Texas Mortgage Refinance Rates Averaging 3.57 Percent on 30 Year Conforming Loans

Current mortgage rates for 30 year conforming loans in the state of Texas are averaging 3.57 percent. The average Texas mortgage rate is higher than the 30 year national average of 3.55 percent. Both the national 30 year mortgage rate and Texas 30 year mortgage rate are average rates, you can find lenders offering rates below the averages.

Right now on our 30 year mortgage refinance rates list for Texas there are lenders offering rates as low as 3.25 percent with 2 mortgage points. Mortgage Capital Associates and Bedrock Lending are both offering 30 year refinance rates in Texas at 3.25 percent with 2 points. If you rather not pay any points on a 30 year loan there are lenders on our Texas refinance rates list offering rates at 3.50 percent with no points.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.258
4.250
USD
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # MC-1875
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $299
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.295
4.250
USD
Bank of Oak Ridge
4.295%
4/18/2019
4.250%
at 0.250 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.316
4.250
USD
Northwest Federal Credit Union
4.316%
4/17/2019
4.250%
at 0.750 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.343
4.250
USD
Bank of America
4.343%
4/17/2019
4.250%
at 0.671 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.345
4.250
USD
Apple Federal Credit Union
4.345%
4/17/2019
4.250%
at 1.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $352
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.278
4.250
USD
TD Bank, NA
4.278%
4/19/2019
4.250%
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $982
 
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.432
4.375
USD
State Department Federal Credit Union
4.432%
4/22/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $2,000
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.155
4.125
USD
LincolnWay Community Bank
4.155%
4/23/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.328
4.250
USD
Virginia Credit Union
4.328%
4/23/2019
4.250%
at 0.375 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $1,650
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.539
4.500
USD
Fulton Bank, NA
4.539%
4/23/2019
4.500%
at 0.125 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $1,007
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.557
4.500
USD
Santander Bank, N.A.
4.557%
4/23/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,004
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






15 year Texas mortgage interest rates are averaging 2.91 percent which is also higher than the national average 15 year mortgage rate of 2.90 percent. If you live in Texas and are checking on 15 year refinance rates you can one lender on our rate tables offering 15 year refinance mortgage rates as low as 2.38 percent with 1.785 points. Amerisave is the lender that is currently offering 15 year rates at 2.38 percent.

You can also find lenders offering 15 year refinance rates with zero points on our rate tables. Two lenders, Aim Loan and Amerisave are both offering 15 year refinance interest rates at 2.75 percent with no mortgage points. Search for the lowest refinance rates on 15 year loans in your state.

Texas jumbo mortgage rates on 30 year jumbo loans are averaging 4.32 percent. The current national average 30 year jumbo mortgage rate is 11 basis points less at 4.21 percent. Right now on our 30 year jumbo rates list for Texas you can find lenders offering jumbo refinance rates at 4.00 percent with no points.

15 year jumbo mortgage rates at the national level are averaging 3.42 percent. The average 15 year jumbo mortgage rate in Texas is higher averaging 3.50 percent. Right now Citi is offering 15 year jumbo refinance mortgage interest rates at an very good rate of 3.25 percent with no mortgage points.

Mortgage rates today on 5 year adjustable conforming loans are averaging 2.82 percent in Texas while the national average 5 year adjustable mortgage rate is higher at 2.88 percent. We have one lender, Amerisave, which is offering refinance rates today in Texas for 5 year adjustable loans at 1.63 percent with 1.96 points. Amerisave is also offering 5 year refi rates at 2.38 percent with no points.

Today's mortgage rates on 5 year jumbo loans are averaging 2.96 percent in Texas and the national average 5 year jumbo rate is at 2.85 percent. Right now on our 5 year jumbo refinance rates list in Texas Citi Mortgage is offering 5 year jumbo adjustable mortgage refinance rates at 2.63 percent with no points.
 
 
Author: Jason P. Jones
September 2nd, 2012
Posted in: Bank Mortgage Rates