Maspeth Federal Savings Current Mortgage Rates

We usually write about banks and credit unions advertising the lowest mortgage rates but we came across Maspeth Federal Savings current mortgage rates which are surprisingly well above the national average rates.

In addition to advertising some of the highest mortgage rates, the bank is also requiring a 25% down payment. Except, of course, if you're a first-time home buyer, you might qualify for an FHA mortgage loan.

Loan Type Purchase Refinance	Location State/City Zip Code	Loan Amt	Points	FICO	% Down
		$

30 yr fixed refi in 06101, All points, Credit score: 740+ Sort by:

Lender

APR

Rate

Cost & Fees

Notes

NMLS # 447490

4.227%

2/22/2019

4.125%

at 0.100 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $3,350

Thank you for your inquiry!

NMLS # 181005

4.354%

2/22/2019

4.250%

at 0.100 pts
45 day lock rate

Est payment: $1,475.82

Fees in APR: $3,395

Thanks for the inquiry!

NMLS # 409132
(877) 388 - 5173

4.049%

2/22/2019

4.000%

at 0.100 pts
45 day lock rate

Est payment: $1,432.25

Fees in APR: $1,484

Thanks for the inquiry!

NMLS # 66247
State Lic # ML-66247
(877) 388 - 9170

4.079%

2/22/2019

3.990%

at 0.100 pts
30 day lock rate

Est payment: $1,430.52

Fees in APR: $2,885

Thank you for your inquiry, we will be in touch shortly.

NMLS # 541760
(877) 366 - 5354

4.784%

2/22/2019

4.700%

at 0.100 pts
45 day lock rate

Est payment: $1,555.91

Fees in APR: $2,582

Thank you for your inquiry! We look forward to working with you.

NMLS # 403501

4.267%

2/22/2019

4.125%

at 1.000 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $2,046

NMLS # 412915
(877) 385 - 1690

4.796%

2/22/2019

4.750%

at 0.000 pts
60 day lock rate

Est payment: $1,564.94

Fees in APR: $1,590

NMLS # 181005

4.512%

2/22/2019

4.500%

at 0.000 pts
45 day lock rate

Est payment: $1,520.06

Fees in APR: $415

Thanks for the inquiry!

NMLS # 409132
(877) 388 - 5173

4.125%

2/22/2019

4.125%

at 0.000 pts
45 day lock rate

Est payment: $1,453.95

Fees in APR: None

Thanks for the inquiry!

NMLS # 66247
State Lic # ML-66247
(877) 388 - 9170

4.242%

2/22/2019

4.240%

at 0.000 pts
30 day lock rate

Est payment: $1,474.06

Fees in APR: $56

Thank you for your inquiry, we will be in touch shortly.

NMLS # 403501

4.375%

2/22/2019

4.375%

at 0.000 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: None

NMLS # 447490

4.250%

2/22/2019

4.250%

at 0.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: None

Thank you for your inquiry!

NMLS # 330511
State Lic # ML-330511

4.069%

2/22/2019

4.000%

at 0.000 pts
30 day lock rate

Est payment: $1,432.25

Fees in APR: $2,482

Thank you for your quote.

NMLS # 409132
(877) 388 - 5173

3.903%

2/22/2019

3.750%

at 1.100 pts
45 day lock rate

Est payment: $1,389.35

Fees in APR: $2,261

Thanks for the inquiry!

NMLS # 66247
State Lic # ML-66247
(877) 388 - 9170

4.004%

2/22/2019

3.865%

at 1.100 pts
30 day lock rate

Est payment: $1,409.00

Fees in APR: $1,712

Thank you for your inquiry, we will be in touch shortly.

NMLS # 541760
(877) 366 - 5354

9.489%

2/22/2019

9.125%

at 1.100 pts
45 day lock rate

Est payment: $2,440.90

Fees in APR: $6,132

Thank you for your inquiry! We look forward to working with you.

The Washington Trust Company

4.280%

2/19/2019

4.250%

at 0.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $1,083

TD Bank, NA

4.405%

2/20/2019

4.375%

at 0.000 pts
45 day lock rate

Est payment: $1,497.86

Fees in APR: $1,043

Bank of America

4.373%

2/18/2019

4.250%

at 0.998 pts
60 day lock rate

Est payment: $1,475.82

Fees in APR: $1,351

First National Bank of Omaha

4.815%

2/21/2019

4.750%

at 0.500 pts
60 day lock rate

Est payment: $1,564.94

Fees in APR: $752

LincolnWay Community Bank

4.406%

2/19/2019

4.375%

at 0.000 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $1,085

United Bank

4.401%

2/19/2019

4.375%

at 0.000 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $911

The Guilford Savings Bank

4.542%

2/22/2019

4.500%

at 0.250 pts
60 day lock rate

Est payment: $1,520.06

Fees in APR: $719

Savings Bank of Danbury

4.523%

2/22/2019

4.500%

at 0.000 pts
60 day lock rate

Est payment: $1,520.06

Fees in APR: $790

Liberty Bank

4.419%

2/22/2019

4.375%

at 0.250 pts
60 day lock rate

Est payment: $1,497.86

Fees in APR: $814

Union Savings Bank

4.524%

2/22/2019

4.500%

at 0.000 pts
60 day lock rate

Est payment: $1,520.06

Fees in APR: $852

Citizens Bank, NA

4.550%

2/22/2019

4.500%

at 0.250 pts
60 day lock rate

Est payment: $1,520.06

Fees in APR: $998

Santander Bank, N.A.

4.683%

2/22/2019

4.625%

at 0.000 pts
60 day lock rate

Est payment: $1,542.42

Fees in APR: $2,004

UniBank for Savings

4.786%

2/22/2019

4.750%

at 0.250 pts
60 day lock rate

Est payment: $1,564.94

Fees in APR: $500

Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.

The bank's current advertised 30 year mortgage rate is 6.00 percent with an annual percentage rate (APR) of 6.008 percent. The current national average 30 year mortgage rate is almost 100 basis points lower at 5.16 percent.

15 year mortgage rates are advertised at 5.50 percent with an APR of 5.51 percent. The 15 year national average mortgage rate is 1.00 percent lower at 4.49 percent.

On the upside, their home equity loans beat the national averages. The bank's current advertised 15 year home equity loan rate is 7.25 percent with an APR of 7.26 percent. The national average rate on 15 year home equity loans is 7.62 percent.

If you're still interested in Maspeth Federal Savings' mortgage rates visit: maspethfederal.com.

Author: Brian McKay

April 6th, 2010

Posted in: Bank Mortgage Rates

Maspeth Federal Savings Current Mortgage Rates

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