Refinance Rates Current: Refinance Rates This Week 30 Year Rates at 4.12%

Refinance rates are mostly lower this week following the decline in 10 year Treasury yields. Home loan lenders are still offering very low refinance rates so now is an excellent time to refinance, if you're in a position to refinance.  Unfortunately many home owners can't take advantage of low refinancing rates because they don't have the required minimum equity in their home.

That might change for many homeowners since President Obama announced an expansion of the Home Affordable Refinancing Program. The program will now help homeowners who are current on their mortgage payments but have little to no equity in their homes take advantage of today’s historically low refinace rates to refinance their mortgages.




Compare refinance rates today from from multiple lenders by using our refinance rates table here: Refinance Rates Today. Unlike most websites, no personal information is needed to view a list of refinance rates.

Today's refinance rates on 30 year loans are averaging 4.12%, down from last week's average 30 year refinance rate of 4.15%. Refinance rates currently on 15 year conforming loans are also lower averaging 3.39%, a decline from last week’s average 15 year refinance rate of 3.44%.

Current refinance rates on 30 year jumbo refi loans are averaging 4.55%, a decline from last week's average 30 year jumbo refinancing rate of 4.59%. 15 year jumbo refinance rates are averaging 3.90%, an increase from last week's average 15 year jumbo refi rate of 3.82%.

Refinance Rates


Conforming Adjustable - Today's Refinance Rates


1 year adjustable refinance rates today are averaging 3.77%, up from last week’s average 1 year adjustable jumbo refinance rate of 3.75%.

3 year adjustable refinance rates current are averaging 2.74%, down from last week’s average 3 year adjustable refinance rate of 2.75%.

5 year adjustable refinancing rates are averaging 2.82%, a decrease from the prior week’s average 5 year adjustable refinance rate of 3.06%.

Current 7 year adjustable refi rates are averaging 3.12%, up from the previous week’s average 7 year adjustable refinancing  rate of 3.11%.

10 year adjustable refi rates currently are averaging 3.60%, down from last week’s average 10 year adjustable rate of 3.58%.

Adjustable Jumbo - Todays Refinance Rates


Current 1 year jumbo adjustable refinance rates are at 4.05%, unchanged from last week’s average adjustable jumbo refinance rate.

3 year adjustable jumbo refinance rates today are averaging lower at 3.49%, down from last week’s average 3 year jumbo adjustable refinance rate of 3.56%.

5 year adjustable jumbo refinance rates currently are averaging 3.02%, unchanged last week’s average jumbo adjustable refinance loans rate.

7 year jumbo adjustable refinance home loan rates today are averaging 3.57%, down from last week’s average 7 year adjustable refinance home rate of 3.66%.

10 year jumbo home refinance rates are averaging 3.96%, down from the prior week’s average 10 year jumbo refinance rates of 3.97%.

Adjustable Interest Only Conforming Adjustable - Refinance Rates Todays


3 year interest only adjustable refinance rates and are averaging 3.15%, an increase from last week’s average interest only refinance rate of 3.11%.

5 year IO adjustable loan refinance rates today are averaging 3.18%, down from last week’s average five year interest only  home refinance rate of 3.24%.

7 year interest only adjustable loan refinance rates are averaging 3.54%, an increase from last week’s average 7 year interest-only refinance rates of 3.45%.

Adjustable Interest Only Jumbo - Refinance Rates Today


Today’s 3 year jumbo refinancing rates are averaging 3.67%, down from last week’s average jumbo adjustable interest only refinance rate of 3.78%.

Current 5 year adjustable jumbo interest only refinance rates are averaging 3.44%, down from last week’s average IO home refinance rate of 3.53%.

Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.79%, down from last week’s average jumbo 7 year home refinance loan rate of 3.88%.
 
 
Author: Jason P. Jones
October 25th, 2011
Posted in: Bank Mortgage Rates