Mortgage Rates: Today’s Mortgage Rates Decrease, 30 Year Mortgage Rates at 4.18%

Mortgage rates declined today, both long term fixed conforming mortgage rates and jumbo mortgage rates are lower. Mortgage rates today on 30 year fixed mortgages are averaging 4.18%, a decrease from yesterday’s average 30 year mortgage rate of 4.21%. Earlier this week average 30 year mortgage rates hit an all-time low on MonitorBankRates.com. 15 year mortgage rates are also lower averaging 3.39%, down from yesterday's average 15 year mortgage rate of 3.41%. We expect rates to make news lows tomorrow since 10 year Treasury yields plummeted to 1.92% on Friday. Average 30 year rates might break 4.00% if Treasury yields continue to head lower this week.

Search for today's mortgage rates from several lenders in your state. No personal information is need to view our rate table here: Today's Mortgage Rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/22/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.524%
3.375%
USD
New American Funding Logo
NMLS # 6606
10/22/2019
at 1.875 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,625
Direct lender specializing in helping you save money on your home loan.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Fixed jumbo mortgage rates are also lower today. The current average 30 year jumbo mortgage rate is at 4.51%, down from yesterday's average 15 year jumbo mortgage rate of 4.57%. 15 year jumbo mortgage rates are averaging 3.79%, down from yesterday’s average 15 year jumbo mortgage rate of 3.86%.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com this past Tuesday:

Conforming Adjustable Mortgage Rates


1 year adjustable mortgage rates today are averaging 3.63%, down from last week’s average 1 year adjustable jumbo mortgage rate of 3.68%.

Current 3 year adjustable mortgage rates today are averaging 3.11%, down from last week’s average 3 year adjustable mortgage rate of 3.14%.

5 year adjustable mortgage rates are averaging 3.03%, down from the prior week’s average 5 year adjustable rate of 3.05%.

Today’s 7 year adjustable mortgage rates are averaging 3.16%, down from the previous week’s average 7 year adjustable mortgage rate of 3.19%.

10 year adjustable mortgage rates currently are averaging 3.58%, down from last week’s average 10 year adjustable rate of 3.67%.

Current Adjustable Jumbo Mortgage Rates


Current 1 year jumbo adjustable mortgage rates are averaging 3.46%, down from last week’s average adjustable jumbo mortgage rate of 3.51%.

3 year adjustable jumbo rates today are averaging lower at 3.36%, down from last week’s average 3 year jumbo adjustable rate of 3.46%.

5 year adjustable jumbo mortgage rates current are averaging 3.17%, down from last week’s average jumbo adjustable rate of 3.25%.

7 year jumbo adjustable mortgage loan rates are averaging 3.49%, down from last week’s average 7 year adjustable home loan rate of 3.58%.

10 year jumbo loan rates are averaging 4.03%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 4.10%.

Conforming Interest Only Adjustable Mortgage Rates Todays


3 year interest only adjustable mortgage loan rates are averaging 3.21%, down from last week’s average interest only mortgage loan rate of 3.39%.

5 year IO adjustable loan mortgage rates are averaging 3.09%, down from last week’s average five year interest only mortgage rate of 3.14%.

7 year interest only adjustable mortgage loan rates are averaging 3.20%, down from last week’s average 7 year interest-only mortgage interest rate of 3.32%.

Interest Only Jumbo Mortgage Rates Today


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.64%, down from last week’s average jumbo adjustable interest only rate of 3.72%.

Current 5 year adjustable jumbo interest only rates are averaging 3.30%, down from last week’s average IO home mortgage interest rate of 3.51%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.71%, down from last week’s average jumbo 7 year home mortgage loan rate of 3.78%.

Home Equity Loan Rates Current


10 year home equity loan rates are averaging 6.72%, up from last week’s average home equity loan rate of 6.88%.

15 year home equity rates are averaging 6.67%, up from last week’s average home equity loan rate of 6.66%.

Home Equity Line of Credit Rates Today


Home equity line of credit rates are averaging 5.03%, down from last week’s average rate HELOC rate of 5.04%.
 
 
Author: Brian McKay
September 11th, 2011
Posted in: Bank Mortgage Rates