Merced, CA Jumbo Mortgage Rates
20-Year Fixed mortgage rates in Merced, California are at 7.500% with 1.000% point(s), 30-Year Fixed mortgage rates in Merced, California are at 7.375% with 1.000% point(s), 15-Year Fixed mortgage rates in Merced, California are at 6.750% with 1.000% point(s). Merced, California 5/1 ARM Jumbo mortgage rates are at 7.000% with 0.000% point(s), Mortgage rates on adjustable loans include 7/1 ARM Jumbo with 0.000% point(s) in Merced, California at 6.999%, Mortgage rates on adjustable loans include 5/5 ARM with 0.250% point(s) in Merced, California at 5.250%.
APR / Rate
Fees and Points
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Merced, California Mortgage Rates:
Search and compare mortgage rates and refinance rates in Merced, CA. Our rate table has a list of Merced, California mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. When you start your search for current mortgage rates in Merced, CA you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Merced, CA include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.
Mortgage Rates in Merced, CA November 28, 2023
30-Year Fixed FHA
5/6M SOFR ARM
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
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Jumbo Mortgage Rates Merced, California
Compare current jumbo mortgage rates in Merced, CA and jumbo refinance rates in Merced, CA. You will find banks, credit unions and mortgage companies listed with today’s Merced, CA jumbo mortgage rates and Merced, CA jumbo refinance rates. Jumbo mortgages in Merced, CA are available in terms of 40 years, 30 years, 20 years, and 15 years. Merced, CA adjustable jumbo mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.
Merced, California jumbo mortgage rates are rates on mortgage loans that are higher than the conforming loan limits set the Federal Housing Finance Agency. Jumbo mortgage loans made for Merced, CA homes and condos have a higher interest rate than conforming Merced, CA mortgage loans. The reason being is banks, credit unions and mortgage companies sell these loans to private investors instead of the government sponsored entities. As a result private investors require a higher rate of return because of the risk involved.
Merced, CA Mortgage ProductsMerced, California Conforming Mortgage Rates
Merced, California Conforming Adjustable Mortgage Rates
Merced, California Jumbo Adjustable Mortgage Rates