California Mortgage Rates and Refinance Rates

Conforming 30 year California mortgage rates and refinance rates are averaging 4.91 percent. 30 year California jumbo mortgage rates and jumbo refinance rates are just over 50 basis points higher, averaging 5.44 percent. You can find rates lower than the national average rates. Right now on our 30 year conforming rate list for CA, Aimloan.com is offering 30 year refinance rates at 4.625 percent with zero mortgage discount points.

Greenlight Finanical Services is also offering 30 year refi rates in California at 4.625 percent with 2 mortgage points. Closeyourownloan.com is offering 30 year rates at 4.75 percent with 1 mortgage point. Closeyourownloan.com is also offering 30 year FHA refinance rates at 4.875 percent with zero points.

Aimloan is also offering 30 year jumbo refinance rates with zero mortgage points at 5.375 percent. You can also get a jumbo 30 year rate under 5.00 percent from Amerisave. Their current 30 year CA refinance rate is 4.875 percent with 0.081 points.

If you're looking for 15 year mortgage rates, the current conforming 15 year average rate in California is 4.18 percent and current jumbo 15 year rates are averaging 4.67 percent. Right now on our 15 year conforming rate list, Closeyourownloan.com is offering 15 year conforming refinancing rates at 4.00 percent with 1 mortgage point.  15 year jumbo refinance rates are being offered at 3.75 percent with 2 mortgage points from Cashcall. Closeyourownloan.com is also offering 15 year jumbo refinance rates at 4.00 percent with zero mortgage points.