CitiBank Mortgage Rates and Refinance Rates

Citibank is advertising some very competitive mortgage rates. We received quotes for refinaning a $300,000 mortgage in California with a loan-to-value (LTV) ratio of 66%. These refinance quotes for for a single family home. You can get several mortgage rate quotes on Citibank's website.

The lowest refinance rate we received was for a 10 year mortgage. The mortgage rate was 4.25% with 0.75 mortgage discount points. Mortgage points allow you to buy down the mortgage rate. You can receive multiple mortgage quotes from any credit union or bank with any combination of mortgage points.

Loan Type
Purchase    Refinance
HELOC
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.376%
3.990%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $14,150
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.842%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,327
Fees in APR: $12,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.514%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $14,150
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.568%
3.125%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $17,150
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.568%
3.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $17,150
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
5.319%
3.875%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $12,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.693%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,348
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.709%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
05/29/2020
at 0.750 pts
60 day lock rate
Est payment: $1,186
Fees in APR: $8,307
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.777%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
05/29/2020
at 0.000 pts
60 day lock rate
Est payment: $1,205
Fees in APR: $6,000
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.739%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.107%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
05/29/2020
at 1.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $4,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.567%
3.375%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,327
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.025%
3.990%
USD
Rocket Mortgage Logo
NMLS # 3030
05/29/2020
at 0.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $1,250
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






Here are the refinance rates we were quoted.

30 Year Fixed Mortgage Rate


Rate Points APR Closing Fees Payment Total Cost Apply
5.000% 0.375% 5.086% $3,856.00 $1,610.46
5.125% 0.000% 5.178% $1,981.00 $1,633.46
5.250% 0.000% 5.303% $481.00 $1,656.61

20 Year Fixed Mortgage Rate


Rate Points APR Closing Fees Payment Total Cost Apply
4.625% 0.500% 4.755% $4,231.00 $1,918.25
4.750% 0.000% 4.821% $1,606.00 $1,938.67
4.875% 0.000% 4.946% $1,231.00 $1,959.21

15 Year Fixed Mortgage Rate


Rate Points APR Closing Fees Payment Total Cost Apply
4.250% 0.750% 4.452% $4,981.00 $2,256.84
4.375% 0.000% 4.464% $2,731.00 $2,275.86
4.500% 0.000% 4.589% $1,231.00 $2,294.98

10 Year Fixed Mortgage Rate


Rate Points APR Closing Fees Payment Total Cost Apply
4.000% 0.750% 4.289% $4,981.00 $3,037.35
4.125% 0.125% 4.280% $3,106.00 $3,055.21
4.250% 0.000% 4.378% $856.00 $3,073.13

For more information on Citibank mortgage rates and refinance rates visit: Citibank.com
 
 
Author: Lisa Graham
March 9th, 2010
Posted in: Bank Mortgage Rates