Monterey Park, CA Conforming Mortgage Rates

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30-Year Fixed FHA mortgage rates in Monterey Park, California are at 7.250% with 0.000% point(s), 30-Year Fixed mortgage rates in Monterey Park, California are at 7.250% with 22.000% point(s), 30-Year Fixed mortgage rates today with 0.000% point(s) in Monterey Park, California are at 7.300%. Adjustable rates on 5-Year Jumbo ARM loans in Monterey Park, California with 2.000% point(s) are at 6.125%., Adjustable rates on 5/1 Jumbo ARM loans in Monterey Park, California with 0.690% point(s) are at 6.750%., Mortgage rates on adjustable loans include 5/5 Jumbo ARM with 0.250% point(s) in Monterey Park, California at 5.250%.
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
District Lending
NMLS #598623
5.394%
15-Year Fixed
5.250%
$3,216 /mo
$3,784
Includes 0.946 points for $3,784
Lender Fees: $0
PADDIO
NMLS #1907
5.865%
15-Year Fixed
5.625%
$3,295 /mo
$6,252
Includes 0.688 points for $2,752
Lender Fees: $3,500
PenFed Credit Union
NMLS #401822
6.312%
30-Year Fixed
6.125%
$2,431 /mo
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
District Lending
NMLS #598623
6.321%
30-Year Fixed
6.250%
$2,463 /mo
$3,004
Includes 0.751 points for $3,004
Lender Fees: $0
PenFed Credit Union
NMLS #401822
6.379%
15-Year Fixed
6.125%
$3,403 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
District Lending
NMLS #598623
6.570%
5-Year ARM
6.500%
$2,529 /mo
$2,904
Includes 0.726 points for $2,904
Lender Fees: $0
PADDIO
NMLS #1907
6.878%
30-Year Fixed
6.750%
$2,595 /mo
$5,252
Includes 0.438 points for $1,752
Lender Fees: $3,500
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Monterey Park, California Mortgage Rates:

Search and compare mortgage rates and refinance rates in Monterey Park, CA. Our rate table has a list of Monterey Park, California mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Monterey Park, CA you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Monterey Park, CA include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Mortgage Rates in Monterey Park, CA December 10, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

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Conforming Mortgage Rates Monterey Park, California

Compare current conforming mortgage rates and conforming refinance rates in Monterey Park, CA. You will find banks, credit unions and mortgage companies listed offering today's Monterey Park, CA conforming mortgage rates and Monterey Park, CA conforming refinance rates. Fixed conventional mortgages in Monterey Park, CA are available in terms of 40 years, 30 years, 20 years, and 15 years. Monterey Park, CA adjustable conforming mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Conforming mortgage rates in Monterey Park, California are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. Home loans made for Monterey Park, CA homes and condos that "conform" to the standards set out by the Federal Housing Finance Agency (FHFA) can be purchased by Freddie Mac, Fannie Mae and the Federal Housing Administration (FHA). Since conforming mortgages made in Monterey Park, CA can be sold to these government sponsored entities conforming mortgage rates are lower than jumbo mortgage rates.


Map for Monterey Park, CA Rates & Resources