Mortgage Rates in New York, Category

Loan Type

State

FICO Score

Loan Amount

Points

LTV

Loan Term 15-Year Fixed 20-Year Fixed 30-Year Fixed 5-Year ARM 7-Year ARM 10-Year ARM

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Lender

APR / Rate

Payment

Fees and Points

NMLS #test

License: 777

5.779%

15-Year Fixed

5.625%

$3,295 /mo

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

NMLS #598623

5.817%

15-Year Fixed

5.625%

$3,295 /mo

$5,000

Includes 1.000 points for $4,000

Lender Fees: $1,000

NMLS #1234

5.970%

15-Year Fixed

5.875%

$3,349 /mo

$2,436

Includes 0.609 points for $2,436

Lender Fees: $0

NMLS #test

License: 777

6.596%

30-Year Fixed

6.500%

$2,529 /mo

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

NMLS #598623

6.620%

30-Year Fixed

6.500%

$2,529 /mo

$5,000

Includes 1.000 points for $4,000

Lender Fees: $1,000

NMLS #2184

6.778%

15-Year Fixed

6.625%

$3,512 /mo

$3,864

Includes 0.966 points for $3,864

Lender Fees: $0

NMLS #1234

6.925%

30-Year Fixed

6.875%

$2,628 /mo

$2,036

Includes 0.509 points for $2,036

Lender Fees: $0

NMLS #2184

7.215%

30-Year Fixed

7.125%

$2,695 /mo

$3,620

Includes 0.905 points for $3,620

Lender Fees: $0

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates in New York, September 23, 2023

Bank of America

5Y/6M ARM

8.000%

8.348%

0.991

Bank of America

10Y/6M ARM

8.000%

8.295%

0.812

M&T Bank

5-Year ARM FHA

6.625%

8.277%

2.000

M&T Bank

5-Year Jumbo ARM

6.125%

8.242%

2.000

M&T Bank

5-Year ARM

6.500%

8.213%

2.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

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