Colorado Mortgage Rates May 2019

Colorado Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Colorado. Our rate table has a list of Colorado mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Colorado you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Colorado include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Colorado listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 80201, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Better.com
Better.com
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.002
4.000
USD
Better.com Logo
NMLS # 330511
State Lic # CR-330511
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $79
Thank you for your quote. 
 
30 yr fixed mtg refi Mortgage Loan from Equitable Savings and Loan Assocaition
Equitable Savings and Loan Assocaition
300000
Refinance
4.290
4.125
USD
Equitable Savings and Loan Assocaition
4.290%
5/15/2019
4.125%
at 1.250 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,111
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of the West
Bank of the West
300000
Refinance
4.429
4.375
USD
Bank of the West
4.429%
5/15/2019
4.375%
at 0.375 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $793
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.030
4.000
USD
LincolnWay Community Bank
4.030%
5/14/2019
4.000%
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Jonah Bank of Wyoming
Jonah Bank of Wyoming
300000
Refinance
4.346
4.250
USD
Jonah Bank of Wyoming
4.346%
5/13/2019
4.250%
at 1.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $411
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.287
4.250
USD
Raymond James Bank, NA
4.287%
5/15/2019
4.250%
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America, NA
Bank of America, NA
300000
Refinance
4.093
4.000
USD
Bank of America, NA
4.093%
5/15/2019
4.000%
at 0.687 pts
60 day lock rate
Est payment: $1,432.25
Fees in APR: $1,271
 
 
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.282
4.250
USD
First National Bank of Omaha
4.282%
5/17/2019
4.250%
at 0.125 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $752
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.426
4.375
USD
Citizens Bank, NA
4.426%
5/17/2019
4.375%
at 0.250 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $1,056
 
 
30 yr fixed mtg refi Mortgage Loan from Community Banks of Colorado
Community Banks of Colorado
300000
Refinance
4.697
4.625
USD
Community Banks of Colorado
4.697%
5/17/2019
4.625%
at 0.500 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $1,000
 
 
30 yr fixed mtg refi Mortgage Loan from Frontier Bank
Frontier Bank
300000
Refinance
4.258
4.125
USD
Frontier Bank
4.258%
5/16/2019
4.125%
at 1.500 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $241
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Colorado Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Colorado. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Colorado mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Colorado mortgage loans that have been made. As a result, Colorado mortgage rates today are lower than jumbo interest rates in Colorado. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Colorado Super Conforming Home Loan Rates

Super conforming mortgages in Colorado are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Colorado Jumbo Loan Interest Rates

Colorado jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Colorado are usually 0.75 basis points higher than conforming mortgage rates in Colorado because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Colorado Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Colorado. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Colorado Adjustable Interest Rates

Colorado adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Colorado Interest Only Home Mortgage Rates

Colorado interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Colorado FHA Mortgage Mortgage Rates

Borrowers in Colorado must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Colorado are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


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