Mortgage Rates Saturday, 7/16: 30 Year Mortgage Rates at 4.58%, 15 Year Mortgage Rates at 3.68%

Mortgage rates are mixed today, Saturday, July 16. The biggest change in average rates was on 15 year jumbo mortgage rates which were down 17 basis points to 4.20%. Other fixed long term rates had small moves in average rates. Today's 30 year mortgage rates are averaging 4.58%, up from yesterday’s average 30 year rate of 4.48%. Current 15 year conforming mortgage rates are averaging 3.68%, a decline from yesterday’s average 15 year rate of 3.69%.

Find today's mortgage rates by searching our mortgage rate tables here: Today's Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.




30 year jumbo mortgage rates today are averaging 5.02%, up slightly from yesterday’s average 30 year jumbo mortgage rate of 5.01%. Today's 15 year jumbo mortgage rates are averaging 4.20%, down from yesterday’s average 15 year jumbo rate of 4.37%.

Following is a more in-depth mortgage rates survey released by MonitorBankRates.com earlier this past Monday:

Mortgage Rates


Today’s Conforming Adjustable Mortgage Rates


Today’s 1 year adjustable mortgage rates are averaging 3.66%, unchanged from last week’s average 1 year adjustable jumbo mortgage rate of 3.66%.

3 year adjustable mortgage refinance rates and adjustable mortgage rates today are averaging 3.04%, down from last week’s average 3 year adjustable mortgage rate of 3.13%.

Today’s refinance rates and mortgage rates today on 5 year adjustable mortgages are averaging 3.13%, down from the prior week’s average rate of 3.16%.

7 year adjustable mortgage rates are averaging 3.53%, down from the previous week’s average 7 year loan rate of 3.61%.

10 year adjustable mortgage rates are averaging 3.97%, down from last week’s average 10 year adjustable rate of 4.01%.

Adjustable Jumbo Mortgage Rates Today


1 year jumbo adjustable mortgage rates are averaging 4.05%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates are averaging higher at 3.58%, up from last week’s average 3 year jumbo adjustable rate of 3.52%.

5 year adjustable jumbo rates today are averaging 3.43%, an increase from last week’s average jumbo adjustable rate of 3.42%.

Current 7 year jumbo adjustable loan rates are averaging 3.53%, down from last week’s average 7 year adjustable home loan rate of 3.61%.

10 year jumbo loan rates are averaging 4.47%, down from the prior week’s average 10 year jumbo home loan rate of 4.55%. 

Today's Current Conforming Interest Only Adjustable Mortgage Rates


3 year interest only adjustable mortgage loan rates are averaging 3.17%, down from last week’s average interest only mortgage loan rate of 3.37%.

5 year IO adjustable loan rates are averaging 3.25%, down last week’s average five year interest only mortgage loan rate of 3.43%.

7 year interest only adjustable mortgage loan rates are averaging 3.63%, down from last week’s average 7 year interest-only mortgage interest rate of 3.80%. 

Interest Only Jumbo Mortgage Rates Today


3 year jumbo interest only adjustable loan rates are averaging 4.08%, up from last week’s average jumbo adjustable interest only rate of 3.60%.

5 year adjustable jumbo interest only rates are averaging 3.79%, down from last week’s average IO home mortgage interest rate of 3.83%.

7 year jumbo interest only adjustable rates are averaging 4.18%, down from last week’s average jumbo 7 year home loan rate of 4.22%.

Home Equity Loan Rates Current


10 year home equity loan rates are averaging 6.77%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.87%, unchanged from the prior week’s average home equity loan rate.

Today's HELOC Rates


Home equity line of credit rates are averaging 4.97%, unchanged from last week’s average rate HELOC rate.
 
 
Author: Brian McKay
July 16th, 2011
Posted in: Bank Mortgage Rates