California Mortgage Rates and Refinance Rates

California Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in California. Our rate table has a list of California mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in California you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in California include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in California listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 95816, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Home Point Financial Logo
NMLS # 7706
(877) 742-3239
at 0.456 pts
30 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 603K498
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,764
Thank you for your inquiry, we will be in touch shortly. 
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 603K498
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $710
Thank you for your inquiry, we will be in touch shortly. 
 
Home Point Financial Logo
NMLS # 7706
(877) 742-3239
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 603K498
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,758
Thank you for your inquiry, we will be in touch shortly. 
 
Direct Finance Logo
NMLS # 1507915
State Lic # 60DBO-60043
at 1.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $2,035
Thanks for the inquiry! 
 
Optimum First Mortgage Logo
NMLS # 240415
State Lic # 01525044
(877) 804-1219
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,539
 
 
RWM Direct Logo
NMLS # 79445
State Lic # 01174642
(877) 534-8249
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $1,521
Thank you for your inquiry! 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 4130675
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,356
Thank you for your inquiry, we will be in touch shortly. 
 
American Interbanc Mortgage, LLC Logo
NMLS # 2043
State Lic # 6036965
(877) 364-5909
at 0.000 pts
30 day lock rate
Est payment: $911.99
Fees in APR: None
 
 
at 0.000 pts
45 day lock rate
Est payment: $912.10
Fees in APR: $995
 
 
Direct Finance Logo
NMLS # 1507915
State Lic # 60DBO-60043
at 0.000 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $483
Thanks for the inquiry! 
 
Watermark Home Loans Logo
NMLS # 1838
State Lic # CFL Lic 603J352
(877) 526-4069
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
Watermark Home Loans is a BBB A+ rated Direct Lender. 
 
Ownium Logo
NMLS # 121455
State Lic # 41DBO-46395
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
RWM Direct Logo
NMLS # 79445
State Lic # 01174642
(877) 534-8249
at 0.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $723
Thank you for your inquiry! 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $356
Thank you for your inquiry! 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 4131109
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
Northpointe Bank Logo
NMLS # 447490
(877) 526-5061
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $337
Thank you for your inquiry! 
 
Express Financial Services Group Logo
NMLS # 355218
State Lic # 01525728
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $725
Thank you for your inquiry, we will be in touch shortly. 
 
VIP Mortgage, Inc. Logo
NMLS # 145502
State Lic # BRE 01866775
(877) 317-3807
at 0.000 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $90
 
 
NationsChoice Mortgage Logo
NMLS # 164626
State Lic # 4130556
(877) 526-1681
at 0.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
e-Lend Logo
NMLS # 2826
State Lic # 413-0714
(877) 410-5082
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 4130675
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $925
 
 
HomePlus Mortgage Logo
NMLS # 78669
State Lic # 01426454
(877) 317-3710
at 0.000 pts
30 day lock rate
Est payment: $969.30
Fees in APR: None
Thank you for your inquiry. 
 
Sindeo, Inc. Logo
NMLS # 1138066
State Lic # 41DBO-46390
(877) 730-0181
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $1,103
 
 
E-Click Lending Logo
NMLS # 227765
State Lic # CA-DOC#413 1112
(877) 275-4211
at 0.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: None
 
 
Optimum First Mortgage Logo
NMLS # 240415
State Lic # 01525044
(877) 804-1219
at 0.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,621
 
 
RWM Direct Logo
NMLS # 79445
State Lic # 01174642
(877) 534-8249
at 0.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,833
Thank you for your inquiry! 
 
Direct Finance Logo
NMLS # 1507915
State Lic # 60DBO-60043
at 0.100 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $3,010
Thanks for the inquiry! 
 
Northpointe Bank Logo
NMLS # 447490
(877) 526-5061
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,650
Thank you for your inquiry! 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 4130675
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $481
Thank you for your inquiry, we will be in touch shortly. 
 
e-Lend Logo
NMLS # 2826
State Lic # 413-0714
(877) 410-5082
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $1,216
 
 
Sindeo, Inc. Logo
NMLS # 1138066
State Lic # 41DBO-46390
(877) 730-0181
at 1.000 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $2,615
 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,556
Thank you for your inquiry! 
 
Optimum First Mortgage Logo
NMLS # 240415
State Lic # 01525044
(877) 804-1219
at 0.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $2,921
 
 
EmpireAmerica Logo
NMLS # 1146941
State Lic # 01898298
(877) 621-4530
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,597
Thank you for your inquiry 
 
Agora Lending Logo
NMLS # 1121650
State Lic # 6054815
(877) 752-0571
at 0.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $2,472
Thank you for your inquiry! 
 
EmpireAmerica Logo
NMLS # 1146941
State Lic # 01898298
(877) 621-4530
at 0.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $3,359
Thank you for your inquiry 
 
EmpireAmerica Logo
NMLS # 1146941
State Lic # 01898298
(877) 621-4530
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $205
Thank you for your inquiry 
 
Ally Bank Logo
NMLS # 181005
(877) 738-5335
at 0.000 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $870
 
 
Flagstar Bank Logo
NMLS # 417490
(877) 808-7051
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $744
Thank you for your inquiry! 
 
Agora Lending Logo
NMLS # 1121650
State Lic # 6054815
(877) 752-0571
at 0.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,482
Thank you for your inquiry! 
 
Union Bank
4.053%
10/11/2017
4.000%
at 0.250 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $771
 
 
First Tech Credit Union
3.964%
10/11/2017
3.875%
at 0.625 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $898
 
 
IAB Financial Bank
4.285%
10/11/2017
4.250%
at 0.000 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $828
 
 
Orange Countys Credit Union
3.804%
10/13/2017
3.750%
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $1,314
 
 
San Diego County Credit Union
4.060%
10/11/2017
4.000%
at 0.500 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $434
 
 
Star One Credit Union
3.754%
10/16/2017
3.750%
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: $105
 
 
LincolnWay Community Bank
3.920%
10/17/2017
3.875%
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $1,085
 
 
Bank of the West
4.169%
10/17/2017
4.125%
at 0.125 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $793
 
 
Raymond James Bank, NA
4.305%
10/17/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $1,299
 
 
First Citizens Bank
4.035%
10/16/2017
4.000%
at 0.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $842
 
 
Schools First FCU
4.041%
10/16/2017
4.000%
at 0.000 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $995
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





California Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of California. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

California mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell California mortgage loans that have been made. As a result, California mortgage rates today are lower than jumbo interest rates in California. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

California Super Conforming Home Loan Rates

Super conforming mortgages in California are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

California Jumbo Loan Interest Rates

California jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in California are usually 0.75 basis points higher than conforming mortgage rates in California because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

California Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in California. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

California Adjustable Interest Rates

California adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

California Interest Only Home Mortgage Rates

California interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

California FHA Mortgage Mortgage Rates

Borrowers in California must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in California are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for California Rates & Resources


Cities in California

Acampo

Acton

Adelanto

Adin

Agoura Hills

Aguanga

Ahwahnee

Alameda

Alamo

Albany

Albion

Alderpoint

Alhambra

Aliso Viejo

Alleghany

Alpaugh

Alpine

Alta

Alta Loma

Altadena

Altaville

Alturas

Alviso

Amador City

Amboy

American Canyon

Anaheim

Anderson

Angels Camp

Angelus Oaks

Angwin

Annapolis

Antelope

Antioch

Anza

Apple Valley

Applegate

Aptos

Arbuckle

Arcadia

Arcata

Armona

Arnold

Aromas

Arroyo Grande

Artesia

Artois

Arvin

Atascadero

Atherton

Atwater

Atwood

Auberry

Auburn

Avalon

Avenal

Avery

Avila Beach

Azusa

Badger

Baker

Bakersfield

Baldwin Park

Ballico

Bangor

Banning

Banta

Bard

Barstow

Bass Lake

Bayside

Beale AFB

Beaumont

Beckwourth

Belden

Bell

Bell Gardens

Bella Vista

Bellflower

Belmont

Belvedere Tiburon

Ben Lomond

Benicia

Benton

Berkeley

Berry Creek

Bethel Island

Beverly Hills

Bieber

Big Bar

Big Bear City

Big Bear Lake

Big Bend

Big Creek

Big Oak Flat

Big Pine

Big Sur

Biggs

Biola

Birds Landing

Bishop

Blairsden-Graeagle

Blocksburg

Bloomington

Blue Jay

Blue Lake

Blythe

Bodega

Bodega Bay

Bodfish

Bolinas

Bonita

Bonsall

Boonville

Boron

Borrego Springs

Boulder Creek

Boulevard

Boyes Hot Springs

Bradley

Brandeis

Branscomb

Brawley

Brea

Brentwood

Bridgeport

Bridgeville

Brisbane

Brookdale

Brooks

Browns Valley

Brownsville

Bryn Mawr

Buellton

Buena Park

Burbank

Burlingame

Burney

Burnt Ranch

Burrel

Burson

Butte City

Buttonwillow

Byron

Cabazon

Calabasas

Calexico

Caliente

California City

California Hot Springs

Calimesa

Calipatria

Calistoga

Callahan

Calpella

Calpine

Camarillo

Cambria

Camino

Camp Meeker

Camp Nelson

Camp Pendleton

Campbell

Campo

Campo Seco

Camptonville

Canby

Canoga Park

Cantil

Cantua Creek

Canyon

Canyon Country

Canyondam

Capay

Capistrano Beach

Capitola

Cardiff By The Sea

Carlotta

Carlsbad

Carmel

Carmel Valley

Carmichael

Carnelian Bay

Carpinteria

Carson

Caruthers

Casmalia

Caspar

Cassel

Castaic

Castella

Castro Valley

Castroville

Cathedral City

Catheys Valley

Cayucos

Cazadero

Cedar Glen

Cedar Ridge

Cedarpines Park

Cedarville

Ceres

Cerritos

Challenge

Chatsworth

Chester

Chicago Park

Chico

Chilcoot

Chinese Camp

Chino

Chino Hills

Chowchilla

Chualar

Chula Vista

Cima

Citrus Heights

City Of Industry

Claremont

Clarksburg

Clayton

Clearlake

Clearlake Oaks

Clearlake Park

Clements

Clio

Clipper Mills

Cloverdale

Clovis

Coachella

Coalinga

Coarsegold

Cobb

Coleville

Colfax

College City

Coloma

Colton

Columbia

Colusa

Comptche

Compton

Concord

Cool

Copperopolis

Corcoran

Corning

Corona

Corona Del Mar

Coronado

Corte Madera

Costa Mesa

Cotati

Cottonwood

Coulterville

Courtland

Covelo

Covina

Coyote

Crescent City

Crescent Mills

Cressey

Crest Park

Crestline

Creston

Crockett

Crows Landing

Culver City

Cupertino

Cutler

Cutten

Cypress

Daggett

Daly City

Dana Point

Danville

Dardanelle

Darwin

Davenport

Davis

Davis Creek

Death Valley

Deer Park

Del Mar

Del Rey

Delano

Delhi

Denair

Descanso

Desert Center

Desert Hot Springs

Diablo

Diamond Bar

Diamond Springs

Dillon Beach

Dinuba

Dixon

Dobbins

Dorris

Dos Palos

Dos Rios

Douglas City

Douglas Flat

Downey

Downieville

Doyle

Drytown

Duarte

Dublin

Ducor

Dulzura

Duncans Mills

Dunlap

Dunnigan

Dunsmuir

Durham

Dutch Flat

Eagleville

Earlimart

Earp

East Irvine

Echo Lake

Edison

Edwards

El Cajon

El Centro

El Cerrito

El Dorado

El Dorado Hills

El Granada

El Macero

El Monte

El Nido

El Portal

El Segundo

El Sobrante

El Verano

Eldridge

Elk

Elk Creek

Elk Grove

Elmira

Elverta

Emeryville

Emigrant Gap

Empire

Encinitas

Encino

Escalon

Escondido

Esparto

Essex

Etna

Eureka

Exeter

Fair Oaks

Fairfax

Fairfield

Fall River Mills

Fallbrook

Farmersville

Farmington

Fawnskin

Feather Falls

Fellows

Felton

Ferndale

Fiddletown

Fields Landing

Fillmore

Finley

Firebaugh

Fish Camp

Five Points

Floriston

Flournoy

Folsom

Fontana

Foothill Ranch

Forbestown

Forest Falls

Forest Knolls

Forest Ranch

Foresthill

Forestville

Forks Of Salmon

Fort Bidwell

Fort Bragg

Fort Dick

Fort Irwin

Fort Jones

Fortuna

Foster City

Fountain Valley

Fowler

Frazier Park

Freedom

Fremont

French Camp

French Gulch

Fresno

Friant

Fullerton

Fulton

Galt

Garberville

Garden Grove

Garden Valley

Gardena

Gasquet

Gazelle

Georgetown

Gerber

Geyserville

Gilroy

Glen Ellen

Glencoe

Glendale

Glendora

Glenhaven

Glenn

Glennville

Gold Run

Goleta

Gonzales

Goodyears Bar

Goshen

Granada Hills

Grand Terrace

Granite Bay

Grass Valley

Graton

Green Valley Lake

Greenbrae

Greenfield

Greenview

Greenville

Greenwood

Grenada

Gridley

Grimes

Grizzly Flats

Groveland

Grover Beach

Guadalupe

Gualala

Guasti

Guatay

Guerneville

Guinda

Gustine

Hacienda Heights

Half Moon Bay

Hamilton City

Hanford

Happy Camp

Harbor City

Harmony

Hat Creek

Hathaway Pines

Hawaiian Gardens

Hawthorne

Hayfork

Hayward

Healdsburg

Heber

Helendale

Helm

Hemet

Herald

Hercules

Herlong

Hermosa Beach

Hesperia

Hickman

Highland

Hilmar

Hinkley

Hollister

Holt

Holtville

Holy City

Homeland

Homewood

Honeydew

Hood

Hoopa

Hopland

Hornbrook

Hornitos

Hughson

Hume

Huntington Beach

Huntington Park

Huron

Hyampom

Hydesville

Idyllwild

Igo

Imperial

Imperial Beach

Independence

Indian Wells

Indio

Inglewood

Inverness

Inyokern

Ione

Irvine

Isleton

Ivanhoe

Jackson

Jacumba

Jamestown

Jamul

Janesville

Jenner

Johannesburg

Jolon

Joshua Tree

Julian

Junction City

June Lake

Kaweah

Keeler

Keene

Kelseyville

Kentfield

Kenwood

Kerman

Kernville

Kettleman City

Keyes

King City

Kings Beach

Kings Canyon National Pk

Kingsburg

Kirkwood

Kit Carson

Klamath

Klamath River

Kneeland

Knights Landing

Knightsen

Korbel

Kyburz

La Canada Flintridge

La Crescenta

La Grange

La Habra

La Honda

La Jolla

La Mesa

La Mirada

La Palma

La Presa

La Puente

La Quinta

La Verne

Ladera Ranch

Lafayette

Laguna Beach

Laguna Hills

Laguna Niguel

Lagunitas

Lake Arrowhead

Lake City

Lake Elsinore

Lake Forest

Lake Hughes

Lake Isabella

Lake of the Woods

Lakehead

Lakeport

Lakeshore

Lakeside

Lakewood

Lamont

Lancaster

Landers

Larkspur

Lathrop

Laton

Lawndale

Laytonville

Le Grand

Lebec

Lee Vining

Leggett

Lemon Cove

Lemon Grove

Lemoore

Lewiston

Likely

Lincoln

Lincoln Acres

Linden

Lindsay

Litchfield

Little Lake

Littleriver

Littlerock

Live Oak

Livermore

Livingston

Llano

Lockeford

Lockwood

Lodi

Loleta

Loma Linda

Loma Mar

Lomita

Lompoc

Lone Pine

Long Barn

Long Beach

Lookout

Loomis

Los Alamitos

Los Alamos

Los Altos

Los Angeles

Los Banos

Los Gatos

Los Molinos

Los Olivos

Los Osos

Lost Hills

Lotus

Lower Lake

Loyalton

Lucerne

Lucerne Valley

Ludlow

Lynwood

Lyoth

Lytle Creek

Macdoel

Mad River

Madeline

Madera

Madison

Magalia

Malibu

Mammoth Lakes

Manchester

Manhattan Beach

Manteca

Manton

March Air Force Base

Maricopa

Marina

Marina Del Rey

Mariposa

Markleeville

Marshall

Martell

Martinez

Marysville

Mather

Maxwell

Maywood

Mcarthur

Mcclellan AFB

Mccloud

McFarland

Mckinleyville

McKittrick

Meadow Valley

Meadow Vista

Mecca

Mendocino

Mendota

Menifee

Menlo Park

Mentone

Merced

Meridian

Mi Wuk Village

Middletown

Midpines

Midway City

Milford

Mill Creek

Mill Valley

Millbrae

Millville

Milpitas

Mineral

Mira Loma

Miramonte

Miranda

Mission Hills

Mission Viejo

Moccasin

Modesto

Mojave

Mokelumne Hill

Mono Hot Springs

Monrovia

Montague

Montara

Montclair

Monte Rio

Montebello

Monterey

Monterey Park

Montgomery Creek

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