Today’s Home Mortgage Rates 10/15: 30 Year Conventional Mortgage Rates at 4.25%, 30 Year Jumbo Mortgages at 4.75%

Conventional mortgage rates are mixed today. Conventional 30 year mortgage rates are unchanged and conventional 15 year mortgage rates are higher. Fixed 30 year jumbo mortgage rates are higher and fixed 15 year jumbo mortgage rates are lower. 

30 year fixed conforming home mortgage rates today are averaging 4.25 percent, no change from Friday's average 30 year mortgage rate. 30 year rates hit an all-time low of 4.07 percent this past Monday. Fixed conforming 30 year mortgage rates in Rhode Island are lower averaging 4.21 percent today.  

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_15YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.206%
2.875%
USD
HomePlus Mortgage Logo
NMLS # 78669
09/17/2019
at 2.000 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.789%
3.500%
USD
Rocket Mortgage Logo
NMLS # 3030
09/17/2019
at 2.000 pts
45 day lock rate
Est payment: $2,145
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.789%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/17/2019
at 2.000 pts
45 day lock rate
Est payment: $2,145
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.789%
3.500%
USD
Rocket Mortgage Logo
NMLS # 3030
09/17/2019
at 2.000 pts
45 day lock rate
Est payment: $2,145
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.106%
2.875%
USD
New American Funding Logo
NMLS # 6606
09/17/2019
at 1.625 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $4,875
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.789%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/17/2019
at 2.000 pts
45 day lock rate
Est payment: $2,145
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.206%
2.875%
USD
HomePlus Mortgage Logo
NMLS # 78669
09/17/2019
at 2.000 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_15YEARS Mortgage Loan from Apple Financial Network, Inc
Apple Financial Network, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112378.gif
300000
Purchase
3.180%
2.875%
USD
Apple Financial Network, Inc Logo
NMLS # 1846010
State Lic # 01527337
09/17/2019
at 1.500 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $6,552
Be ready to buy. Get pre-approved by a local lender
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Today's 15 year fixed conforming home mortgage rates are averaging 3.75 percent, up from yesterday’s average 15 year home loan rate of 3.72 percent.  15 year home mortgage rates in North Dakota are lower than the national average. Current 15 year mortgage rates in ND are averaging 3.62 percent. 

Fixed 30 year jumbo home mortgage rates today averaging 4.75 percent, up from yesterday’s average 30 year jumbo rate of 4.71 percent. 30 year fixed jumbo mortgage rates in New Jersey are slightly lower averaging 4.74 percent.

15 year fixed jumbo home mortgage rates today are averaging 4.15 percent, down from yesterday's average 15 year jumbo home rate of 4.18 percent. 15 year jumbo mortgage rates in CA are higher averaging 4.54 percent.   

Real estate agents, display state average mortgage rates on your website by using our free state mortgage rate tables. More information here: State Mortgage Rate Widgets.

Following is a more in-depth mortgage rates report released by MonitorBankRates.com earlier this week:

Mortgage Rates


Conforming Mortgage Interest Rates Today


30 year mortgage rates today are averaging 4.07 percent, down from last week’s average 30 year home mortgage rate 4.30 percent. 30 year refinance mortgage rates today are also lower, averaging 4.07 percent.

15 year mortgage loan rates today are averaging 3.53 percent, down from the previous week’s average 15 year mortgage interest rate of 3.75 percent. 15 year mortgage refinance loan rates today are also lower, averaging 3.52 percent.

Jumbo Mortgage Rates Today


30 year jumbo mortgage loan rates today are averaging 4.65 percent, down from the previous week’s average 30 year jumbo mortgage interest rate of 4.76 percent. 30 year jumbo loan refinance rates today are lower averaging in at 4.65 percent.

15 year jumbo mortgage interest rates today are averaging at 4.16 percent, a decline from the prior week’s average jumbo mortgage loan rate of 4.24 percent. 15 year jumbo mortgage refinance rates today are also lower at 4.16 percent.

Conventional Adjustable Mortgage Interest Rates Today


1 year adjustable mortgage rates today are averaging 3.17 percent, an increase from last week’s average 1 year adjustable home mortgage loan rate of 3.14 percent. Current 1 year conforming adjustable refinance loan mortgage rates are also higher averaging 3.17 percent.

3 year adjustable mortgage rates today are averaging 3.30 percent, a decrease from last week’s average 3 year adjustable mortgage loan rate of 3.48 percent. Today’s 3 year mortgage refinance rates are also lower averaging 3.30 percent.

5 year adjustable mortgage loan rates today are averaging 3.10 percent, down from the prior week’s average mortgage rate of 3.19 percent. 5 year refinance home loan rates today are also lower at 3.10 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.29 percent, down from the previous week’s average 7 year home mortgage rate of 3.45 percent. Today’s 7 year refinance interest rates are lower averaging 3.29 percent.

10 year adjustable mortgage loan rates are averaging 3.67 percent this week, down from last week’s average 10 year adjustable mortgage rate of 3.84 percent. 10 year home refinance rates today are also averaging 3.67 percent.

Adjustable Jumbo Mortgage Rates Today


Current 1 year jumbo adjustable loan interet rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.04 percent, up from last week’s average 3 year jumbo adjustable loan rate of 4.04 percent. 3 year refinance jumbo mortgage rates today are also higher at 4.04 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.46 percent, down from last week’s average mortgage rate of 3.57 percent. 5 year jumbo mortgage refi rates today are also lower at 3.46 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.35 percent, down from last week’s average 7 year home mortgage loan rate of 4.37 percent. 7 year jumbo refinance mortgage rates today are also lower, averaging 4.35 percent.

10 year loan jumbo loan interest rates are averaging 4.25 percent, down from the prior week’s average 10 year jumbo home mortgage rate of 4.82 percent. 10 year jumbo home loan refinance interest rates today are also lower averaging 4.25 percent.

Conventional Interest-Only Adjustable Mortgage Rates Today


3 year interest only adjustable mortgage loan rates today are averaging 3.44 percent, down from last week’s average interest only mortgage loan rate of 3.64 percent. 3 year interest only adjustable refinance mortgage rates are also lower averaging 3.44 percent.

Current 5 year interest only adjustable loan rates are averaging 3.10 percent, down from last week’s average five year interest only mortgage loan rate of 3.26 percent.  5 year interest only adjustable refinance mortgage rates are averaging 3.10 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.29 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.42 percent. 7 year adjustable refinance rate mortgages today are averaging 3.29 percent.

Jumbo Interest Only Adjustable Mortgage Rates Today


3 year jumbo interest only adjustable mortgage rates today are averaging 4.41 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.42 percent. 3 year interest only adjustable jumbo refinance rates today are averaging 4.41 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.16 percent, up from last week’s average IO home mortgage interest rate of 4.11 percent. 5 year jumbo adjustable IO loan rates are also higher averaging 4.16 percent.

7 year jumbo IO loan adjustable mortgage rates are averaging 4.62 percent, down from an average jumbo 7 year home mortgage rate of 4.69 percent last week. 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.62 percent.

Home Equity Loan Rates Today


Current 10 year home equity loan rates are averaging 6.766 percent, unchanged from the previous week’s average home equity loan rate.

15 year home equity rates today are averaging 7.095 percent, unchanged from last week’s average home equity rate.

Home Equity Line of Credit Rates Current


Home equity line of credit rates are averaging 4.947 percent, up from last week’s average HELOC rate of 4.913 percent.
 
 
Author: Brian McKay
October 15th, 2010
Posted in: Bank Mortgage Rates