Refinance Rates: Current Refinancing Rates Weakening, 30 Year Rates at 4.12%

Refinance rates continue to weaken and head lower today. 30 year refinance rates have declined for the third consecutive day after making new highs in October. Current 30 year refinance rates are averaging 4.12%, down from yesterday's average 30 year refinance rate of 4.15% Today's 15 year refinance rates are also lower averaging 3.40%, a decline from yesterday's average 15 year refinancing rate of 3.45%.

Compare refinance rates today from from multiple lenders by using our refinance rate tables here:  Refinance Rates Today. Unlike most websites, no personal information is needed to view a list of refinance rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.524%
3.375%
USD
New American Funding Logo
NMLS # 6606
10/22/2019
at 1.875 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,625
Direct lender specializing in helping you save money on your home loan.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






30 year jumbo refinance rates are averaging 4.51%, a decline from yesterday's average 30 year jumbo refinance rate of 4.59%. Current 15 year jumbo refinance rates are averaging 3.76%, a decline from yesterday’s average 15 year jumbo refinancing rate of 3.82%.

Following is a more in-depth refinance rate report released yesterday by MonitorBankRates.com

Refinance Rates


Conventional Adjustable Refinance Rates Todays


1 year adjustable today's refinance rates are averaging 3.75%, up from last week’s average 1 year adjustable jumbo refinance rate of 3.72%.

3 year adjustable refinance rates today are averaging 2.75%, down from last week’s average 3 year adjustable refinance rate of 2.76%.

5 year adjustable refinancing rates are averaging 3.06%, a decrease from the prior week’s average 5 year adjustable refinance rate of 3.15%.

Current 7 year adjustable refi rates are averaging 3.11%, down from the previous week’s average 7 year adjustable refi rate of 3.19%.

10 year adjustable refinancing rates currently are averaging 3.58%, down from last week’s average 10 year adjustable rate of 3.60%.

Adjustable Jumbo Today's Refinance Rates


Current 1 year jumbo adjustable loan refinance rates are at 4.05%, no change from last week’s average adjustable jumbo refinance rate.

3 year adjustable jumbo refinance rates today are averaging lower at 3.56%, an increase from last week’s average 3 year jumbo adjustable refinance rate of 3.40%.

5 year adjustable jumbo refinance rates currently are averaging 3.02%, down from last week’s average jumbo adjustable refinance loans rate of 3.11%.

7 year jumbo adjustable refinance home loan rates today are averaging 3.66%, down from last week’s average 7 year adjustable refinance home rate of 3.69%.

10 year jumbo home refinance rates are averaging 3.97%, down from the prior week’s average 10 year jumbo refinance rates of 4.02%.

Conventional IO Current Adjustable Refinance Rates Today


3 year interest only adjustable refinance rates and are averaging 3.11%, down from last week’s average interest only refinance rate of 3.31%.

5 year IO adjustable loan refinance rates today are averaging 3.24%, down from last week’s average five year interest only  home refinance rate of 3.45%.

7 year interest only adjustable loan refinance rates are averaging 3.45%, down from last week’s average 7 year interest-only refinance rates of 3.47%.

Jumbo Interest Only Today's Refinance Rates


Today’s 3 year jumbo refinancing rates are averaging 3.78%, down from last week’s average jumbo adjustable interest only refinance rate of 3.57%.

Current 5 year adjustable jumbo interest only refinance rates are averaging 3.53%, up from last week’s average IO home refinance rate of 3.52%.

Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.88%, up from last week’s average jumbo 7 year home refinance loan rate of 3.82%.

Use our free refinance calculator to help you make the right refinancing decision.
 
 
Author: Jason P. Jones
October 19th, 2011
Posted in: Bank Mortgage Rates