Mortgage Rates Decline, 30 Year Mortgage Rates Hit New Low at 3.99%

Mortgage Rates Decline, 30 Year Mortgage Rates Hit New Low at 3.99%Mortgage rates decreased today and 30 year mortgage rates hit a new all-time low of 3.99% on our national average mortgage rates list. 30 year mortgage rates are down from yesterday's average 30 year mortgage rate of 4.09%. Current mortgage rates on 15 year home mortgage loans are also averaging lower at 3.30%, down from yesterday’s average 15 year mortgage rate of 3.36%.

Search and compare mortgage rates from several lenders by using our rate tables here: Mortgage Rates . Unlike most websites, no personal information is needed to view a list of mortgage rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.687%
3.500%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/23/2019
at 2.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.687%
3.500%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/23/2019
at 2.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Today's mortgage rates on 30 year jumbo loans are averaging 4.48%, unchanged from yesterday’s average 30 year jumbo mortgage rate. 15 year mortgage rates currently are averaging 3.70%, an increase from yesterday's average 15 year jumbo mortgage rate of 3.68%.

Mortgage Rates


Today's Mortgage Rates – Conventional Adjustable Home Loans


1 year adjustable mortgage rates today are averaging 3.67%, down from last week’s average 1 year adjustable jumbo mortgage rate of 3.79%.

3 year adjustable mortgage rates currently are averaging 2.74%, up from last week’s average 3 year adjustable mortgage rate of 2.60%.

5 year adjustable mortgage rates are averaging 2.73%, down from the prior week’s average 5 year adjustable rate of 2.78%.

Current 7 year adjustable mortgage rates are averaging 3.03%, down from the previous week’s average 7 year adjustable mortgage rate of 3.12%.

10 year adjustable mortgage rates currently are averaging 3.53%, a decline from last week’s average 10 year adjustable rate of 3.60%.

Mortgage Rates Today – Adjustable Jumbo Mortgage Home Loans


Current 1 year jumbo adjustable mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.46%, up from last week’s average 3 year jumbo adjustable rate of 3.42%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 2.94%, down from last week’s average jumbo adjustable rate of 3.03%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.44%, down from last week’s average 7 year adjustable home loan rate of 3.57%.

10 year jumbo loan rates and refi rates are averaging 3.95%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.97%.

Current Mortgage Rates – Conforming Adjustable Interest Only Home Mortgage Loans


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.87%, up from last week’s average interest only mortgage loan rate of 2.85%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.84%, down from last week’s average five year interest only mortgage rate of 2.93%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.16%, down from last week’s average 7 year interest-only mortgage interest rate of 3.44%.

Mortgage Rates Today – Interest Only Jumbo Home Loans


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.65%, up from last week’s average jumbo adjustable interest only rate of 3.58%.

Current 5 year adjustable jumbo interest only rates are averaging 3.38%, a decrease from last week’s average IO home mortgage interest rate of 3.42%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.65%, down from last week’s average jumbo 7 year home mortgage loan rate 3.79%.

Home Equity Loan Rates Today


10 year home equity loan rates are averaging 6.58%, up from last week’s average home equity loan rate of 6.45%.

15 year home equity rates are averaging 6.39%, down from last week’s average home equity loan rate of 6.41%.

Home Equity Line of Credit Rates


Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.
 
 
Author: Lisa Graham
November 8th, 2011
Posted in: Bank Mortgage Rates