Mortgage Rates & Mortgage Refinance Rates Increase Today: 30 Year Rates at 4.40%, 15 Year Rates at 3.77%

Mortgage rates are slightly higher today compared to yesterday. Conforming 30 year home mortgage rates are averaging 4.40 percent, up from yesterday’s average 30 year home mortgage rate of 4.38 percent. 30 year home mortgage rates today in Virginia are slightly lower averaging 4.37 percent. 

Current 15 year home mortgage rates are averaging 3.77 percent, down slightly from yesterday’s average 15 year mortgage loan rate of 3.78 percent. 15 year mortgage rates today in Nevada are lower averaging 3.68 percent.  




Today's 30 year jumbo loan mortgage rates are averaging 4.81 percent, down from yesterday’s average 30 year jumbo loan rate of 4.93 percent. 30 year jumbo mortgage rates in Oklahoma are lower averaging 4.74 percent.

15 year jumbo mortgage rates today are averaging 4.19 percent, down change from yesterday’s average 15 year jumbo interest rate 4.41 percent. 15 year jumbo mortgage rates in Texas are higher averaging 4.40 percent.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com on Monday:

Mortgage Rates


Conventional Adjustable Mortgage Rates Today


1 year adjustable mortgage rates today are averaging 3.09 percent, down from last week’s average 1 year adjustable home mortgage loan rate of 3.17 percent. 1 year today refinance rates are also lower averaging 3.09 percent.

3 year adjustable mortgage rates are averaging 3.19 percent, down from last week’s average 3 year adjustable mortgage loan rate of 3.33 percent. today’s refinance interest rates are also lower averaging 3.19 percent.

5 year adjustable mortgage loan rates today are averaging 3.20 percent, down from the prior week’s average mortgage rate of 3.49 percent. Today’s refi mortgage rates are also lower averaging 3.20 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.59 percent, up from the previous week’s average 7 year home mortgage rate of 3.45 percent. Today’s 7 year refinance rates are also higher averaging 3.59 percent.

10 year adjustable mortgage loan rates today are averaging 3.94 percent this week, up from last week’s average 10 year adjustable mortgage rate of 3.85 percent. 10 year home refinance rates today are also averaging 3.94 percent.

Jumbo Adjustable Mortgage Rates Current


1 year jumbo adjustable loan rates are averaging 5.33 percent, up from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate of 5.32 percent. 1 year jumbo refinance loan mortgage rates today are also higher at 5.33 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.16 percent, up from last week’s average 3 year jumbo adjustable loan rate of 4.06 percent. 3 year jumbo refinance rates today are also higher at 4.16 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.63 percent, up from last week’s average mortgage rate of 3.560percent. 5 year jumbo  refi rates today are also up averaging 3.63 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.34 percent, up from last week’s average 7 year home mortgage loan rate of 4.33 percent. 7 year jumbo refinance mortgage rates today are also higher at 4.34 percent.

10 year loan jumbo loan interest rates are averaging 5.05 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 492 percent. 10 year jumbo home loan refinance interest rates today are also higher at 5.02 percent.

Conforming Interest Only Adjustable Mortgage Rates Today


3 year interest only adjustable mortgage loan rates today are averaging 3.41 percent, down from last week’s average interest only mortgage loan rate of 3.50 percent. 3 year interest only adjustable refinance mortgage rates are also lower at 3.41 percent.

5 year interest only adjustable loan rates are averaging 3.44 percent, up from last week’s average five year interest only mortgage loan rate of 3.30 percent. Currnet 5 year interest only adjustable refinance mortgage rates are also averaging 3.44 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.73 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.60 percent. 7 year adjustable refinance rate mortgages today are averaging 3.73 percent.

Current Jumbo Interest Only Adjustable Mortgage Rates


3 year jumbo interest only adjustable mortgage rates today are averaging 4.58 percent, up from last week’s average jumbo adjustable interest only mortgage rate of 4.47 percent. 3 year interest only adjustable jumbo refinance rates today are averaging 4.58 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.09 percent, up from last week’s average IO home mortgage interest rate of 3.93 percent. 5 year jumbo adjustable IO loan rates are also higher averaging 4.09 percent.

7 year jumbo interest only adjustable mortgage rates are averaging 4.73 percent, up from an average jumbo 7 year home mortgage rate of 4.67 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.73 percent.

Home Equity Rates


Current 10 year home equity loan rates are averaging 6.686 percent, down from last week’s average home equity loan rate of 6.692 percent.

15 year home equity rates today are averaging 7.073 percent, a decrease from last week’s average home equity rate of 7.079 percent.

HELOC Rates


Home equity line of credit rates are averaging 5.12 percent, down from last week’s average HELOC rate of 5.16 percent
 
 
Author: Mortgage Rates
November 23rd, 2010
Posted in: Bank Mortgage Rates