Mortgage Rates Mixed This Morning: 30 Year Mortgage Rates at 3.97%



Conforming mortgage rates declined again overnight, the third consecutive day of declines while jumbo mortgage rates moved higher. Current mortgage rates today on 30 year mortgages are averaging 3.97%, down from yesterday’s average 30 year mortgage rate of 3.98%. Current mortgage rates on 15 year home loans are averaging 3.30%, down from yesterday’s average 15 year mortgage rate of 3.31%.




Search and compare current mortgage rates today from several lenders by using our rate tables here: mortgagerates.monitorbankrates.com. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Jumbo mortgage rates today on 30 year jumbo loans are averaging 4.35%, a slight increase from an average 30 year jumbo mortgage rate of 4.34%. Jumbo mortgage rates today on 15 year jumbo loans are averaging 3.57%, an increase from yesterday’s average 15 year jumbo mortgage rate of 3.56%.

Mortgage Rates Today on Conforming Adjustable Loans


Today's mortgage rates on 1 year adjustable home loans are averaging 3.62%, up from last week’s average 1 year adjustable mortgage rate of 3.61%.

3 year adjustable current mortgage rates today are averaging 2.84%, up from last week’s average 3 year adjustable mortgage rate of 2.79%.

5 year adjustable mortgage rates are averaging 2.70%, up from the prior week’s average 5 year adjustable rate of 2.65%.

Current 7 year adjustable mortgage rates are averaging 2.98%, up from the previous week’s average 7 year adjustable mortgage rate of 3.03%.

10 year adjustable mortgage rates currently are averaging 3.44%, up from last week’s average 10 year adjustable rate of 3.42%.

Jumbo Mortgage Rates Currently on Adjustable Jumbo Loans


Current 1 year adjustable jumbo mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.50%, up from last week’s average 3 year jumbo adjustable rate of 3.33%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 2.91%, down from last week’s average jumbo adjustable rate of 2.93%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.38%, down from last week’s average 7 year adjustable home loan rate of 3.43%.

10 year jumbo loan rates and refi rates are averaging 3.67%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.78%.

Conforming IO Adjustable Home Loans – Conforming Mortgage Rates Today


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.11%, down from last week’s average interest only mortgage loan rate of 3.12%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.92%, up from last week’s average five year interest only mortgage rate 2.87%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.16%, down from last week’s average 7 year interest-only mortgage interest rate of 3.22%.

IO Jumbo Home Mortgage Loans – Today's Jumbo Mortgage Rates


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.81%, up from last week’s average jumbo adjustable mortgage interest rate of 3.65%.

Current 5 year adjustable jumbo interest only rates are averaging 3.22%, down from last week’s average IO home mortgage interest rate of 3.30%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.48%,  down from last week’s average jumbo 7 year home mortgage loan rate 3.53%.

Home Equity Loan Rates


10 year home equity loan rates are averaging 6.23%, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.38%, no change from last week’s average home equity loan rate.

Home Equity Line of Credit Rates


Home equity line of credit rates currently are averaging 4.67%, down from last week’s average rate HELOC rate of 4.84%.

 
 
Author: Lisa Graham
February 3rd, 2012
Posted in: Bank Mortgage Rates