Refinance mortgage rates continued to head higher today following bond yields higher. 10 year U.S. Treasury yields are closing in on 3.00 percent and 30 year mortgage rates might hit 4.50 percent with week if rates continue to go higher. 30 year home mortgage rates made a record low 4.08 percent in early October. 30 year home mortgage rates are averaging 4.38 percent, up from yesterday’s average 30 year home mortgage rate of 4.32 percent. 30 year home mortgage rates in Oregon are lower than the national average 30 year rate. Current 30 year OR mortgage rates are averaging 4.29 percent. 

Current 15 year conforming home mortgage rates are averaging 3.76 percent, an increase from yesterday’s average 30 year mortgage rate of 3.71 percent. Current 15 year mortgage rates in Maine are higher than the national average rate. Today's 15 year Maine home mortgage rates are averaging 3.79 percent. 

30 year jumbo mortgage rates today are averaging 4.84 percent, up from yesterday’s average 30 year jumbo rate of 4.81 percent. 30 year jumbo mortgage rates in California are higher averaging 5.10 percent.

15 year jumbo mortgage rates today are averaging 4.35 percent, up from yesterday’s average 15 year jumbo rate of 4.21 percent. 15 year jumbo mortgage rates in Florida are higher averaging 4.46 percent.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com on Monday:

Refinance Mortgage Rates

Conforming Adjustable Mortgage Rates

1 year adjustable mortgage rates today are averaging 3.17 percent, down from last week’s average 1 year adjustable home mortgage loan rate of 3.82 percent. 1 year today refinance rates are also lower averaging 3.17 percent.

3 year adjustable mortgage rates are averaging 3.33 percent, up from last week’s average 3 year adjustable mortgage loan rate of 3.24 percent. today’s refinance interest rates are also higher averaging 3.33 percent.

5 year adjustable mortgage loan rates today are averaging 3.49 percent, up from the prior week’s average mortgage rate of 3.09 percent. Today’s refi mortgage rates are also higher averaging 3.49 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.45 percent, up from the previous week’s average 7 year home mortgage rate of 3.25 percent. Today’s 7 year refinance rates are also lower averaging 3.45 percent.

10 year adjustable mortgage loan rates today are averaging 3.85 percent this week, up from last week’s average 10 year adjustable mortgage rate of 3.82 percent. 10 year home refinance rates today are also averaging 3.85 percent.

Jumbo Adjustable Mortgage Rates Today

1 year jumbo adjustable loan rates are averaging 5.32 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are unchanged at 5.32 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.06 percent, up from last week’s average 3 year jumbo adjustable loan rate of 4.04 percent. 3 year jumbo refinance rates today are also higher at 4.06 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.60 percent, up from last week’s average mortgage rate of 3.54 percent. 5 year jumbo refi rates today are also up averaging 3.60 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.33 percent, up from last week’s average 7 year home mortgage loan rate of 4.31 percent. 7 year jumbo refinance mortgage rates today are also higher at 4.33 percent.

10 year loan jumbo loan interest rates are averaging 4.92 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 4.75 percent. 10 year jumbo home loan refinance interest rates today are also higher at 4.92 percent.

Conforming Interest Only Adjustable Mortgage Rates

3 year interest only adjustable mortgage loan rates today are averaging 3.50 percent, up from last week’s average interest only mortgage loan rate of 3.42 percent. 3 year interest only adjustable refinance mortgage rates are also higher at 3.50 percent.

5 year interest only adjustable loan rates are averaging 3.3o percent, up from last week’s average five year interest only mortgage loan rate of 3.17 percent. Currnet 5 year interest only adjustable refinance mortgage rates are also averaging 3.30 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.60 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.37 percent. 7 year adjustable refinance rate mortgages today are averaging 3.60 percent.

Today's Jumbo Interest-Only Adjustable Mortgage Rates

3 year jumbo interest only adjustable mortgage rates today are averaging 4.47 percent, unchanged from last week’s average jumbo adjustable interest only mortgage rate. 3 year interest only adjustable jumbo refinance rates today are averaging 4.47 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 3.93 percent, down from last week’s average IO home mortgage interest rate of 4.05 percent. 5 year jumbo adjustable IO loan rates are also lower averaging 3.93 percent.

7 year jumbo interest only adjustable mortgage rates are averaging 4.67 percent, up from an average jumbo 7 year home mortgage rate of 4.63 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.67 percent.

Home Equity Loan Rates Current

Current 10 year home equity loan rates are averaging 6.692 percent, up from last week’s average home equity loan rate of 6.677 percent.

15 year home equity rates today are averaging 7.079 percent, an increase from last week’s average home equity rate of 7.063 percent.

HELOC Rates Today

Home equity line of credit rates are averaging 5.16 percent, unchanged from last week’s average HELOC rate.