Kearny Federal Savings Mortgage Rates

Kearny Federal Savings is advertising fixed mortgage rates, adjustable mortgage rates and fixed balloon mortgage rates. Kearny Federal is also offering jumbo mortgage rates but you'll have to call for a list of current jumbo rates.

Looking for today's mortgage rates? Use our Mortgage Rate Tables at Mortgagerates.MonitorBankRates.com to find the best mortgage rates in your state.




Kearny Federal offers up to 95% financing. Private Mortgage Insurance (PMI) is required for any home loan where the loan-to-value (LTV) ratio is less than 80%. The bank offers home loans up to $1 million for 1 to 4 family homes.

Kearny Federal Savings Current Mortgage Rates


Current Fixed Mortgage Rates




  • 10 Year Mortgage Rate 4.625% APR 4.754%


  • 15 Year Mortgage Rate 4.75% APR 4.842%


  • 20 Year Mortgage Rate 5.125% APR 5.202%


  • 25 Year Mortgage Rate 5.375% APR 5.443%


  • 30 Year Mortgage Rate 5.375% APR 5.435%


Current Adjustable Mortgage Rates




  • 1/1/30 Adjustable Mortgage Rate 4.375% APR 3.384%


  • 3/1/30 Adjustable Mortgage Rate 4.50% APR 3.578%


  • 5/1/30 Adjustable Mortgage Rate 4.75% APR 3.837%


  • 7/1/30 Adjustable Mortgage Rate 5.25% APR 4.269%


  • 10/1/30 Adjustable Mortgage Rate 5.375% APR 4.664%


  • 5/5/30 Adjustable Mortgage Rate 5.25% APR 5.308%


Current Fixed Balloon Mortgage Rate




  • 15/30 Balloon Mortgage Rate 5.00% APR 5.068%


In addition to mortgage rates, Kearny is also advertising home equity rates and home equity credit line rates.  For a list of current mortgage rates go to kearnyfederalsavings.com.