Mortgage Rates: 30 Year Mortgage Rates at 4.05%

Mortgage Rates: 30 Year Mortgage Rates at 4.05%Conforming mortgage ratesare higher today, the second consecutive day of an increase in rates. Mortgage rates on 30 year home loans are averaging averaging 4.05%, an increase from yesterday’s average 30 year mortgage rate of 4.00%. Current mortgage rates on 15 year mortgage loans are averaging 3.30%, unchanged from yesterday’s average 15 year mortgage rate.   

Compare today's mortgage rates from several lenders by using our rate tables here: MortgageRates.MonitorBankRates.com. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 06101, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
11/17/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
11/17/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
11/17/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
11/17/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Mortgage interest rates today on 30 year jumbo home loans are averaging 4.46%, up from yesterday’s average 30 year jumbo mortgage rate of 4.41%. 15 year jumbo mortgage rates today are averaging 3.68%, unchanged from yesterday's average 15 year jumbo mortgage rate.

Mortgage Rates


Conforming Adjustable Mortgage Loans - Today’s Mortgage Interest Rates


1 year home loan adjustable mortgage rates today are averaging 3.62%, down from last week’s average 1 year adjustable mortgage rate of 3.63%.

3 year adjustable current mortgage interest rates today are averaging 2.47%, down  from last week’s average 3 year adjustable mortgage rate of 2.54%.

5 year adjustable mortgage rates are averaging 2.62%, down from the prior week’s average 5 year adjustable rate of 2.83%.

Current 7 year adjustable mortgage rates are averaging 2.96%, up from the previous week’s average 7 year adjustable mortgage rate of 2.91%.

10 year adjustable mortgage rates currently are averaging 3.48%, down from last week’s average 10 year adjustable rate of 3.50%.

Adjustable Jumbo Home Loans – Current Mortgage Rates


Current 1 year adjustable jumbo mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.35%, down from last week’s average 3 year jumbo adjustable rate of 3.36%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 2.86%, down from last week’s average jumbo adjustable rate of 3.00%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.46%, down from last week’s average 7 year adjustable home loan rate of 3.47%.

10 year jumbo loan rates and refi rates are averaging 3.73%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.82%.

Conforming IO Adjustable Home Loans – Mortgage Interest Rates Today


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.11%, down from last week’s average interest only mortgage loan rate of 3.21%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.89%, no change from last week’s average five year interest only mortgage rate.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.19%, up from last week’s average 7 year interest-only mortgage interest rate of 3.16%.

IO Jumbo Home Loans – Today's Mortgage Rates


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.64%, down from last week’s average jumbo adjustable mortgage interest rate of 3.66%.

Current 5 year adjustable jumbo interest only rates are averaging 3.33%, down from last week’s average IO home mortgage interest rate of 3.38%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.61%,  down from last week’s average jumbo 7 year home mortgage loan rate 3.64%.

Home Equity Loan Rates


10 year home equity loan rates are averaging 6.23%, down from last week’s average home equity loan rate of 6.25%.

15 year home equity rates are averaging 6.38%, down from last week’s average home equity loan rate of 6.41%.

Home Equity Line of Credit 


Home equity line of credit rates currently are averaging 4.84%, up last week’s average rate HELOC rate of 4.81%.

Mortgage Calculator with PMI


Monitor Bank Rates offers a free mortgage loan calculator with taxes, PMI and an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section.

Mortgage Rates Widget


Monitor Bank Rates also offers free mortgage rate widgets including state average mortgage rates that are automatically updated daily. Our mortgage rate widgets are free for anyone to use on their website, you can find the mortgage rate widgets under our “Widgets” section.

 
 
Author: Robert Till
January 11th, 2012
Posted in: Bank Mortgage Rates