HSBC Current Mortgage Rates

HSBC is offering some of the best mortgage rates currently available for home purchases and refinances. Fixed mortgage rates and adjustable mortgage rates are advertised.

Current fixed rate mortgages include conforming 30 year mortgage rates, conforming 15 year mortgage rates, 30 year VA mortgage rates and 30 year FHA mortgage rates. Current adjustable mortgages include conforming 3/1 mortgage rates and conforming 5/1 mortgage rates.

Loan Type
Purchase    Refinance
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Loan Amt Points FICO % Down
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HSBC is also offering their 30 year CommunityWorks mortgage and their 30 Year SONYMA Low Interest Rate mortgage. SONYMA (State of New York Mortgage Agency) loans are available for the purchase of a home located in New York State only. Income and purchase price restrictions also apply.

When you apply for an HSBC mortgage, the mortgage rate is locked for 60 days.  SONYMA mortgage rates are locked for 100 days.

HSBC Current Fixed Mortgage Rates

  • 15 Year Conforming Purchase 4.50% Rate 4.738% APR

  • 15 Year Conforming Refinance 4.50% Rate 4.738% APR

  • 30 Year Conforming Purchase 5.125% Rate 5.266% APR

  • 30 Year Conforming Refinance 5.125% Rate 5.266% APR

  • 30 Year FHA/VA Purchase 5.125% Rate 5.31% APR

  • 30 Year FHA/VA Refinance 5.125% Rate 5.31% APR

  • 30 Year CommunityWorks 4.875% Rate 5.014% APR

  • 30 Year SONYMA Low Interest Rate 5.125% Rate 5.31% APR

HSBC Current Adjustable Mortgage Rates

  • 3/1 YR LIBOR ARM Conforming 3.75% Rate 3.45% APR

  • 5/1 YR LIBOR ARM Conforming 3.88% Rate 3.56% APR

These mortgage rates were quoted for a mortgage loan in the state of Connecticut. For a list of current mortgage rates in your state go to
Author: Brian McKay
May 8th, 2010
Posted in: Bank Mortgage Rates