Los Alamitos, CA Mortgage Rates and Refinance Rates

Los Alamitos, California Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Los Alamitos, CA. Our rate table has a list of Los Alamitos, California mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Los Alamitos, CA you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Los Alamitos, CA include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Los Alamitos, CA listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 95816, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Agora Lending
Agora Lending
https://www.brimg.net/system/img/inst/10036_logo.gif
200000
Refinance
4.401
4.250
USD
Agora Lending Logo
NMLS # 1121650
State Lic # 6054815
at 0.100 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $3,342
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from First Internet Bank
First Internet Bank
https://www.brimg.net/system/img/inst/7814_logo.gif
200000
Refinance
4.460
4.375
USD
First Internet Bank Logo
NMLS # 424182
at 0.100 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $1,802
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from First Mortgage Direct
First Mortgage Direct
https://www.brimg.net/system/img/inst/10212_logo.gif
200000
Refinance
4.513
4.375
USD
First Mortgage Direct Logo
NMLS # 244476
State Lic # 41DBO-51145
at 1.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $1,216
 
 
30 yr fixed Mortgage Loan from e-Lend
e-Lend
https://www.brimg.net/system/img/inst/7076_logo.gif
200000
Refinance
4.532
4.375
USD
e-Lend Logo
NMLS # 2826
State Lic # 413-0714
at 1.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $1,650
 
 
30 yr fixed Mortgage Loan from Lenda, Inc.
Lenda, Inc.
https://www.brimg.net/system/img/inst/8792_logo.gif
200000
Refinance
4.451
4.375
USD
Lenda, Inc. Logo
NMLS # 991397
State Lic # 01926580
at 0.100 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $1,582
All online. No annoying phone calls. No paper. No hassles. 
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
200000
Refinance
4.909
4.625
USD
E-Click Lending Logo
NMLS # 227765
State Lic # CA-DOC#413 1112
(877) 275-4211
at 1.000 pts
30 day lock rate
Est payment: $1,028.28
Fees in APR: $4,457
 
 
30 yr fixed Mortgage Loan from Unified Mortgage, LLC
Unified Mortgage, LLC
https://www.brimg.net/system/img/inst/10277_logo.gif
200000
Refinance
4.507
4.375
USD
Unified Mortgage, LLC Logo
NMLS # 1490269
State Lic # 60DBO57586
at 0.100 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $2,887
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
200000
Refinance
4.353
4.210
USD
Sol Mortgage Logo
at 0.100 pts
30 day lock rate
Est payment: $979.20
Fees in APR: $3,159
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Apple Financial Network
Apple Financial Network
https://www.brimg.net/system/img/inst/10393_logo.gif
200000
Refinance
4.348
4.250
USD
Apple Financial Network Logo
NMLS # 1604485
State Lic # 01060119
at 0.100 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $2,120
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Lending Corner, Inc
Lending Corner, Inc
https://www.brimg.net/system/img/inst/10101_logo.gif
200000
Refinance
4.646
4.500
USD
Lending Corner, Inc Logo
NMLS # 01910620
State Lic # 1523546
at 0.100 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: $3,182
Thank you for your inquiry. 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
200000
Refinance
4.377
4.250
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 1.000 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $988
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
200000
Refinance
4.332
4.240
USD
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 603K498
at 0.100 pts
30 day lock rate
Est payment: $982.71
Fees in APR: $1,962
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from eRates Mortgage
eRates Mortgage
https://www.brimg.net/system/img/inst/9139_logo.gif
200000
Refinance
4.441
4.375
USD
eRates Mortgage Logo
NMLS # 1071
State Lic # 4130675
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $1,356
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
200000
Refinance
4.334
4.250
USD
AimLoan.com Logo
NMLS # 2890
State Lic # 413-0477
at 0.100 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $1,781
 
 
30 yr fixed Mortgage Loan from McGlone Mortgage Group
McGlone Mortgage Group
https://www.brimg.net/system/img/inst/2125_logo.gif
200000
Refinance
4.375
4.375
USD
McGlone Mortgage Group Logo
NMLS # 3232
State Lic # 41DBO-46498
(877) 475-4039
at 0.000 pts
40 day lock rate
Est payment: $998.57
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https://www.brimg.net/system/img/inst/7834_logo.gif
200000
Refinance
4.625
4.625
USD
HomePlus Mortgage Logo
NMLS # 78669
State Lic # 01426454
(877) 317-3710
at 0.000 pts
30 day lock rate
Est payment: $1,028.28
Fees in APR: None
Thank you for your inquiry. 
 
30 yr fixed Mortgage Loan from First Mortgage Direct
First Mortgage Direct
https://www.brimg.net/system/img/inst/10212_logo.gif
200000
Refinance
4.625
4.625
USD
First Mortgage Direct Logo
NMLS # 244476
State Lic # 41DBO-51145
at 0.000 pts
30 day lock rate
Est payment: $1,028.28
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from eRates Mortgage
eRates Mortgage
https://www.brimg.net/system/img/inst/9139_logo.gif
200000
Refinance
4.625
4.625
USD
eRates Mortgage Logo
NMLS # 1071
State Lic # 4130675
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $1,028.28
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
200000
Refinance
4.638
4.625
USD
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 4131109
at 0.000 pts
45 day lock rate
Est payment: $1,028.28
Fees in APR: $299
 
 
30 yr fixed Mortgage Loan from Agora Lending
Agora Lending
https://www.brimg.net/system/img/inst/10036_logo.gif
200000
Refinance
4.547
4.500
USD
Agora Lending Logo
NMLS # 1121650
State Lic # 6054815
at 0.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: $1,094
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from e-Lend
e-Lend
https://www.brimg.net/system/img/inst/7076_logo.gif
200000
Refinance
4.500
4.500
USD
e-Lend Logo
NMLS # 2826
State Lic # 413-0714
at 0.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Interstate Home Loan Center, Inc.
Interstate Home Loan Center, Inc.
https://www.brimg.net/system/img/inst/10408_logo.gif
200000
Refinance
4.630
4.625
USD
Interstate Home Loan Center, Inc. Logo
at 0.000 pts
30 day lock rate
Est payment: $1,028.28
Fees in APR: $105
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Lenda, Inc.
Lenda, Inc.
https://www.brimg.net/system/img/inst/8792_logo.gif
200000
Refinance
4.519
4.500
USD
Lenda, Inc. Logo
NMLS # 991397
State Lic # 01926580
at 0.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: $442
All online. No annoying phone calls. No paper. No hassles. 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
200000
Refinance
4.913
4.875
USD
Ally Bank Logo
NMLS # 181005
at 0.000 pts
60 day lock rate
Est payment: $1,058.42
Fees in APR: $865
 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
200000
Refinance
4.490
4.490
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 0.000 pts
30 day lock rate
Est payment: $1,012.18
Fees in APR: None
 
30 yr fixed Mortgage Loan from Unified Mortgage, LLC
Unified Mortgage, LLC
https://www.brimg.net/system/img/inst/10277_logo.gif
200000
Refinance
4.554
4.500
USD
Unified Mortgage, LLC Logo
NMLS # 1490269
State Lic # 60DBO57586
at 0.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: $1,262
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Lending Corner, Inc
Lending Corner, Inc
https://www.brimg.net/system/img/inst/10101_logo.gif
200000
Refinance
4.750
4.750
USD
Lending Corner, Inc Logo
NMLS # 01910620
State Lic # 1523546
at 0.000 pts
30 day lock rate
Est payment: $1,043.29
Fees in APR: None
Thank you for your inquiry. 
 
30 yr fixed Mortgage Loan from First Internet Bank
First Internet Bank
https://www.brimg.net/system/img/inst/7814_logo.gif
200000
Refinance
4.539
4.500
USD
First Internet Bank Logo
NMLS # 424182
at 0.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: $911
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Ownium
Ownium
https://www.brimg.net/system/img/inst/10225_logo.gif
200000
Refinance
4.375
4.375
USD
Ownium Logo
NMLS # 121455
at 0.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
200000
Refinance
4.411
4.375
USD
AimLoan.com Logo
NMLS # 2890
State Lic # 413-0477
at 0.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $847
 
 
30 yr fixed Mortgage Loan from Aspire Lending
Aspire Lending
https://www.brimg.net/system/img/inst/10327_logo.gif
200000
Refinance
4.552
4.500
USD
Aspire Lending Logo
NMLS # 137773
State Lic # 4131233
at 0.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: $1,208
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
200000
Refinance
4.501
4.500
USD
Sol Mortgage Logo
at 0.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: $17
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Better Mortgage Inc
Better Mortgage Inc
https://www.brimg.net/system/img/inst/9722_logo.gif
200000
Refinance
4.437
4.375
USD
Better Mortgage Inc Logo
NMLS # 330511
State Lic # 6052748
(877) 699-1832
at 0.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $1,452
Thank you for your quote. 
 
30 yr fixed Mortgage Loan from C2 Financial Corporation
C2 Financial Corporation
https://www.brimg.net/system/img/inst/5072_logo.gif
200000
Refinance
4.654
4.625
USD
C2 Financial Corporation Logo
NMLS # 236398
State Lic # 01821025
at 0.000 pts
30 day lock rate
Est payment: $1,028.28
Fees in APR: $673
 
 
30 yr fixed Mortgage Loan from Republic Bank
Republic Bank
https://www.brimg.net/system/img/inst/2248_logo.gif
200000
Refinance
4.538
4.500
USD
Republic Bank Logo
at 0.000 pts
45 day lock rate
Est payment: $1,013.37
Fees in APR: $895
 
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
200000
Refinance
5.006
4.875
USD
E-Click Lending Logo
NMLS # 227765
State Lic # CA-DOC#413 1112
(877) 275-4211
at 0.000 pts
30 day lock rate
Est payment: $1,058.42
Fees in APR: $2,969
 
 
30 yr fixed Mortgage Loan from LoanLock
LoanLock
https://www.brimg.net/system/img/inst/9948_logo.gif
200000
Refinance
4.750
4.750
USD
LoanLock Logo
NMLS # 237507
State Lic # 603J071
at 0.000 pts
30 day lock rate
Est payment: $1,043.29
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
200000
Refinance
4.404
4.365
USD
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 603K498
at 0.000 pts
30 day lock rate
Est payment: $997.39
Fees in APR: $924
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Apple Financial Network
Apple Financial Network
https://www.brimg.net/system/img/inst/10393_logo.gif
200000
Refinance
4.415
4.375
USD
Apple Financial Network Logo
NMLS # 1604485
State Lic # 01060119
at 0.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $938
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
200000
Refinance
4.320
4.000
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 2.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $3,514
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
200000
Refinance
4.282
4.085
USD
Sol Mortgage Logo
at 1.100 pts
30 day lock rate
Est payment: $964.66
Fees in APR: $2,452
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
200000
Refinance
5.047
4.500
USD
E-Click Lending Logo
NMLS # 227765
State Lic # CA-DOC#413 1112
(877) 275-4211
at 2.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: $8,230
 
 
30 yr fixed Mortgage Loan from Lending Corner, Inc
Lending Corner, Inc
https://www.brimg.net/system/img/inst/10101_logo.gif
200000
Refinance
4.580
4.375
USD
Lending Corner, Inc Logo
NMLS # 01910620
State Lic # 1523546
at 1.100 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $2,557
Thank you for your inquiry. 
 
30 yr fixed Mortgage Loan from Unified Mortgage, LLC
Unified Mortgage, LLC
https://www.brimg.net/system/img/inst/10277_logo.gif
200000
Refinance
4.382
4.125
USD
Unified Mortgage, LLC Logo
NMLS # 1490269
State Lic # 60DBO57586
at 1.100 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $3,824
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Lenda, Inc.
Lenda, Inc.
https://www.brimg.net/system/img/inst/8792_logo.gif
200000
Refinance
4.374
4.250
USD
Lenda, Inc. Logo
NMLS # 991397
State Lic # 01926580
at 1.100 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $716
All online. No annoying phone calls. No paper. No hassles. 
 
30 yr fixed Mortgage Loan from Apple Financial Network
Apple Financial Network
https://www.brimg.net/system/img/inst/10393_logo.gif
200000
Refinance
4.205
4.000
USD
Apple Financial Network Logo
NMLS # 1604485
State Lic # 01060119
at 1.100 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $2,658
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
200000
Refinance
4.188
3.990
USD
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 603K498
at 1.100 pts
30 day lock rate
Est payment: $953.68
Fees in APR: $2,494
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from eRates Mortgage
eRates Mortgage
https://www.brimg.net/system/img/inst/9139_logo.gif
200000
Refinance
4.383
4.250
USD
eRates Mortgage Logo
NMLS # 1071
State Lic # 4130675
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $918
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
200000
Refinance
4.263
4.125
USD
AimLoan.com Logo
NMLS # 2890
State Lic # 413-0477
at 1.100 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $1,079
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of the West
Bank of the West
200000
Refinance
4.806
4.750
USD
Bank of the West
4.806%
4/17/2018
4.750%
at 0.250 pts
60 day lock rate
Est payment: $1,043.29
Fees in APR: $793
 
 
30 yr fixed mtg refi Mortgage Loan from Schools First FCU
Schools First FCU
200000
Refinance
4.668
4.625
USD
Schools First FCU
4.668%
4/16/2018
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,028.28
Fees in APR: $995
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
200000
Refinance
4.806
4.750
USD
Raymond James Bank, NA
4.806%
4/17/2018
4.750%
at 0.000 pts
45 day lock rate
Est payment: $1,043.29
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Star One Credit Union
Star One Credit Union
200000
Refinance
4.379
4.375
USD
Star One Credit Union
4.379%
4/16/2018
4.375%
at 0.000 pts
45 day lock rate
Est payment: $998.57
Fees in APR: $105
 
 
30 yr fixed mtg refi Mortgage Loan from First Tech Credit Union
First Tech Credit Union
200000
Refinance
4.833
4.750
USD
First Tech Credit Union
4.833%
4/18/2018
4.750%
at 0.500 pts
30 day lock rate
Est payment: $1,043.29
Fees in APR: $898
 
 
30 yr fixed mtg refi Mortgage Loan from Orange Countys Credit Union
Orange Countys Credit Union
200000
Refinance
4.567
4.500
USD
Orange Countys Credit Union
4.567%
4/20/2018
4.500%
at 0.125 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: $1,314
 
 
30 yr fixed mtg refi Mortgage Loan from San Diego County Credit Union
San Diego County Credit Union
200000
Refinance
4.752
4.625
USD
San Diego County Credit Union
4.752%
4/19/2018
4.625%
at 1.250 pts
60 day lock rate
Est payment: $1,028.28
Fees in APR: $434
 
 
30 yr fixed mtg refi Mortgage Loan from Union Bank
Union Bank
200000
Refinance
4.680
4.625
USD
Union Bank
4.680%
4/18/2018
4.625%
at 0.250 pts
60 day lock rate
Est payment: $1,028.28
Fees in APR: $771
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
200000
Refinance
4.546
4.500
USD
LincolnWay Community Bank
4.546%
4/17/2018
4.500%
at 0.000 pts
30 day lock rate
Est payment: $1,013.37
Fees in APR: $1,085
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Los Alamitos, CA Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of California. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Los Alamitos, CA mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Los Alamitos, CA mortgage loans that have been made. As a result, Los Alamitos, CA mortgage rates today are lower than jumbo interest rates in Los Alamitos, CA. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Los Alamitos, CA Super Conforming Home Loan Rates

Super conforming mortgages in Los Alamitos, CA are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Los Alamitos, CA Jumbo Loan Interest Rates

Los Alamitos, CA jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Los Alamitos, CA are usually 0.75 basis points higher than conforming mortgage rates in Los Alamitos, CA because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Los Alamitos, CA Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Los Alamitos, CA. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Los Alamitos, CA Adjustable Interest Rates

Los Alamitos, CA adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Los Alamitos, CA Interest Only Home Mortgage Rates

Los Alamitos, CA interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Los Alamitos, CA FHA Mortgage Mortgage Rates

Borrowers in Los Alamitos, CA must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Los Alamitos, CA are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Los Alamitos, CA Rates & Resources


Los Alamitos FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 11262 Los Alamitos Boulevard, Los Alamitos, CA 90720

City National Bank

17281 5252 Katella Avenue, Los Alamitos, CA 90720

JPMorgan Chase Bank, National Association

628 3502 Katella Avenue, Los Alamitos, CA 90720

Pacific Premier Bank

32172 4957 Katella Avenue, Suite B, Los Alamitos, CA 90720

U.S. Bank National Association

6548 10942 Pine Street, Los Alamitos, CA 90720

U.S. Bank National Association

6548 3996 Ball Road, Los Alamitos, CA 90720