AimLoan Mortgage Rates and Refinance Rates Today

AimLoan mortgage rates and refinance rates are very competitive and better than the national average rates. AimLoan is a direct lender which means they made loans directly which is unlike a mortgage broker who arranges loans by finding and comparing rates for many loans. You usually pay a fee for a broker to find you a loan which makes AimLoan's rates and fees even more competitive.

AimLoan is advertising standard 30 year mortgage rates and 15 year mortgage rates. Aimloan also is adverting 20 year mortgage rates which are very similar to the advertised 30 year rates. If you can afford higher monthly mortgage payments a short term loan like a 20 year or 15 year loan will save you a ton of interest costs over the life of a loan.



Right now AimLoan is advertising conforming 30 year mortgage rates today and refinance rate at 3.25 percent with 1.322 points. AimLoan is also advertising 30 year mortgage rates at 3.375 percent with 0.647 points. If you don't want to pay points up front at closing AimLoan also has 30 year rates at 3.50 percent with no points.

Current mortgage rates on 20 year loans are avertised at 3.125 percent with 1.46 points. 20 year rates are also advertised at 3.25 percent with 0.53 points and at 3.375 percent with zero points.

Today's mortgage rates on 15 year loans are even better than 30 year or 20 year rates. I still can't believe how low rates are in general these days when compared to just a few years ago.

15 year mortgage rates currently are offered at 2.625 percent with 1.133 points, 2.75 percent with 0.411 points and at 2.87 percent with zero points.

AimLoan is also advertising 30 year FHA mortgage rates that have better rate/point combinations than regular 30 year loans. FHA mortgage rates today on 30 year loans are at 3.25 percent with 0.556 points and at 3.375 percent with zero points.

As with any advertised rates the rates above have assumptions of a 75 percent loan to value ratio along with a 30 day lock period. Of course your credit score and the amount of the loan will also decide the rate you receive. You can get your own personalized rate qoute at Aimloan.com.

Loan Type

Purchase Refinance with Cash out Refinance

State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

FICO Score

Superior (780-850) Exceptional (760-779) Excellent (740-759) Very Good (720-739) Good (700-719) Above Average (680-699) Average (660-679) Fair (640-659) Need Improvement (620-639) Poor (350-620)

Loan Amount

$

Points

Up to 0 points Up to 0.5 points Up to 1 points Up to 1.5 points Up to 2 points Up to 2.5 points Up to 3 points

LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Mortgage Rates November 29, 2023