Refinance Rates Today at Record Lows: Current 30 Year Mortgage Refinance Rates at 3.39%Refinance rates today hit another round of record low average rates, driven lower by the Fed purchasing mortgage backed securities (MBS) to the tune of $40 billion month. This is on top of the current program of reinvesting $45 billion a month in principal payments from holdings of agency debt and agency MBS back into agency MBS until the end of 2012. Both programs are designed to drive mortgage rates lower and the Fed's policies are already working. Average conventional 30 year refinance rates are at 3.39 percent, down from yesterday's average 30 year refinance rate of 3.42 percent. Average 30 year refinance rates have made new lows 4 out of the past 5 days. You can find lenders offering 30 year mortgage refinance rates below the average of 3.39 percent depending on the state you live in. Right now on our 30 year mortgage refinance rates list for the state of Arizona there is a lender offering 30 year refinancing rates at 3.00 percent. First Internet Bank is offering 30 year AZ refinance rates at 3.00 percent with 2 mortgage points. We also have many other lenders offering 30 year refi rates at 3.125 percent with various points. If you don't want to pay points on a loan First Internet Bank is also offering 30 year rates at 3.25 percent with zero points. Mortgage rates today on 15 year conventional home loans are at a new record low averaging 2.82 percent, down from yesterday's average 15 year mortgage refinance rate of 2.84 percent. We also have lenders offering 15 year mortgage interest rates well below the average of 2.82 percent. Currently on our 15 year conforming refinance rates list for some cities in the state of New York we find several lenders offering rates as low as 2.375 percent with points. Average 30 year jumbo mortgage refinance rates are at 4.01 percent today, down from an average 30 year jumbo mortgage rate of 4.04 percent yesterday. We also have many lenders offering 30 year jumbo refinance rates below 4.00 percent with points and without points. 15 year jumbo mortgage rates are currently averaging 3.31 percent, a decline from Monday's average 15 year jumbo mortgage interest rate of 3.35 percent. You can find 15 year jumbo refinance rates below the averages on our refi rates list so feel free to search and compare rates. No personal information is needed to see a list of rates. Explore Other Bank Mortgage Offers
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