Current Refinance Rates Lower: 4.05% 30 Year Refinance Rates

Refinance rates on 30 year home loans are averaging 4.05%, down from  yesterday's average refinance rate of 4.11%. Current refinance rates today on 15 year home loans are averaging 3.34%, down from yesterday's average 15 year refinance rate of 3.35%.

Compare refinance rates today from many lenders by using our refinance rate table here: mortgagerates.monitorbankrates.com. Unlike most websites, no personal information is needed to view a list of refinance rates.




Refinance rates on 30 year jumbo home loans are averaging 4.38%, a decline from yesterday's average 30 year jumbo refinance rate of 4.48%. Current refinance rates on 15 year jumbo home loans are averaging 3.62%, a decline last week’s average 15 year jumbo refinance rate of 3.65%.

Refinance Rates


Conforming Adjustable Loans – Current Refinance Rates


1 year adjustable refinance rates current are averaging 3.61%, down from last week’s average 1 year adjustable jumbo refinance rate of 3.62%.

3 year adjustable bank refinance rates current are averaging 2.77%, an increase from last week’s average 3 year adjustable refinance rate of 2.68%.

5 year adjustable refinancing rates are averaging 2.72%, an increase from the prior week’s average 5 year adjustable refinance rate 2.62%.

Current 7 year adjustable refi rates are averaging 2.98%, an increase from the previous week’s average 7 year adjustable refinance rate of 2.96%.

10 year adjustable refi rates currently are averaging 3.47%, a decline from last week’s average 10 year adjustable rate of 3.48%.

Adjustable Jumbo Home Loans – Today's Refinance Rates


Current 1 year adjustable jumbo refinance rates are at 4.50%, unchanged from last week’s average adjustable jumbo refinance rate.

3 year adjustable jumbo refinance rates today are averaging lower at 3.36%, an increase from last week’s average 3 year jumbo adjustable refinance rate of 3.35%.

5 year adjustable jumbo refinance rates currently are averaging 2.90%, up from last week’s average jumbo adjustable refinance loans rate of 2.86%.

7 year jumbo adjustable refinance home loan rates today are averaging 3.40%, a decline from last week’s average 7 year adjustable refinance home rate of 3.46%.

10 year jumbo home refinance rates are averaging 3.767%, down from the prior week’s average 10 year jumbo refinance rates of 3.73%.

Conventional Adjustable IO Adjustable Home Loans – Refinance Rates Current


3 year interest only adjustable refinance rates and are averaging 3.36%, up from last week’s average interest only refinance rate of 3.211%.

5 year IO adjustable loan refinance rates today are averaging 2.89%,  unchanged from last week’s average five year interest only home refinance rate.

7 year interest only adjustable loan refinance rates are averaging 3.15%, down from last week’s average 7 year interest-only refinance rates of 3.17%.

Adjustable IO Jumbo Loans – Refinance Rates Today


Today’s 3 year jumbo refinancing rates are averaging 3.64%, unchanged from last week’s average jumbo adjustable interest only refinance rate.

Current 5 year adjustable jumbo interest only refinance rates are averaging 3.27%, down from last week’s average IO home refinance rate of 3.33%.

Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.54%, down from last week’s average jumbo 7 year home refinance  loan rate of 3.61%.
 
 
Author: Brian McKay
January 27th, 2012
Posted in: Bank Mortgage Rates