First Federal Savings & Loan Mortgage Rates

First Federal Savings & Loan headquartered in Independence, Kansas, is advertising some of the lowest mortgage rates available today. First Federal Savings & Loan is advertising fixed mortgage rates, adjustable mortgage rates and 30 year rural housing mortgage rates.

Searching for the lowest mortgage rates and refinance rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find a list of mortgage rates in your state. Unlike most websites no personal information is needed to display a list of mortgage rates.

The savings and loan's advertised mortgage rates are based on a credit score of 681 or higher which isn't bad considering many banks and credit unions require a credit score in the 700's to qualify for a mortgage loan. Advertised mortgage rates are with zero mortgage discount points. Mortgage points allow you to buy down the mortgage rate by paying money upfront at the mortgage closing.

Current 30 year fixed rate mortgages are advertised at 4.75 percent with an annual percentage rate (APR) of 4.789 percent. 15 year mortgage rates are currently advertised at 4.25 percent with an APR of 4.33 percent.

First Federal Savings & Loan is also advertising 20 year mortgage rates which are a lot less common than 30 year mortgage rates and 15 year mortgage rates. Current 20 year rate mortgages are advertised at 4.50 percent with an APR of 4.56 percent.

Today's 30 year rural housing mortgage rates are advertised at 5.00 percent with an APR of 5.27 percent. Rural Housing is a fixed mortgage rate, government guaranteed, 100% financing mortgage product.

5/5 adjustable mortgage rates are advertised at 6.25 percent with an APY of 6.30 percent.

For a list of First Federal Savings & Loan's current mortgage rates go to firstfederalsl.com. For a list of current mortgage rates from several different banks and credit unions go to MonitorBankRates.com.