Mortgage Rates: Conforming Mortgage Rates Lower Today, 30 Year Rates at 4.08% Conforming mortgage rates are lower today and jumbo mortgage rates are unchanged. Today's mortgage rates on 30 year home mortgage loans are averaging 4.08%, a decrease from yesterday’s average 30 year mortgage rate of 4.11%. Mortgage rates today 15 year home loans are averaging 3.35%, down from yesterday’s average 15 year mortgage rate of 3.38%.Compare current mortgage rates from several lenders by using our rate tables here: Current Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates. Today's mortgage rates on 30 year jumbo loans are averaging 4.48%, unchanged from yesterday’s average 30 year jumbo mortgage rate. 15 year jumbo mortgage rates are averaging 3.84%, unchanged from yesterday’s average 15 year jumbo mortgage rate. Mortgage RatesConforming Adjustable Mortgage Loans – Mortgage Rates Today1 year home loan adjustable mortgage rates - current are averaging 3.75%, a decrease from last week’s average 1 year adjustable mortgage rate of 3.79%. 3 year adjustable mortgage rates today are averaging 2.67%, a decrease from last week’s average 3 year adjustable mortgage rate of 2.76%. 5 year adjustable mortgage rates are averaging 2.75%, a decrease from the prior week’s average 5 year adjustable rate of 2.76%. Current 7 year adjustable mortgage rates are averaging 3.03%, a decrease from the previous week’s average 7 year adjustable mortgage rate of 3.04%. 10 year adjustable mortgage rates currently are averaging 3.58%, unchanged from last week’s average 10 year adjustable rate. Adjustable Jumbo Mortgage Loans – Mortgage RatesCurrent 1 year jumbo adjustable mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate. 3 year adjustable jumbo rates today are averaging lower at 3.35%, down from last week’s average 3 year jumbo adjustable rate of 3.42%. 5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.05%, down from last week’s average jumbo adjustable rate of 3.17%. 7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.56%, up from last week’s average 7 year adjustable home loan rate of 3.50%. 10 year jumbo loan rates and refi rates are averaging 3.98%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 4.04%. Conforming IO Adjustable Mortgage Loans – Current Mortgage Rates Today3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.93%, down from last week’s average interest only mortgage loan rate of 2.96%. 5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.83%, down from last week’s average five year interest only mortgage rate of 2.85%. 7 year interest only adjustable mortgage rates and refinance rates are averaging 3.15%, up from last week’s average 7 year interest-only mortgage interest rate of 3.14%. Mortgage Rates – Today's Interest Only Jumbo Mortgage LoansToday’s 3 year jumbo interest only adjustable loan rates are averaging 3.59%, up from last week’s average jumbo adjustable interest only rate of 3.56%. Current 5 year adjustable jumbo interest only rates are averaging 3.52%, an increase from last week’s average IO home mortgage interest rate of 3.42%. Today’s 7 year jumbo interest only adjustable rates are averaging 3.78%, up from last week’s average jumbo 7 year home mortgage loan rate 3.71%. Current Home Equity Loan Rates10 year home equity loan rates are averaging 6.23%, unchanged from last week’s average home equity loan rate. 15 year home equity rates are averaging 6.39%, unchanged from last week’s average home equity loan rate. Today's Home Equity Line of CreditHome equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate. Free Mortgage CalculatorMonitor Bank Rates offers a free mortgage calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section. Free Mortgage Rate WidgetMonitor Bank Rates also offers free mortgage rate widget including state average mortgage rates that are automatically updated daily. Our mortgage rate widgets are free for anyone to use on their website, you can find the mortgage rate widgets under our “Widgets” section.
Lender
APR / Rate
Payment
Fees and Points
 NMLS #1907
6.397%
15-Year Fixed
6.250%
$3,430 /mo
$3,752
Includes 0.938 points for $3,752
Lender Fees: $0
NMLS #1907
7.319%
30-Year Fixed
7.250%
$2,729 /mo
$2,752
Includes 0.688 points for $2,752
Lender Fees: $0
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Mortgage Rates November 28, 2023The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. |
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