreckenridgeBriggsdaleBrightonBroomfieldBrushBuena VistaBuffalo CreekBurlingtonBurnsByersCahoneCalhanCampoCanon CityCapulinCarbondaleCarrCascadeCastle RockCedaredgeCenterCentral CityChamaCherawCheyenne WellsChimney RockChromoCimarronClarkCliftonClimaxCoal CreekCoaldaleCoalmontCollbranColorado CityColorado SpringsCommerce CityComoConejosConiferCopeCortezCoryCotopaxiCowdreyCraigCrawfordCreedeCrested ButteCrestoneCripple CreekCrookCrowleyDaconoDe BequeDeer TrailDel NorteDeltaDenverDillonDinosaurDivideDoloresDove CreekDrakeDumontDupontDurangoEadsEagleEastlakeEatonEckertEckleyEdwardsEgnarEl JebelElbertEldorado SpringsElizabethEmpireEnglewoodErieEstes ParkEvansEvergreenFairplayFirestoneFlaglerFlemingFlorenceFlorissantFort CollinsFort GarlandFort LuptonFort LyonFort MorganFountainFowlerFranktownFraserFrederickFriscoFruitaGaletonGarciaGardnerGatewayGenoaGeorgetownGilcrestGillGlade ParkGlen HavenGlenwood SpringsGoldenGranadaGranbyGrand JunctionGrand LakeGraniteGrantGreeleyGreen Mountain FallsGroverGuffeyGulnareGunnisonGypsumHamiltonHartmanHartselHastyHaswellHaxtunHaydenHendersonHerefordHesperusHillroseHillsideHoehneHollyHolyokeHomelakeHooperHot Sulphur SpringsHotchkissHowardHudsonHugoHygieneIdaho SpringsIdaliaIdledaleIgnacioIliffIndian HillsJamestownJarosoJeffersonJelmJoesJohnstownJulesburgKarvalKeenesburgKerseyKimKiowaKirkKit CarsonKittredgeKremmlingLa JaraLa JuntaLa SalleLa VetaLafayetteLake CityLake GeorgeLamarLaporteLarkspurLas AnimasLazearLeadvilleLewisLimonLindonLittletonLivermoreLochbuieLog Lane VillageLomaLone TreeLongmontLouisvilleLouviersLovelandLucerneLyonsMackMaherManassaMancosManitou SpringsManzanolaMarvelMasonvilleMathesonMaybellMcClaveMcCoyMeadMeekerMeredithMerinoMesaMesa Verde National ParkMillikenMinturnModelMoffatMolinaMonarchMonte VistaMontroseMonumentMorrisonMoscaNathropNaturitaNederlandNew CastleNew RaymerNiwotNorwoodNuclaNunnOak CreekOhio CityOlatheOlney SpringsOphirOrchardOrdwayOtisOurayOvidPadroniPagosa SpringsPalisadePalmer LakePaoliPaoniaParachuteParadoxParkerParlinParshallPeetzPenrosePeytonPhippsburgPiercePinePinecliffePitkinPlacervillePlattevillePleasant ViewPoncha SpringsPowderhornPritchettPuebloRamahRandRangelyRed CliffRed Feather LakesRed WingRedvaleRicoRidgwayRifleRockvaleRocky FordRoggenRollinsvilleRomeoRushRyeSaguacheSalidaSan LuisSan PabloSanfordSargentsSedaliaSedgwickSeibertSeveranceShawneeSheridan LakeSherrelwoodSiltSilver PlumeSilverthorneSilvertonSimlaSlaterSnowmassSnowmass VillageSnyderSomersetSouth ForkSpringfieldStarkvilleSteamboat SpringsSterlingStonehamStrasburgStrattonSugar CitySwinkTabernashTellurideThorntonTimnathToponasTowaocTrincheraTrinidadTwin LakesTwo ButtesU S A F AcademyVailVernonVictorVilasVilla GroveVonaWaldenWalsenburgWalshWardWatkinsWeldonaWellingtonWestcliffeWestminsterWestonWetmoreWheat RidgeWhitewaterWigginsWild HorseWileyWindsorWinter ParkWolcottWoodland ParkWoodrowWoody CreekWrayYampaYellow JacketYoderYumaOther Mortgage Rate Deals
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