Mortgage Rates in Arkansas, Category

Mortgage rates today in Arkansas, Category are 7.35 for a 30 year fixed mortgage loan, 6.65% for 15 year fixed mortgage loan and 6.75% for a 5 year ARM.

Lender

APR / Rate

Payment

Fees and Points

 

NMLS #test

License: 777

5.779%

15-Year Fixed

5.625%

$3,295 /mo

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

Next

NMLS #598623

5.817%

15-Year Fixed

5.625%

$3,295 /mo

$5,000

Includes 1.000 points for $4,000

Lender Fees: $1,000

Next

NMLS #1234

5.970%

15-Year Fixed

5.875%

$3,349 /mo

$2,436

Includes 0.609 points for $2,436

Lender Fees: $0

Next

NMLS #test

License: 777

6.596%

30-Year Fixed

6.500%

$2,529 /mo

$4,000

Includes 1.000 points for $4,000

Lender Fees: $0

Next

NMLS #598623

6.620%

30-Year Fixed

6.500%

$2,529 /mo

$5,000

Includes 1.000 points for $4,000

Lender Fees: $1,000

Next

NMLS #2184

6.778%

15-Year Fixed

6.625%

$3,512 /mo

$3,864

Includes 0.966 points for $3,864

Lender Fees: $0

Next

NMLS #1234

6.925%

30-Year Fixed

6.875%

$2,628 /mo

$2,036

Includes 0.509 points for $2,036

Lender Fees: $0

Next

NMLS #2184

7.215%

30-Year Fixed

7.125%

$2,695 /mo

$3,620

Includes 0.905 points for $3,620

Lender Fees: $0

Next

Mortgage Rates in Arkansas, September 23, 2023

Lender

Product

Rate

APR

Points

Bank of America

5Y/6M ARM

8.000%

8.348%

0.991

Bank of America

10Y/6M ARM

8.000%

8.295%

0.812

M&T Bank

5-Year ARM FHA

6.625%

8.277%

2.000

M&T Bank

5-Year Jumbo ARM

6.125%

8.242%

2.000

M&T Bank

5-Year ARM

6.500%

8.213%

2.000

Bank of America

7Y/6M ARM

7.750%

8.176%

0.842

U.S. Bank

5/1 ARM

7.500%

8.051%

0.950

U.S. Bank

10/1 Jumbo ARM

7.625%

7.975%

0.990

M&T Bank

15-Year Fixed VA

6.750%

7.929%

2.000

M&T Bank

15-Year Fixed FHA

6.750%

7.929%

2.000

Quicken Loans

30-Year Fixed FHA

6.990%

7.913%

2.000

Rocket Mortgage

30-Year Fixed FHA

6.990%

7.907%

2.000

Bank of America

20-Year Fixed

7.625%

7.906%

0.512

Bank of America

30 Year Fixed

7.625%

7.891%

0.958

U.S. Bank

7/1 ARM

7.250%

7.815%

0.715

Amerisave

10-Year Fixed

6.990%

7.788%

2.498

U.S. Bank

5/1 Jumbo ARM

6.875%

7.764%

0.700

Quicken Loans

30-Year Fixed

7.375%

7.725%

2.125

Chase Bank

5/6 Month ARM

6.750%

7.710%

1.000

Teachers Federal Credit Union

30-Year Fixed Jumbo

7.250%

7.700%

0.500

Teachers Federal Credit Union

5/6 ARM

6.750%

7.700%

0.500

Teachers Federal Credit Union

5/6 ARM Jumbo

6.750%

7.640%

0.500

Chase Bank

7/6 Month ARM

7.000%

7.627%

1.000

Wells Fargo

7/6-Month ARM

6.750%

7.591%

1.000

Chase Bank

30-Year Fixed FHA

6.750%

7.572%

1.000

Teachers Federal Credit Union

10/6 ARM

7.125%

7.560%

0.500

PNC Bank

30-Year Fixed

7.250%

7.520%

0.955

Teachers Federal Credit Union

7/6 ARM

6.750%

7.520%

0.500

Citizens Bank

30-Year Fixed

7.350%

7.500%

0.750

Teachers Federal Credit Union

10/6 ARM Jumbo

7.125%

7.500%

0.500

U.S. Bank

20-Year Fixed Jumbo

7.250%

7.462%

0.740

Teachers Federal Credit Union

7/6 ARM Jumbo

6.750%

7.460%

0.500

U.S. Bank

10/1 ARM

6.875%

7.439%

0.740

M&T Bank

30-Year Fixed FHA

6.750%

7.436%

2.000

M&T Bank

30-Year Fixed VA

6.750%

7.436%

2.000

Wells Fargo

7/6-Month ARM Jumbo

6.625%

7.430%

1.000

Rocket Mortgage

30-Year Fixed VA

6.875%

7.427%

2.000

Amerisave

30-Year Fixed

6.990%

7.415%

3.191

U.S. Bank

7/1 Jumbo ARM

6.500%

7.406%

0.590

Chase Bank

30-Year Fixed

7.250%

7.343%

1.000

Union Savings Bank

30-Year Fixed

7.250%

7.322%

0.000

Teachers Federal Credit Union

30-year Fixed

7.250%

7.320%

0.500

Rocket Mortgage

30-Year Fixed

6.990%

7.310%

2.125

U.S. Bank

30-Year Fixed Jumbo

7.125%

7.279%

0.665

Chase Bank

10/6 Interest Only Jumbo ARM

6.750%

7.276%

1.000

Teachers Federal Credit Union

15-Year Fixed Jumbo

7.125%

7.270%

0.500

Teachers Federal Credit Union

20-Year Fixed Jumbo

7.125%

7.260%

0.500

Rocket Mortgage

20-Year Fixed

6.875%

7.256%

1.875

Teachers Federal Credit Union

15-Year Fixed

7.125%

7.240%

0.500

Citi

30-Year Fixed

7.000%

7.224%

1.000

Chase Bank

15-Year Fixed

7.000%

7.220%

1.000

Citi

15-Year Fixed

6.875%

7.215%

1.000

Wells Fargo

30-Year Fixed

7.000%

7.204%

1.000

U.S. Bank

15-Year Fixed Jumbo

6.875%

7.165%

0.925

Teachers Federal Credit Union

10-Year Fixed

7.000%

7.160%

0.500

U.S. Bank

30-Year Fixed

6.990%

7.145%

0.688

PNC Bank

15-Year Fixed

6.625%

7.099%

0.955

Union Savings Bank

20-Year Fixed

7.000%

7.092%

0.000

Citizens Bank

15-Year Fixed

6.875%

7.092%

0.875

Union Savings Bank

15-Year Fixed

7.000%

7.054%

0.000

Teachers Federal Credit Union

20-Year Fixed

6.875%

6.970%

0.500

M&T Bank

30-Year Fixed

6.625%

6.944%

2.000

Wells Fargo

15 Year Fixed Jumbo

6.750%

6.943%

1.000

Bank of America

15 Year Fixed

6.500%

6.889%

0.844

Quicken Loans

30-Year Fixed Jumbo

6.625%

6.869%

2.000

Rocket Mortgage

30 Year Jumbo Fixed

6.625%

6.869%

2.000

Pentagon Federal Credit Union

30-Year Fixed Jumbo

6.625%

6.856%

1.250

Wells Fargo

30 Year Fixed Jumbo

6.750%

6.856%

1.000

Navy Federal Credit Union

15-Year Fixed Jumbo

6.625%

6.826%

0.250

Wells Fargo

30-Year Fixed VA

6.500%

6.824%

1.000

U.S. Bank

10-Year Fixed

6.375%

6.768%

0.882

M&T Bank

15-Year Fixed

6.250%

6.765%

2.000

M&T Bank

30-Year Fixed Jumbo

6.500%

6.722%

2.000

U.S. Bank

20-Year Fixed

6.625%

6.713%

0.601

U.S. Bank

15-Year Fixed

6.375%

6.653%

0.879

Pentagon Federal Credit Union

30-Year Fixed

6.250%

6.647%

1.000

Amerisave

15-Year Fixed

5.750%

6.605%

4.346

Chase Bank

30-Year Fixed Jumbo

6.490%

6.575%

1.000

Navy Federal Credit Union

15-Year Fixed

6.375%

6.574%

0.250

Pentagon Federal Credit Union

30-Year Fixed FHA

5.625%

6.567%

1.125

M&T Bank

15-Year Fixed Jumbo

5.875%

6.514%

2.000

Navy Federal Credit Union

30-Year Fixed

6.625%

6.474%

0.250

Navy Federal Credit Union

30-Year Fixed Jumbo

6.625%

6.474%

0.025

Navy Federal Credit Union

3/5 Jumbo ARM

5.000%

6.063%

0.250

Navy Federal Credit Union

3/5 Conforming ARM

5.000%

6.053%

0.250

Navy Federal Credit Union

5/5 ARM

5.250%

5.989%

0.250

Navy Federal Credit Union

5/5 Jumbo ARM

5.250%

5.989%

0.250

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Arkansas, Category Mortgage Rates:

Search and compare mortgage rates and refinance rates in Arkansas, . Our rate table has a list of Arkansas, Category mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Arkansas, you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Arkansas, include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Arkansas, Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Category. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Arkansas, mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Arkansas, mortgage loans that have been made. As a result, Arkansas, mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Arkansas, Super Conforming Home Loan Rates

Super conforming mortgages in Arkansas, are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Arkansas, Jumbo Loan Interest Rates

Arkansas, jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Arkansas, are usually 0.75 basis points higher than conforming mortgage rates in Arkansas, because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Arkansas, Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Arkansas, . The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Arkansas, Adjustable Interest Rates

Arkansas, adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Arkansas, Interest Only Home Mortgage Rates

Arkansas, interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Arkansas, FHA Mortgage Mortgage Rates

Borrowers in Arkansas, must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Arkansas, are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.