Flagstar Bank Mortgage Rates Today at 3.40% for 30 Year Conforming Loans

Flagstar Bank is offering some of the lowest mortgage rates today available from any bank or credit union. Flagstar Bank is advertising several different types of current mortgage rates on many different types of loans. Conforming mortgage loans, jumbo mortgage loans, FHA mortgage loans, USDA mortgage loans, VA mortgage loans and home path mortgage loans.

Today's mortgage rates on 30 year conforming loans at Flagstar Bank are advertised at 3.409 percent. The bank's mortgage rates on 30 year conforming loans are lower than the national average 30 year mortgage rate which is currently at 3.59 percent.

Loan Type
Purchase    Refinance
HELOC
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.376%
3.990%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $14,150
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.842%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,327
Fees in APR: $12,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.514%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $14,150
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.568%
3.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $17,150
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.568%
3.125%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $17,150
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
5.319%
3.875%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $12,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.567%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,327
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.709%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
05/29/2020
at 0.750 pts
60 day lock rate
Est payment: $1,186
Fees in APR: $8,307
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.777%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
05/29/2020
at 0.000 pts
60 day lock rate
Est payment: $1,205
Fees in APR: $6,000
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.739%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.107%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.693%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,348
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.025%
3.990%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 0.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






The bank's 15 year current mortgage rates are advertised at 3.081 percent. While 15 year mortgage interest rates are not lower than the national average of 3.00 percent today the rate is better than what most lenders are offering right now.

Conventional 5 year adjustable mortgage rates today at Flagstar Bank are at 3.161 percent. Average 5 year adjustable mortgage rates current are about 40 basis points lower at 2.76 percent. Flagstar's 5 year adjustable mortgage rates obviously aren't the best rates around.

Mortgage rates todays on 30 year jumbo mortgage loans at the bank are move competitive then 5 year adjustable conforming rates. Right now the bank is advertising 30 year jumbo mortgage rates at 4.275 percent, slightly higher than the national average 30 year jumbo mortgage rate of 4.21 percent.

While 30 year jumbo mortgage interest rates are slightly higher than the national average the bank's rate is lower than most. You can take out a jumbo mortgage for up to $2 million. Maybe you can get one of those 1 percent mortgage rates that Facebook founder Mark Zuckerberg got.

Current mortgage rates on FHA mortgage loans are advertised at 3.382 percent. This advertised FHA mortgage rate is also better than what most banks or credit unions offer on an FHA loan.

Looking to refinance a mortgage and use Flagstar Bank? Well the bank is offering 30 year refinance rates at 3.429 percent. This refinance rate is also competitive. If you haven't refinanced in the past year or two you better do so know since current refinance rates on all types of loans are so low right now.
 
 
Author: Brian McKay
July 23rd, 2012
Posted in: Bank Mortgage Rates