Mortgage Rates Higher Today: 30 Year Mortgage Rates at 4.09%, 15 Year Rates at 3.36%![]() Search and compare today's mortgage rates from several lenders by using our rate tables here: Today's Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates. Today's mortgage rates on 30 year jumbo home loans are averaging 4.52%, up from yesterday's average 30 year jumbo mortgage rate of 4.50%. 15 year jumbo mortgage rates today are averaging 3.73%, down from yesterday's average 15 year jumbo mortgage rate of 3.79%. Mortgage RatesConforming Adjustable Home Loans – Current Mortgage Rates1 year home loan adjustable mortgage rates current are averaging 3.71%, a decrease from last week’s average 1 year adjustable mortgage rate of 3.75%. 3 year adjustable mortgage rates today are averaging 2.69%, an increase from last week’s average 3 year adjustable mortgage rate of 2.67%. 5 year adjustable mortgage rates are averaging 2.76%, an increase from the prior week’s average 5 year adjustable rate of 2.75%. Current 7 year adjustable mortgage rates are averaging 3.03%, no change from the previous week’s average 7 year adjustable mortgage rate. 10 year adjustable mortgage rates currently are averaging 3.55%, down from last week’s average 10 year adjustable rate of 3.58%. Adjustable Jumbo Home Loans – Today's Mortgage RatesCurrent 1 year jumbo adjustable mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate. 3 year adjustable jumbo rates today are averaging lower at 3.26%, down from last week’s average 3 year jumbo adjustable rate of 3.35%. 5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.01%, down from last week’s average jumbo adjustable rate of 3.05%. 7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.51%, down from last week’s average 7 year adjustable home loan rate of 3.56%. 10 year jumbo loan rates and refi rates are averaging 3.84%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.98%. Conforming IO Adjustable Home Loans – Mortgage Rates Current3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.90%, down from last week’s average interest only mortgage loan rate of 2.93%. 5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.88%, up from last week’s average five year interest only mortgage rate of 2.83%. 7 year interest only adjustable mortgage rates and refinance rates are averaging 3.17%, up from last week’s average 7 year interest-only mortgage interest rate of 3.15%. IO Jumbo Home Loans – Mortgage Rates TodaysToday’s 3 year jumbo interest only adjustable loan rates are averaging 3.39%, down from last week’s average jumbo adjustable interest only rate of 3.59% Current 5 year adjustable jumbo interest only rates are averaging 3.44%, a decrease from last week’s average IO home mortgage interest rate of 3.52%. Today’s 7 year jumbo interest only adjustable rates are averaging 3.70%, down from last week’s average jumbo 7 year home mortgage loan rate 3.78%. Current Home Equity Loan Rates10 year home equity loan rates are averaging 6.25%, up from last week’s average home equity loan rate of 6.23%. 15 year home equity rates are averaging 6.40%, up from last week’s average home equity loan rate of 6.39%. Home Equity Line of Credit Rates TodayHome equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate. Today's Mortgage CalculatorMonitor Bank Rates offers a free mortgage calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section. Current Mortgage Rates WidgetMonitor Bank Rates also offers free mortgage rate widget including state average mortgage rates that are automatically updated daily. Our mortgage rate widgets are free for anyone to use on their website, you can find the mortgage rate widgets under our “Widgets” section.
Lender
APR / Rate
Payment
Fees and Points
5.394%
15-Year Fixed
5.250%
$3,216 /mo
$3,784
Includes 0.946 points for $3,784
Lender Fees: $0
5.865%
15-Year Fixed
5.625%
$3,295 /mo
$6,252
Includes 0.688 points for $2,752
Lender Fees: $3,500
6.312%
30-Year Fixed
6.125%
$2,431 /mo
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
6.321%
30-Year Fixed
6.250%
$2,463 /mo
$3,004
Includes 0.751 points for $3,004
Lender Fees: $0
6.379%
15-Year Fixed
6.125%
$3,403 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
6.570%
5-Year ARM
6.500%
$2,529 /mo
$2,904
Includes 0.726 points for $2,904
Lender Fees: $0
6.878%
30-Year Fixed
6.750%
$2,595 /mo
$5,252
Includes 0.438 points for $1,752
Lender Fees: $3,500
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Mortgage Rates December 11, 2023The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. |
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