Refinance Mortgage Rates Lower: 30 year Mortgage Refinance Rates at 4.75%, 15 Year Mortgage Refinance Rates at 4.25%

Mortgage refinance rates continued to head lower this past week. Refinance mortgage rates have been driven lower by the weak employment report last week and the ongoing concerns in Europe. Investors have been buying dollars and U.S. Treasuries. When Treasury prices move higher Treasury yields move lower. Since mortgage rates are tied to U.S. Treasuries when yields head down, mortgage rates also go down. 10 year Treasury yields closed the week at 3.21 percent, the lowest point since the fourth quarter of 2009. As a result, 30 year refinance mortgage rates hit a low of 4.75 percent this morning.

Searching for current mortgage rates or  mortgage refinance rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find the best mortgage refinance rates. Unlike most websites, no personal information is needed to display our list of mortgage rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 23223, 0, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Triangle Lending Group, Inc.
Triangle Lending Group, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111795.gif
300000
Purchase
3.652%
3.625%
USD
Triangle Lending Group, Inc. Logo
NMLS # 64446
State Lic # MC-5531
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,369
Fees in APR: $1,012
We offer Conventional - JUMBO- USDA- FHA and VA loan products.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Aurora Financial LLC
Aurora Financial LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111178.gif
300000
Purchase
3.875%
3.875%
USD
Aurora Financial LLC Logo
NMLS # 35959
State Lic # MC-2967
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,411
Fees in APR: None
Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guarantee. Free Rate Float Down!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Union Home Mortgage Corp
Union Home Mortgage Corp
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111641.gif
300000
Purchase
3.915%
3.875%
USD
Union Home Mortgage Corp Logo
NMLS # 2229
State Lic # MC-5591
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,411
Fees in APR: $1,450
Our average customers save $3,240.00 a year on their mortgage.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.750%
4.750%
USD
Rocket Mortgage Logo
NMLS # 3030
08/23/2019
at 0.000 pts
45 day lock rate
Est payment: $1,565
Fees in APR: None
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Triangle Lending Group, Inc.
Triangle Lending Group, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111795.gif
300000
Purchase
3.652%
3.625%
USD
Triangle Lending Group, Inc. Logo
NMLS # 64446
State Lic # MC-5531
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,369
Fees in APR: $1,012
We offer Conventional - JUMBO- USDA- FHA and VA loan products.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.500%
4.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
08/23/2019
at 0.000 pts
45 day lock rate
Est payment: $1,521
Fees in APR: None
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
3.750%
3.750%
USD
AimLoan.com Logo
NMLS # 2890
State Lic # MC-3098
08/23/2019
at -0.250 pts
30 day lock rate
Est payment: $1,390
Fees in APR: ($747)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Hamilton National Mortgage Co.
Hamilton National Mortgage Co.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111277.gif
300000
Purchase
3.625%
3.625%
USD
Hamilton National Mortgage Co. Logo
NMLS # 122701
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,369
Fees in APR: None
Guaranteed on-time closings and Consistently The Lowest Rates Since 1986 !!! No Lender Fees Why Pay More?
 
PERIOD_FIXED_30YEARS Mortgage Loan from Aurora Financial LLC
Aurora Financial LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111178.gif
300000
Purchase
3.875%
3.875%
USD
Aurora Financial LLC Logo
NMLS # 35959
State Lic # MC-2967
08/23/2019
at 0.000 pts
30 day lock rate
Est payment: $1,411
Fees in APR: None
Direct Lender. A+ BBB Rating! Close in under 3 weeks!. On-Time Closing Guarantee. Free Rate Float Down!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Today's 15 year mortgage refinance rates are also down, current 15 year mortgage refinance rates are averaging 4.25 percent, down from an average 15 year refinance mortgage rate of 4.27 percent earlier this week.

Current Jumbo Mortgage Refinance Rates


Current 30 year jumbo mortgage refinance rates are averaging 5.43 percent this week, down slightly from an average 30 year jumbo mortgage refinance rate of 5.44 percent.

15 year jumbo mortgage refinance rates are still under 5.00 percent at 4.89 percent, down slightly from an average 30 year jumbo mortgage refinance rate of 4.90 percent.

Current Adjustable Mortgage Refinance Rates


Current 1 year conforming adjustable refinance mortgage rates are averaging 3.71 percent, down from an average 1 year adjustable refinance rate of 3.73 percent.

Current 3 year conforming adjustable mortgage refinance rates are averaging 4.32 percent, down from an average 3 year adjustable refinance rate of 4.38 percent.

Current 5 year refinance adjustable mortgage rates are averaging 3.75 percent, up from an average home mortgage refinance rate of 3.74 percent.

Current 7 year adjustable refinance mortgage interest rates are averaging 4.15, up slightly from an average 7 year adjustable refinance rate of 4.33 percent.

Current 10 year adjustable mortgage refinance rates are averaging 4.45 percent, down from an average mortgage refinance loan rate of 4.48 percent.

Current Jumbo Adjustable Mortgage Refinance Rates


Today's 1 year jumbo adjustable refinance mortgage rates are averaging 5.95 percent, unchanged from last week’s average 1 year jumbo adjustable refinance mortgage rate.

Current 3 year jumbo adjustable mortgage refinance rate are under 5.00 percent at 4.94 percent, down from an average mortgage refinance rate of 5.02 percent.

Current 5 year jumbo refinance mortgage rates currently are averaging 4.24 percent, up from an average 5 year refinance mortgage rate of 4.20 percent.

Currently, 7 year jumbo refinance adjustable mortgage rates are averaging 4.98 percent, down from an average refinance mortgage rate of 5.02 percent.

10 year jumbo refinance rates are averaging 5.58 percent, up from an average 10 year jumbo refinance mortgage interest rate of 5.57 percent.
 
 
Author: Brian McKay
June 13th, 2010
Posted in: Bank Mortgage Rates