Mortgage Rates Just Above Record Lows: 30 Year Mortgage Rates at 4.40, 30 Year Jumbo Mortgage Rates at 4.95%

Mortgage rates are just above an all-time low set yesterday in a mortgage rate report released by MonitorBankRates. 30 year conforming mortgage rates are averaging 4.40 percent, up from an average 30 year mortgage rate of 4.38 percent.

Current 30 year jumbo mortgage rates are above a record low set yesterday but are still under 5.00 percent. Today's 30 year jumbo mortgage rate is averaging 4.95 percent, up from an average 30 year jumbo mortgage interest rate of 4.92 percent.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Apple Financial Network, Inc
Apple Financial Network, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112378.gif
300000
Purchase
3.556%
3.375%
USD
Apple Financial Network, Inc Logo
NMLS # 1846010
State Lic # 01527337
10/21/2019
at 1.625 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,972
Be ready to buy. Get pre-approved by a local lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.514%
3.375%
USD
New American Funding Logo
NMLS # 6606
10/21/2019
at 1.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,250
Direct lender specializing in helping you save money on your home loan.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






15 year mortgage rates today are averaging 4.38 percent, unchanged from yesterday's average 15 year mortgage rate. 15 year jumbo mortgage rates are averaging 4.41 percent, an increase from yesterday's average 15 year jumbo mortgage rate of 4.36 percent.

Following is a more in-depth mortgage rate report released by MonitorBankRates yesterday:

Mortgage Rates


30 year mortgage rates are averaging 4.38 percent, down from the prior week’s average 30 year mortgage rate of 4.48 percent. Current 30 year mortgage refinance rates are also lower averaging 4.38 percent this week.

Current 15 year mortgage rates are averaging 3.83 percent, unchanged from last week’s average 15 year mortgage interest rate. Current 15 year mortgage refinance rates are also unchanged at 3.83 percent. 

Jumbo Mortgage Rates Today


30 year jumbo mortgage rates today are under 5.00 percent averaging 4.92 percent, down from last week’s average 30 year year jumbo mortgage rate of 5.05 percent. Current 30 year jumbo refinance mortgage rates are also down to 4.92 percent.

Today’s 15 year jumbo mortgage rates are averaging 4.36 percent, a decline from last week’s average jumbo mortgage rate of 4.50 percent. Current 15 year jumbo refinance mortgage rates are also averaging 4.36 percent.

Adjustable Conventional Mortgage Rates


1 year adjustable mortgage rates are averaging 3.17 percent, down from last week’s average 1 year adjustable home mortgage interest rate of 3.19 percent. Current 1 year conforming adjustable refinance mortgage rates are also down to 3.17 percent this week.

Current 3 year adjustable mortgage rates today are averaging 3.79 percent, down from last week’s average 3 year adjustable rate mortgage of 4.06 percent. 3 year mortgage refinance rates today are also down to 3.79 percent.

5 year adjustable mortgage rates are averaging 3.44 percent, down slighlty from the prior week’s average mortgage rate oif 3.45 percent. 5 year refinance mortgage rates today are also averaging 3.44 percent.

Today’s 7 year adjustable mortgage interest rates today are averaging 3.65 percent, a decline from the previous week’s average 7 year home mortgage rate of 3.72 percent.  7 year mortgage refinance rates are also lower  averaging 3.65 percent.

10 year adjustable bank mortgage rates are averaging 3.97 percent this week, a decline from last week’s average 10 year adjustable mortgage rate of 4.01 percent. 10 year home mortgage refinance rates are also lower this week averaging 3.97 percent.

Adjustable Jumbo Mortgage Rates


Current 1 year jumbo adjustable mortgage rates today are averaging 5.35 percent, unchanged from the prior week’s average 1 year jumbo adjustable mortgage interest rate. 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

Today’s 3 year jumbo adjustable mortgage rates today are averaging 3.79 percent, down from last week’s average jumbo mortgage rate of 4.16 percent.  3 year jumbo refinance mortgage rates today are also down to 3.79 percent.

Current 5 year jumbo adjustable bank mortgage rates are averaging 3.73 percent this week, down from last week’s average mortgage rate of 3.87 percent. Current 5 year jumbo mortgage refinance rates are also down to 3.73 percent.

7 year jumbo adjustable mortgage rates are averaging 4.29 percent, down from last week’s average 7 year home mortgage rate of 4.42 percent. 7 year jumbo refinance mortgage rates are also lower averaging 4.29 percent.

10 year jumbo mortgage rates are averaging 4.99 percent, down from the previous week’s average 10 year jumbo home mortgage rates of 5.02 percent. 10 year jumbo home refinance interest rates are also down averaging 4.99 percent.

Interest Only Conventional Adjustable Mortgage Rates


3 year interest only adjustable mortgage rates are averaging 4.08 percent, down slightly from last week’s average interest only mortgage loan rate of 4.09 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also down averaging 4.08 percent.

Today’s 5 year interest only adjustable bank mortgage rates are averaging 3.59 percent, down from last week’s average five year interest only mortgage loan rate of 3.62 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.59 percent.

7 year interest only adjustable mortgage rates today are averaging 3.76 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.86 percent. 7 year adjustable refinance rate mortgages are lower averaging 3.76 percent.

Jumbo Interest Only Adjustable Mortgage Rates


3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, unchanged from last week’s average jumbo adjustable interest only mortgage rate. Today’s interest only adjustable jumbo refinance rates are also unchanged.

5 year adjustable jumbo interest only mortgage rates are at 4.29 percent, no change from last week’s average IO home mortgage interest rate week. Current 5 year jumbo adjustable IO loan rates are also unchanged averaging 4.29 percent.

Today’s 7 year jumbo IO adjustable mortgage rates are averaging 4.67 percent, down from an average jumbo 7 year home mortgage rate of 4.77 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.67 percent.

Home Equity Loan Rates


Current 10 year home equity loan rates are averaging 6.884 percent, down from the previous week’s average when home equity loans averaged 7.009 percent.

15 year home equity rates today are averaging 7.175 percent, down from last week’s average home equity loan rate of 7.377 percent.

Home Equity Line of Credit Rates (HELOC Rates)


The current average home equity line of credit rate is averaging 4.763 percent this week, up slightly from last week’s average HELOC rate of 4.762 percent.

Use our mortgage rate widgets to keep track of national average mortgage rates and state mortgage rates on your website. Use our free mortgage calculator to see how much your monthly mortgage payments will be on a home mortgage loan.
 
 
Author: Brian McKay
August 31st, 2010
Posted in: Bank Mortgage Rates