Flagstar Bank Mortgage Rates Today at 3.40% for 30 Year Conforming Loans

Flagstar Bank is offering some of the lowest mortgage rates today available from any bank or credit union. Flagstar Bank is advertising several different types of current mortgage rates on many different types of loans. Conforming mortgage loans, jumbo mortgage loans, FHA mortgage loans, USDA mortgage loans, VA mortgage loans and home path mortgage loans.

Today's mortgage rates on 30 year conforming loans at Flagstar Bank are advertised at 3.409 percent. The bank's mortgage rates on 30 year conforming loans are lower than the national average 30 year mortgage rate which is currently at 3.59 percent.



The bank's 15 year current mortgage rates are advertised at 3.081 percent. While 15 year mortgage interest rates are not lower than the national average of 3.00 percent today the rate is better than what most lenders are offering right now.

Conventional 5 year adjustable mortgage rates today at Flagstar Bank are at 3.161 percent. Average 5 year adjustable mortgage rates current are about 40 basis points lower at 2.76 percent. Flagstar's 5 year adjustable mortgage rates obviously aren't the best rates around.

Mortgage rates todays on 30 year jumbo mortgage loans at the bank are move competitive then 5 year adjustable conforming rates. Right now the bank is advertising 30 year jumbo mortgage rates at 4.275 percent, slightly higher than the national average 30 year jumbo mortgage rate of 4.21 percent.

While 30 year jumbo mortgage interest rates are slightly higher than the national average the bank's rate is lower than most. You can take out a jumbo mortgage for up to $2 million. Maybe you can get one of those 1 percent mortgage rates that Facebook founder Mark Zuckerberg got.

Current mortgage rates on FHA mortgage loans are advertised at 3.382 percent. This advertised FHA mortgage rate is also better than what most banks or credit unions offer on an FHA loan.

Looking to refinance a mortgage and use Flagstar Bank? Well the bank is offering 30 year refinance rates at 3.429 percent. This refinance rate is also competitive. If you haven't refinanced in the past year or two you better do so know since current refinance rates on all types of loans are so low right now.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Mortgage Rates November 29, 2023