Current Mortgage Refinance Rates April 15, 2010

Current mortgage refinance rates have stabilized the past week after the big increase in refinance rates at the beginning of April. Mortgage refinance rates shot up around 30 basis points when the Fed wrapped up their purchasing of mortgage-backed securities at the end of March. The average 30 year refinance mortgage rate is currently at 5.15 percent, down slightly from last week’s average refinance mortgage rate of 5.19 percent.

Looking for current mortgage rates? Search our rate tables for banks and credit unions offering rates in your area. MortgageRates.MonitorBankRates.com

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
3.526%
3.375%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # 4130937
10/21/2019
at 1.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,704
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from Apple Financial Network, Inc
Apple Financial Network, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112378.gif
300000
Purchase
3.556%
3.375%
USD
Apple Financial Network, Inc Logo
NMLS # 1846010
State Lic # 01527337
10/21/2019
at 1.625 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,972
Be ready to buy. Get pre-approved by a local lender
 
PERIOD_FIXED_30YEARS Mortgage Loan from Interest Smart Home Loans
Interest Smart Home Loans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112369.gif
300000
Purchase
3.702%
3.500%
USD
Interest Smart Home Loans Logo
NMLS # 1157416
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $7,618
SPEAK WITH ONE OF OUR LICENSED MORTGAGE BANKERS NOW!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.514%
3.375%
USD
New American Funding Logo
NMLS # 6606
10/21/2019
at 1.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,250
Direct lender specializing in helping you save money on your home loan.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






15 year refinance mortgage rates are also slightly lower this week over last.  Current 15 year mortgage refinance mortgage rates are averaging 4.51 percent, down from last week’s average mortgage refinance rate of 4.56 percent.

Current 30 year jumbo refinance rates are lower this week over last. Current jumbo refinance rates are averaging 5.56 percent, down from last week’s average jumbo mortgage refinance rate of 5.65 percent. Jumbo refinance rates have declined 20 basis points in the past two weeks. Current 15 year jumbo home loan mortgage refinance rates are averaging 5.08 percent, down from last week’s average jumbo refi rate of 5.12 percent.

Mortgage Refinance Rates


Conforming Adjustable Mortgage Refinance Rates


1 year adjustable mortgage refinance loan rates are averaging 4.67% this week, unchanged from last week’s average 1 year refinance loan rate of 4.67%.

3 year adjustable refi rates are averaging 4.51% this week, down from last week’s average home refinance rate of 4.66%.

5 year adjustable refinance interest rates are averaging 4.11% this week, up from last week’s average mortgage refinance interest rate of 3.91%.

The average 7 year conforming mortgage refinance rate is at 4.48%, unchanged from last week’s average mortgage refinance rate of 4.48%.

The average 10 year refinance mortgage rates is at 4.80% this week, down from last week’s refinance rate of 4.84%.

Jumbo Mortgage Refinance Rates


The average 1 year jumbo adjustable refinance rate is at 5.59%, unchanged from last week’s average rate.

3 year jumbo adjustable refi rates are averaging 5.32%, up from last week’s average adjustable refinance loan interest rate of 5.23%.

The average 5 year jumbo refinance interest rate is at 4.56% this week, down  from last week’s average bank refinance rate of 4.58%.

7 year jumbo refinance home loan rates are averaging 5.57% this week, an increase from last week’s average refinance home loan rate of 5.51%.

10 year home refi rates are averaging 6.10% this week, up from the prior week’s average 10 year home refinance rate of 5.94%.
 
 
Author: Brian McKay
April 15th, 2010
Posted in: Bank Mortgage Rates