Mortgage Rates Jump Higher Today 12-9: 30 Year Mortgage Rates at 4.67%, 30 Year Jumbo Mortgage Rates at 5.36%

Mortgage rates and mortgage refinance rates jumped higher today continuing the uptrend of the past week. 30 year conforming mortgage rates and refinance rates are once again above 4.50 percent for the first time in several months.  30 year conforming home mortgage rates today and mortgage refinance rates today are averaging 4.67 percent, an increase from yesterday’s average home mortgage rate and mortgage refinance rate of 4.46 percent. 30 year home mortgage rates and home refinance mortgage rates in Nevada are slightly higher averaging 4.68 percent.

Current 15 year refinance mortgage rates and home mortgage rates are averaging 3.95 percent, up from yesterday’s average 15 year home mortgage loan rate and refinance loan rate of 3.86 percent. 15 year home mortgage loan rates and refinance mortgage rates in Maine are even higher averaging 3.97 percent.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
3.526%
3.375%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # 4130937
10/21/2019
at 1.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,704
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.514%
3.375%
USD
New American Funding Logo
NMLS # 6606
10/21/2019
at 1.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,250
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Interest Smart Home Loans
Interest Smart Home Loans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112369.gif
300000
Purchase
3.702%
3.500%
USD
Interest Smart Home Loans Logo
NMLS # 1157416
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $7,618
SPEAK WITH ONE OF OUR LICENSED MORTGAGE BANKERS NOW!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Apple Financial Network, Inc
Apple Financial Network, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112378.gif
300000
Purchase
3.556%
3.375%
USD
Apple Financial Network, Inc Logo
NMLS # 1846010
State Lic # 01527337
10/21/2019
at 1.625 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,972
Be ready to buy. Get pre-approved by a local lender
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






30 year jumbo refinance rates today and jumbo mortgage rates today jumped even higher than conforming rate. 30 year jumbo mortgage rates and refinance mortgage rates are averaging 5.36 percent, up from yesterday’s average 30 year jumbo home loan rate and refinance loan rate of 5.00 percent. 30 year jumbo home mortgage rates and home refinance rates in New York are also averaging 5.36 percent.

Current 15 year jumbo mortgage rates and current refinance mortgage rates are averaging 4.56 percent, up from yesterday’s average 15 year jumbo loan rate and 15 year jumbo refinance rate of 4.19 percent. 15 year jumbo home mortgage rates and mortgage refinance rates in New Jersey are lower averaging 4.31 percent.

Following is a more in-depth mortgage report released by MonitorBankRates.com earlier this week:

Mortgage Rates and Refinance Mortgage Rates Today


Adjustable Conforming Mortgage Refinance Rates and Conforming Mortgage Rates Today


1 year adjustable refinance rates and mortgage rates today are averaging 3.05 percent, unchanged from last week’s average 1 year adjustable home mortgage refinance rate and mortgage loan rate of 3.09 percent. 

3 year adjustable mortgage rates are averaging 3.37 percent, up from last week’s average 3 year adjustable mortgage loan rate of 3.23 percent. Today’s refinance interest rates are also higher, averaging 3.37 percent.

5 year adjustable mortgage loan rates today are averaging 3.16 percent, down from the prior week’s average mortgage rate of 3.40 percent. Today’s refi mortgage rates are averaging in lower at 3.16 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.49 percent, up from the previous week’s average 7 year home mortgage rate of 3.45 percent. Today’s 7 year refinance rates are also higher, averaging 3.49 percent.

10 year adjustable mortgage loan rates today are averaging 3.98 percent this week, up slightly from last week’s average 10 year adjustable mortgage rate of 3.96 percent. 10 year home refinance rates today are also averaging 3.98 percent.

Adjustable Jumbo Mortgage Refinance Rates Today and Mortgage Rates


1 year jumbo adjustable loan rates are averaging 4.92 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are also  averaging 4.92 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.06 percent, down from last week’s average 3 year jumbo adjustable loan rate of 4.09 percent. 3 year jumbo refinance rates today are also lower at 4.06 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.62 percent, up from last week’s average mortgage rate of 3.58 percent. 5 year jumbo refi rates today are also averaging 3.62 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.41 percent, down from last week’s average 7 year home mortgage loan rate of 4.42 percent. 7 year jumbo refinance mortgage rates today are also lower at 4.41 percent.

10 year jumbo loan interest rates are averaging 4.99 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 4.97 percent. 10 year jumbo home loan refinance interest rates today are also higher, averaging 4.99 percent.

Interest Only Conforming Adjustable Mortgage Refinance Rates and Adjustable Mortgage Rates


3 year interest only adjustable mortgage loan rates today are averaging 3.40 percent, up from last week’s average interest only mortgage loan rate of 3.38 percent. 3 year interest only adjustable refinance mortgage rates are also higher at 3.40 percent.

5 year interest only adjustable loan rates are averaging 3.32 percent, up from last week’s average five year interest only mortgage loan rate of 3.26 percent. Current 5 year interest only adjustable refinance mortgage rates are also averaging 3.32 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.70 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.58 percent. 7 year adjustable refinance rate mortgages today are averaging 3.70 percent.

Interest Only Adjustable Jumbo Refinance Mortgage Rates and Home Loan Rates


3 year jumbo interest only adjustable mortgage rates today are averaging 4.54 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.58 percent. 3 year interest only adjustable jumbo refinance rates today are also lower, averaging 4.54 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.13 percent, up from last week’s average IO home mortgage interest rate of 4.00 percent. 5 year jumbo adjustable IO loan rates are also averaging higher at 4.13 percent.

7 year jumbo interest only adjustable mortgage rates are averaging 4.70 percent, down from an average jumbo 7 year home mortgage rate of 4.81 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.70 percent.

Today's Home Equity Loan Rates


Current 10 year home equity loan rates are averaging 6.700 percent, unchanged from last week’s average home equity rate.

Today’s 15 year home equity rates are averaging 7.088 percent, unchanged from last week’s average home equity rate.

Today's HELOC Rates


Home equity line of credit rates are averaging 5.15 percent, unchanged from last week’s average HELOC rate.
 
 
Author: Brian McKay
December 9th, 2010
Posted in: Bank Mortgage Rates