Conforming 30 Year Mortgage Rates in Florida Averaging 3.59%, Lowest Refinance Rate on our FL Rate List at 3.125%

Average conforming 30 year mortgage rates today in the state of Florida are at 3.59 percent, above the current national average 30 year mortgage rate of 3.51 percent. Average current mortgage rates in Florida will be going lower in the coming days as Treasury yields decline. The Federal Open Market Committee meets this week and if they decide to do another round of easing 30 year Florida mortgage rates and national rates will move much lower.

We could possibly see average 30 year mortgage interest rates fall to 3.40 percent. Right now you can find lenders offering 30 year mortgage refinance rates in Florida below the average rates. The lowest 30 year mortgage rate on our rate list for FL is at 3.125 percent with 0.875 points. The lender offering 30 year refinance rates at 3.125 percent is LenderFi.com. If you rather not pay points LenderFi is also offering 30 year refinance rates at 3.25 percent with no points.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.258
4.250
USD
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # MC-1875
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $299
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.295
4.250
USD
Bank of Oak Ridge
4.295%
4/18/2019
4.250%
at 0.250 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.316
4.250
USD
Northwest Federal Credit Union
4.316%
4/17/2019
4.250%
at 0.750 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.343
4.250
USD
Bank of America
4.343%
4/17/2019
4.250%
at 0.671 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.345
4.250
USD
Apple Federal Credit Union
4.345%
4/17/2019
4.250%
at 1.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $352
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.278
4.250
USD
TD Bank, NA
4.278%
4/19/2019
4.250%
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $982
 
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.432
4.375
USD
State Department Federal Credit Union
4.432%
4/22/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $2,000
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.155
4.125
USD
LincolnWay Community Bank
4.155%
4/23/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.328
4.250
USD
Virginia Credit Union
4.328%
4/23/2019
4.250%
at 0.375 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $1,650
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.539
4.500
USD
Fulton Bank, NA
4.539%
4/23/2019
4.500%
at 0.125 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $1,007
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.557
4.500
USD
Santander Bank, N.A.
4.557%
4/23/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,004
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






Today's mortgage rates on 30 year jumbo loans in Florida are averaging less than the current national average jumbo mortgage rate. Average jumbo rates on 30 year home loans in Florida are at 3.18 percent while the national average 30 year jumbo rate is at 3.19 percent. The lowest jumbo refinance rates on our rate list for FL are at 4.00 percent.

Mortgage rate today on 15 year conforming Florida loans are averaging 2.96 percent, above the current national average 15 year mortgage rate of 2.88 percent. The lowest 15 year Florida mortgage refinance rates on our list are at 2.375 percent with 1.496 points. Amerisave is offering that 15 year refi rate/point combination. If you don't want to pay points New Penn Financial is offering 15 year refinancing rates at 2.75 percent with zero points.

Mortgage rates current on 15 year jumbo mortgage loans in Florida are averaging 3.42 percent, also higher than today's national average 15 year jumbo rate of 3.39 percent. The best jumbo refinance rates on 15 year loans on our rate list for Florida are at 3.25 percent with zero points. Citi Mortgage is the lender offering 15 year jumbo refinance rates at 3.25 percent with no points.

Todays mortgage rates on 5 year conforming adjustable loans are averaigng 2.92 percent in Florida while the national average 5 year mortgage rate is at 2.89 percent. Checking our refinance rates list on 5 year adjustable loans for Florida we find rates as low as 1.625 percent with 1.98 points. Amerisave is offering this incredibly low 5 year refi rate at 1.625 percent. If you don't want to pay points the lowest rate we have is also from Amerisave at 2.375 percent.

5 year adjustable jumbo mortgage rates in Florida are averagin 2.89 percent while the current national average 5 year jumbo adjustable mortgage rate is at 2.84 percent. Checking our rates for FL we find the lowest refi rate is at 2.24 percent with 1 point from Third Federal Savings and Loan. The lowest rate without points is from Citi at 2.625 percent.
 
 
Author: Robert Till
September 8th, 2012
Posted in: Bank Mortgage Rates