Current Refinance Rates Lower: 4.05% 30 Year Refinance Rates

Refinance rates on 30 year home loans are averaging 4.05%, down from  yesterday's average refinance rate of 4.11%. Current refinance rates today on 15 year home loans are averaging 3.34%, down from yesterday's average 15 year refinance rate of 3.35%.

Compare refinance rates today from many lenders by using our refinance rate table here: mortgagerates.monitorbankrates.com. Unlike most websites, no personal information is needed to view a list of refinance rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.789%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/22/2019
at 2.000 pts
45 day lock rate
Est payment: $2,145
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.663%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
09/22/2019
at 2.000 pts
45 day lock rate
Est payment: $2,127
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Apple Financial Network, Inc
Apple Financial Network, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112378.gif
300000
Purchase
3.178%
2.875%
USD
Apple Financial Network, Inc Logo
NMLS # 1846010
State Lic # 01527337
09/22/2019
at 1.500 pts
30 day lock rate
Est payment: $2,054
Fees in APR: $6,522
Be ready to buy. Get pre-approved by a local lender
 
PERIOD_FIXED_15YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.663%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
09/22/2019
at 2.000 pts
45 day lock rate
Est payment: $2,127
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_15YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.789%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/22/2019
at 2.000 pts
45 day lock rate
Est payment: $2,145
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_15YEARS Mortgage Loan from CAL Loans Direct Inc
CAL Loans Direct Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112288.gif
300000
Purchase
2.886%
2.500%
USD
CAL Loans Direct Inc Logo
NMLS # 957353
State Lic # 957353
09/22/2019
at 1.875 pts
30 day lock rate
Est payment: $2,001
Fees in APR: $8,394
We've been helping customers afford the home of their dreams for many years and we love what we do.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Refinance rates on 30 year jumbo home loans are averaging 4.38%, a decline from yesterday's average 30 year jumbo refinance rate of 4.48%. Current refinance rates on 15 year jumbo home loans are averaging 3.62%, a decline last week’s average 15 year jumbo refinance rate of 3.65%.

Refinance Rates


Conforming Adjustable Loans – Current Refinance Rates


1 year adjustable refinance rates current are averaging 3.61%, down from last week’s average 1 year adjustable jumbo refinance rate of 3.62%.

3 year adjustable bank refinance rates current are averaging 2.77%, an increase from last week’s average 3 year adjustable refinance rate of 2.68%.

5 year adjustable refinancing rates are averaging 2.72%, an increase from the prior week’s average 5 year adjustable refinance rate 2.62%.

Current 7 year adjustable refi rates are averaging 2.98%, an increase from the previous week’s average 7 year adjustable refinance rate of 2.96%.

10 year adjustable refi rates currently are averaging 3.47%, a decline from last week’s average 10 year adjustable rate of 3.48%.

Adjustable Jumbo Home Loans – Today's Refinance Rates


Current 1 year adjustable jumbo refinance rates are at 4.50%, unchanged from last week’s average adjustable jumbo refinance rate.

3 year adjustable jumbo refinance rates today are averaging lower at 3.36%, an increase from last week’s average 3 year jumbo adjustable refinance rate of 3.35%.

5 year adjustable jumbo refinance rates currently are averaging 2.90%, up from last week’s average jumbo adjustable refinance loans rate of 2.86%.

7 year jumbo adjustable refinance home loan rates today are averaging 3.40%, a decline from last week’s average 7 year adjustable refinance home rate of 3.46%.

10 year jumbo home refinance rates are averaging 3.767%, down from the prior week’s average 10 year jumbo refinance rates of 3.73%.

Conventional Adjustable IO Adjustable Home Loans – Refinance Rates Current


3 year interest only adjustable refinance rates and are averaging 3.36%, up from last week’s average interest only refinance rate of 3.211%.

5 year IO adjustable loan refinance rates today are averaging 2.89%,  unchanged from last week’s average five year interest only home refinance rate.

7 year interest only adjustable loan refinance rates are averaging 3.15%, down from last week’s average 7 year interest-only refinance rates of 3.17%.

Adjustable IO Jumbo Loans – Refinance Rates Today


Today’s 3 year jumbo refinancing rates are averaging 3.64%, unchanged from last week’s average jumbo adjustable interest only refinance rate.

Current 5 year adjustable jumbo interest only refinance rates are averaging 3.27%, down from last week’s average IO home refinance rate of 3.33%.

Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.54%, down from last week’s average jumbo 7 year home refinance  loan rate of 3.61%.
 
 
Author: Brian McKay
January 27th, 2012
Posted in: Bank Mortgage Rates