Current Mortgage Rates: Today’s 30 Year Mortgage Rates Averaging 4.85%, 15 Year Rates Averaging 4.18%

Mortgage rates are mixed this morning as Standard & Poor's affirms the short term outlook of the United States' credit rating and revises their long term outlook on the country from stable to negative. Although mortgage rates barely moved on the news you can expect higher rates in the coming years.

Now back to current mortgage rates. The national average conforming 30 year mortgage rate as reported by MonitorBankRates.com is at 4.83%, unchanged from yesterday's average rate. 15 year mortgage rates are also unchanged, averaging 4.18%.

Loan Type
Purchase    Refinance
HELOC
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.514%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $14,150
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
5.319%
3.875%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $12,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.376%
3.990%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $14,150
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.568%
3.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $17,150
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.568%
3.125%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $17,150
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.842%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,327
Fees in APR: $12,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.567%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,327
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.709%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
05/29/2020
at 0.750 pts
60 day lock rate
Est payment: $1,186
Fees in APR: $8,307
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.025%
3.990%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 0.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.107%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.739%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.693%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,348
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.777%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
05/29/2020
at 0.000 pts
60 day lock rate
Est payment: $1,205
Fees in APR: $6,000
Put your money where you need it sooner.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Longer term jumbo mortgage rates are lower today. The average 30 year jumbo mortgage rate is 5.32%, down from yesterday's average rate of 5.34%. Today's 15 year jumbo rates also declined. Current 15 year jumbo loan rate are averaging 4.67%, down from yesterday's average of 4.73%.

5 year conforming adjustable mortgage rates are also lowert today. 5 year rates on ARMs are averaging 3.28%, down from yesterday's average of 3.30 percent.

5 year jumbo adjustable mortgage rates also declined. Current 5 year jumbo rates are averaging 3.69%, down from yesterday's average of 3.73%.

These rates are average rates.  You can find rates better than the averages by searching our rate list in your state here: Loan Rates at MBR.
 
 
Author: Brian McKay
April 19th, 2011
Posted in: Bank Mortgage Rates