PNC Bank Current Mortgage Rates

PNC Bank is advertising some of the best mortgage rates currently available. The bank is advertising conforming fixed mortgage rates, FHA mortgage rates, VA mortgage rates, adjustable mortgage rates, jumbo mortgage rates and interest only mortgage rates.

Use our mortgage rate tables to find today's mortgage rates in your state: MortgageRates.MonitorBankRates.com.

We were quoted mortgage rates for a $300,000 home loan in California. The current 30 year mortgage rate quoted was in a range of 4.875 percent to 5.25 percent.

PNC Bank Current Mortgage Rates

Conforming Mortgage Rates

• 10 year Mortgage Rates 4.25% to 4.75%

• 15 year Mortgage Rates 4.50% to 5.00%

• 20 year Mortgage Rates 4.875% to 5.25%

Adjustable Mortgage Rates

• 7/1 ARM 3.625% to 4.25%

• 10/1 ARM 4.125% to 4.75%

Interest Only Mortgage Rates

• 3/1 Interest Only ARM 3.375% to 3.875%

• 5/1 Interest Only ARM 3.375% to 5.00%

• 7/1 Interest Only ARM 3.625% to 4.375%

• 10/1 Interest Only ARM 4.25% to 4.875%

The following loan quote assumptions apply for the mortgage rates quoted above.

• Purchase or rate and term refinance of a primary residence
• Property is a one unit single family dwelling
• Closing costs are paid out of pocket
• Debt-to-income ratio is below 40%
• Credit score is greater than 720
• Fixed rate loans are locked for up to 90 days. Adjustable Rate Mortgages are locked for up to 60 days
• Loan-to-value ratio is less than 75%
• Up to 1 point of origination is charged. In addition to the origination discount points may also be charged
• You do not have a second mortgage

To receive your own mortgage loan quote from National City go to pncmortgage.com.