Mortgage Rates Just Above Record Lows: 30 Year Mortgage Rates at 4.40, 30 Year Jumbo Mortgage Rates at 4.95%

Mortgage rates are just above an all-time low set yesterday in a mortgage rate report released by MonitorBankRates. 30 year conforming mortgage rates are averaging 4.40 percent, up from an average 30 year mortgage rate of 4.38 percent.

Current 30 year jumbo mortgage rates are above a record low set yesterday but are still under 5.00 percent. Today's 30 year jumbo mortgage rate is averaging 4.95 percent, up from an average 30 year jumbo mortgage interest rate of 4.92 percent.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 06101, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Lending.com
Lending.com
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.194
4.125
USD
Lending.com Logo
NMLS # 1071
State Lic # 11040
(877) 387 - 4811
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,156
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.459
4.375
USD
Ally Bank Logo
NMLS # 181005
(877) 252 - 6146
at 0.100 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $2,654
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Citibank, N. A.
Citibank, N. A.
https://www.brimg.net/system/img/inst/8189_logo.gif
300000
Refinance
4.671
4.625
USD
Citibank, N. A. Logo
NMLS # 412915
(877) 385 - 1690
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $1,590
 
 
30 yr fixed Mortgage Loan from Lending.com
Lending.com
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.265
4.250
USD
Lending.com Logo
NMLS # 1071
State Lic # 11040
(877) 387 - 4811
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $551
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.650
4.625
USD
Ally Bank Logo
NMLS # 181005
(877) 252 - 6146
at 0.000 pts
45 day lock rate
Est payment: $1,542.42
Fees in APR: $857
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Better Mortgage Inc
Better Mortgage Inc
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.148
4.125
USD
Better Mortgage Inc Logo
NMLS # 330511
State Lic # ML-330511
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $826
Thank you for your quote. 
 
30 yr fixed Mortgage Loan from Lending.com
Lending.com
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.034
3.875
USD
Lending.com Logo
NMLS # 1071
State Lic # 11040
(877) 387 - 4811
at 1.100 pts
30 day lock rate
Est payment: $1,410.71
Fees in APR: $2,417
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed mtg refi Mortgage Loan from The Guilford Savings Bank
The Guilford Savings Bank
300000
Refinance
4.542
4.500
USD
The Guilford Savings Bank
4.542%
2/15/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $719
 
 
30 yr fixed mtg refi Mortgage Loan from Savings Bank of Danbury
Savings Bank of Danbury
300000
Refinance
4.523
4.500
USD
Savings Bank of Danbury
4.523%
2/15/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $790
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.550
4.500
USD
Citizens Bank, NA
4.550%
2/15/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $998
 
 
30 yr fixed mtg refi Mortgage Loan from Liberty Bank
Liberty Bank
300000
Refinance
4.419
4.375
USD
Liberty Bank
4.419%
2/15/2019
4.375%
at 0.250 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $814
 
 
30 yr fixed mtg refi Mortgage Loan from Union Savings Bank
Union Savings Bank
300000
Refinance
4.649
4.625
USD
Union Savings Bank
4.649%
2/15/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $852
 
 
30 yr fixed mtg refi Mortgage Loan from UniBank for Savings
UniBank for Savings
300000
Refinance
4.786
4.750
USD
UniBank for Savings
4.786%
2/15/2019
4.750%
at 0.250 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $500
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.405
4.375
USD
TD Bank, NA
4.405%
2/20/2019
4.375%
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,043
 
 
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.815
4.750
USD
First National Bank of Omaha
4.815%
2/21/2019
4.750%
at 0.500 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $752
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.683
4.625
USD
Santander Bank, N.A.
4.683%
2/21/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from The Washington Trust Company
The Washington Trust Company
300000
Refinance
4.280
4.250
USD
The Washington Trust Company
4.280%
2/19/2019
4.250%
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,083
 
 
30 yr fixed mtg refi Mortgage Loan from United Bank
United Bank
300000
Refinance
4.401
4.375
USD
United Bank
4.401%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $911
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.406
4.375
USD
LincolnWay Community Bank
4.406%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.373
4.250
USD
Bank of America
4.373%
2/18/2019
4.250%
at 0.998 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,351
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






15 year mortgage rates today are averaging 4.38 percent, unchanged from yesterday's average 15 year mortgage rate. 15 year jumbo mortgage rates are averaging 4.41 percent, an increase from yesterday's average 15 year jumbo mortgage rate of 4.36 percent.

Following is a more in-depth mortgage rate report released by MonitorBankRates yesterday:

Mortgage Rates


30 year mortgage rates are averaging 4.38 percent, down from the prior week’s average 30 year mortgage rate of 4.48 percent. Current 30 year mortgage refinance rates are also lower averaging 4.38 percent this week.

Current 15 year mortgage rates are averaging 3.83 percent, unchanged from last week’s average 15 year mortgage interest rate. Current 15 year mortgage refinance rates are also unchanged at 3.83 percent. 

Jumbo Mortgage Rates Today


30 year jumbo mortgage rates today are under 5.00 percent averaging 4.92 percent, down from last week’s average 30 year year jumbo mortgage rate of 5.05 percent. Current 30 year jumbo refinance mortgage rates are also down to 4.92 percent.

Today’s 15 year jumbo mortgage rates are averaging 4.36 percent, a decline from last week’s average jumbo mortgage rate of 4.50 percent. Current 15 year jumbo refinance mortgage rates are also averaging 4.36 percent.

Adjustable Conventional Mortgage Rates


1 year adjustable mortgage rates are averaging 3.17 percent, down from last week’s average 1 year adjustable home mortgage interest rate of 3.19 percent. Current 1 year conforming adjustable refinance mortgage rates are also down to 3.17 percent this week.

Current 3 year adjustable mortgage rates today are averaging 3.79 percent, down from last week’s average 3 year adjustable rate mortgage of 4.06 percent. 3 year mortgage refinance rates today are also down to 3.79 percent.

5 year adjustable mortgage rates are averaging 3.44 percent, down slighlty from the prior week’s average mortgage rate oif 3.45 percent. 5 year refinance mortgage rates today are also averaging 3.44 percent.

Today’s 7 year adjustable mortgage interest rates today are averaging 3.65 percent, a decline from the previous week’s average 7 year home mortgage rate of 3.72 percent.  7 year mortgage refinance rates are also lower  averaging 3.65 percent.

10 year adjustable bank mortgage rates are averaging 3.97 percent this week, a decline from last week’s average 10 year adjustable mortgage rate of 4.01 percent. 10 year home mortgage refinance rates are also lower this week averaging 3.97 percent.

Adjustable Jumbo Mortgage Rates


Current 1 year jumbo adjustable mortgage rates today are averaging 5.35 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage interest rate. 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

Today’s 3 year jumbo adjustable mortgage rates today are averaging 3.79 percent, down from last week’s average jumbo mortgage rate of 4.16 percent.  3 year jumbo refinance mortgage rates today are also down to 3.79 percent.

Current 5 year jumbo adjustable bank mortgage rates are averaging 3.73 percent this week, down from last week’s average mortgage rate of 3.87 percent. Current 5 year jumbo mortgage refinance rates are also down to 3.73 percent.

7 year jumbo adjustable mortgage rates are averaging 4.29 percent, down from last week’s average 7 year home mortgage rate of 4.42 percent. 7 year jumbo refinance mortgage rates are also lower averaging 4.29 percent.

10 year jumbo mortgage rates are averaging 4.99 percent, down from the previous week’s average 10 year jumbo home mortgage rates of 5.02 percent. 10 year jumbo home refinance interest rates are also down averaging 4.99 percent.

Interest Only Conventional Adjustable Mortgage Rates


3 year interest only adjustable mortgage rates are averaging 4.08 percent, down slightly from last week’s average interest only mortgage loan rate of 4.09 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also down averaging 4.08 percent.

Today’s 5 year interest only adjustable bank mortgage rates are averaging 3.59 percent, down from last week’s average five year interest only mortgage loan rate of 3.62 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.59 percent.

7 year interest only adjustable mortgage rates today are averaging 3.76 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.86 percent. 7 year adjustable refinance rate mortgages are lower averaging 3.76 percent.

Jumbo Interest Only Adjustable Mortgage Rates


3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, unchanged from last week’s average jumbo adjustable interest only mortgage rate. Today’s interest only adjustable jumbo refinance rates are also unchanged.

5 year adjustable jumbo interest only mortgage rates are at 4.29 percent, no change from last week’s average IO home mortgage interest rate week. Current 5 year jumbo adjustable IO loan rates are also unchanged averaging 4.29 percent.

Today’s 7 year jumbo IO adjustable mortgage rates are averaging 4.67 percent, down from an average jumbo 7 year home mortgage rate of 4.77 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.67 percent.

Home Equity Loan Rates


Current 10 year home equity loan rates are averaging 6.884 percent, down from the previous week’s average when home equity loans averaged 7.009 percent.

15 year home equity rates today are averaging 7.175 percent, down from last week’s average home equity loan rate of 7.377 percent.

Home Equity Line of Credit Rates (HELOC Rates)


The current average home equity line of credit rate is averaging 4.763 percent this week, up slightly from last week’s average HELOC rate of 4.762 percent.

Use our mortgage rate widgets to keep track of national average mortgage rates and state mortgage rates on your website. Use our free mortgage calculator to see how much your monthly mortgage payments will be on a home mortgage loan.
 
 
Author: Brian McKay
August 31st, 2010
Posted in: Bank Mortgage Rates