Mortgage Rates Today: 30 Year Conforming Mortgage Rates at 4.01%

Conforming mortgage rates are higher today while jumbo mortgage rates moved lower on our average mortgage rates list. Current mortgage rates on 30 year home loans are averaging 4.01%, up from yesterday's average 30 year mortgage rate of 3.91%. Mortgage rates on 15 year home loans are averaging 3.29%, up from yesterday's average 15 year rate of 3.24%. 

Search and compare mortgage rates from several lenders by using our rate tables here: MonitorBankRates/Mortgages. Unlike most websites, no personal information is needed to view a list of mortgage rates.




Today’s mortgage rates on 30 year jumbo home loans are averaging 4.46%, down from yesterday's average 30 year jumbo mortgage rate of 4.56%. 15 year jumbo mortgage rates are averaging 3.73%, down from yesterday's average 15 year jumbo mortgage rate of 3.79%.

Mortgage Rates Today


Conforming Adjustable Home Loans - Today's Mortgage Rates


1 year home loan adjustable mortgage rates current are averaging 3.75%, up from last week’s average 1 year adjustable mortgage rate of 3.63%.

3 year adjustable mortgage rates today are averaging 2.84%, an increase from last week’s average 3 year adjustable mortgage rate of 2.74%.

5 year adjustable mortgage rates are averaging 2.79%, an increase from the prior week’s average 5 year adjustable rate of 2.68%.

Current 7 year adjustable mortgage rates are averaging 3.06%, up from the previous week’s average 7 year adjustable mortgage rate of 3.01%.

10 year adjustable mortgage rates currently are averaging 3.57%, up from last week’s average 10 year adjustable rate of 3.52%.

Adjustable Jumbo Mortgage Loans – Current Mortgage Rates


Current 1 year adjustable jumbo mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.30%, unchanged from last week’s average 3 year jumbo adjustable rate.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.03%, up from last week’s average jumbo adjustable rate of 2.99%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.352%, up from last week’s average 7 year adjustable home loan rate of 3.34%.

10 year jumbo loan rates and refi rates are averaging 3.94%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 3.91%.

Conforming IO Adjustable Home Loans – Mortgage Rates Current


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.24%, up from last week’s average interest only mortgage loan rate of 2.97%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 3.04%, up from last week’s average five year interest only mortgage rate of 2.83%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.33%, up from last week’s average 7 year interest-only mortgage interest rate of 3.16%.

IO Jumbo Home Loans – Mortgage Rates Todays


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.46%, unchanged from last week’s average jumbo adjustable interest only rate.

Current 5 year adjustable jumbo interest only rates are averaging 3.52%, an increase from last week’s average IO home mortgage interest rate of 3.41%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.70%, up from last week’s average jumbo 7 year home mortgage loan rate 3.59%.

Home Equity Loan Rates


10 year home equity loan rates are averaging 6.25%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.41%, up from last week’s average home equity loan rate of 6.40%.

Today's Home Equity Line of Credit 


Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

Mortgage Loan Calculator


Monitor Bank Rates offers a free mortgage loan calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section.

Mortgage Rate Widget


Monitor Bank Rates also offers free mortgage rate widgets including state average mortgage rates that are automatically updated daily. Our mortgage rate widgets are free for anyone to use on their website, you can find the mortgage rate widgets under our “Widgets” section.

 
 
Author: Jason P. Jones
December 20th, 2011
Posted in: Bank Mortgage Rates