Mortgage Rates: Today’s Mortgage Rates at Record Low on 30 Year Loans, Current Rates at 4.06%
Mortgage rates are at another record low today thanks to an all time record low set on 10 year bond yields. Today's mortgage rates on 30 year mortgages are averaging 4.01%, an all-time record low for 30 year conforming rates. Current mortgage rates on 15 year conforming mortgage loans are also lower today averaging 3.28%, down from yesterday's average 15 year conforming rate of 3.29%. You can expect mortgage rates and refinance rates to head back up over the weekend since 10 year bond yields were up 0.09% on Friday. Compare mortgage rates and refinance rates from several lenders by using our rate tables here: Mortgage Rates Today. Unlike most websites, no personal information is needed to view a list of loan rates.
30 yr fixed Mortgage Loan from E-Click Lending
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300000
Refinance
4.981
4.750
USD
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
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300000
Refinance
4.168
3.990
USD
 NMLS # 472433
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.269
4.250
USD
 NMLS # 472433
30 yr fixed Mortgage Loan from E-Click Lending
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300000
Refinance
5.179
5.125
USD
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
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300000
Refinance
4.375
4.375
USD
 NMLS # 2925 State Lic # MC-1875
30 yr fixed Mortgage Loan from Citibank, N. A.
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300000
Refinance
4.672
4.625
USD
30 yr fixed Mortgage Loan from E-Click Lending
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300000
Refinance
4.877
4.490
USD
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
300000
Refinance
4.662
4.625
USD
4.625%
at 0.000 pts 45 day lock rate
Est payment: $1,542.42
Fees in APR: $1,299
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
300000
Refinance
4.686
4.625
USD
4.625%
at 0.375 pts 60 day lock rate
Est payment: $1,542.42
Fees in APR: $1,007
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
300000
Refinance
4.665
4.625
USD
4.625%
at 0.000 pts 60 day lock rate
Est payment: $1,542.42
Fees in APR: $1,408
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
300000
Refinance
4.465
4.375
USD
4.375%
at 0.500 pts 45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,650
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.557
4.500
USD
State Department Federal Credit Union
4.500%
at 0.000 pts 60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,000
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
300000
Refinance
4.683
4.625
USD
4.625%
at 0.000 pts 60 day lock rate
Est payment: $1,542.42
Fees in APR: $2,004
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
300000
Refinance
4.295
4.250
USD
4.250%
at 0.250 pts 60 day lock rate
Est payment: $1,475.82
Fees in APR: $853
30 yr fixed mtg refi Mortgage Loan from Bank of America
300000
Refinance
4.238
4.125
USD
4.125%
at 0.913 pts 60 day lock rate
Est payment: $1,453.95
Fees in APR: $1,289
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.470
4.375
USD
Apple Federal Credit Union
4.375%
at 1.000 pts 60 day lock rate
Est payment: $1,497.86
Fees in APR: $352
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.545
4.500
USD
Northwest Federal Credit Union
4.500%
at 0.500 pts 45 day lock rate
Est payment: $1,520.06
Fees in APR: $79
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.406
4.375
USD
LincolnWay Community Bank
4.375%
at 0.000 pts 30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,085
Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.
30 year jumbo mortgage rates are averaging 4.48%, a decrease from yesterday’s average 30 year jumbo mortgage rate of 4.58%. 15 year jumbo mortgage rates currently are averaging 3.67%, down from yesterday’s average 15 year jumbo mortgage rate of 3.73%.
Following is a more in-depth mortgage rate report released by MonitorBankRates.com this past Monday:
Mortgage Rates
Conforming Adjustable Mortgage Rates and Refinance Rates
1 year adjustable mortgage rates today are averaging 3.62%, unchanged from last week’s average 1 year adjustable jumbo mortgage rate.
3 year adjustable mortgage rates today are averaging 2.93%, up from last week’s average 3 year adjustable mortgage rate of 2.88%.
5 year adjustable mortgage rates are averaging 2.96%, down from the prior week’s average 5 year adjustable rate of 3.29%.
Current 7 year adjustable mortgage rates are averaging 3.24%, up from the previous week’s average 7 year adjustable mortgage rate of 3.10%.
10 year adjustable mortgage rates currently are averaging 3.66%, up from last week’s average 10 year adjustable rate of 3.52%.
Current Adjustable Jumbo Mortgage Interest Rates
Current 1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.
3 year adjustable jumbo rates today are averaging lower at 3.35%, down from last week’s average 3 year jumbo adjustable rate of 3.56%.
5 year adjustable jumbo mortgage rates currently are averaging 3.12%, unchanged from last week’s average jumbo adjustable rate.
7 year jumbo adjustable mortgage loan rates are averaging 3.52%, up from last week’s average 7 year adjustable home loan rate of 3.45%.
10 year jumbo loan rates are averaging 3.93%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.95%.
Conforming IO Adjustable Mortgage Rates Today
3 year interest only adjustable mortgage loan rates are averaging 3.13%, down from last week’s average interest only mortgage loan rate of 3.17%.
5 year IO adjustable loan mortgage rates are averaging 3.14%, up from last week’s average five year interest only mortgage rate of 2.95%.
7 year interest only adjustable mortgage loan rates are averaging 3.35%, up from last week’s average 7 year interest-only mortgage interest rate of 3.17%.
Today's IO Jumbo Mortgage Rates
Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.44%, down from last week’s average jumbo adjustable interest only rate of 3.59%.
Current 5 year adjustable jumbo interest only rates are averaging 3.39%, up from last week’s average IO home mortgage interest rate of 3.32%.
Today’s 7 year jumbo interest only adjustable rates are averaging 3.72%, up from last week’s average jumbo 7 year home mortgage loan rate of 3.69%.
Home Equity Loan Rates Today
10 year home equity loan rates are averaging 6.68%, down from last week’s average home equity loan rate of 6.73%.
15 year home equity rates are averaging 6.72%, up from last week’s average home equity loan rate of 6.62%.
HELOC Rates Currently
Home equity line of credit rates currently are averaging 5.03%, unchanged from last week’s average rate HELOC rate.
Author: Robert Till
September 23rd, 2011
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