AimLoan.com Current Mortgage Rates: 30 Year Mortgage Rates at 4.125%

AimLoan.com, an Internet direct lender, is advertising some of the lowest mortgage rates currently available. AimLoan's current 30 year conforming mortgage rate is advertised at 4.125 percent with 1.799 discount points. That 30 year mortgage rate is one of the best mortgage rates available today. The national average 30 year mortgage rate is at 4.73 percent this morning.

Other advertised conforming 30 year mortgage rates include a rate of 4.375 percent with 0.562 points and a rate of 4.50 percent with zero points.




Current 15 year conforming mortgage rates are advertised at 3.625 percent with 1.225 mortgage discount points. Other advertised conforming 15 year mortgage rates include a rate of 3.75 percent with 0.562 points and a rate of 3.875 percent with zero points.

Super conforming 30 year mortgage rates, loans up to $729,750, are advertised at 4.375 percent with 1.062 mortgage discount points. Other advertised 30 year super conforming mortgage rate include a rate of 4.50 percent with 0.55 points and a rate of 4.625 percent with zero points.

Advertised 5/1 year conforming adjustable mortgage rates are at 3.00 percent with 1.11 discount points. Other advertised 5/1 adjustable rate mortgages include a rate of 3.125 percent with 0.74 points and a rate of 3.375 percent with zero points.

Mortgage rates change constantly, for a current list of AimLoan's mortgage rates visit aimloan.com. AimLoan.com has been in business since 1998 and uses technology to provide a lower cost mortgage.  

Following is an extensive average mortgage rate list released by MonitorBankRates.com this week:

Average Mortgage Rates


30 year conforming mortgage rates are averaging 4.67 percent this week, unchanged from the previous week’s average 30 year mortgage rate. 30 year mortgage refinance rates are also averaging 4.67 percent this week.

Current conforming 15 year mortgage rates are up slightly this week. The average 15 year mortgage rate is at 4.18 percent, up from last week’s average 15 year mortgage interest rate of 4.16 percent. Today’s 15 year mortgage refinance rates are higher averaging 4.18 percent.

Today's Jumbo Mortgage Rates


30 year jumbo mortgage rates are averaging 5.25 percent this week, down from last week’s average 30 year jumbo mortgage rate of 5.33 percent.  The current average 30 year jumbo refinance rates are also at 5.25 percent this week.

Current 15 year jumbo loan rates today are averaging 4.79 percent, a decrease from last week’s average jumbo mortgage interest rate of 4.84 percent. 15 year jumbo refinance mortgage rates today are also lower averaging 4.79 percent.

Adjustable Mortgage Rates Current


Current 1 year conforming adjustable mortgage rates are averaging 3.56 percent, unchanged from last week’s average 1 year adjustable interest mortgage rate. Today’s 1 year conforming adjustable refinance mortgage interest rates are also averaging 3.56.

Today’s 3 year adjustable conforming mortgage rates are at 4.01 percent this week, down from the previous week’s average 3 year adjustable rate mortgage of 4.21 percent. 3 year mortgage refinance rates today are also higher this week, averaging 4.01 percent.

5 year adjustable mortgage loan rates today are averaging 3.62 percent, up  from the prior week’s average home loan rate of 3.54 percent. 5 year refinance home mortgage rates today are also up averaging 3.62 percent.

7 year adjustable mortgage rates are averaging 3.87 percent this week, down from last week’s average 7 year home mortgage rate of 3.90 percent. Today’s 7 year mortgage refinance rates are also lower averaging 3.87 percent.

10 year adjustable mortgage bank rates are averaging 4.14 percent this week, down from the previous week’s average 10 year adjustable mortgage rate of 4.20 percent.  Current10 year home mortgage refinance rates are also lower, averaging 4.14 percent.

Current Jumbo Adjustable Mortgage Rates


1 year jumbo adjustable mortgage loan rates are averaging 5.95 percent, no change from last week’s average 1 year adjustable jumbo interest mortgage rate. Current 1 year jumbo refinance mortgage rates are also averaging 5.95 percent.

Today’s 3 year jumbo adjustable mortgage interest rates are averaging 4.61 percent, down from last week’s average jumbo interest mortgage rate of 4.73 percent. Current 3 year jumbo refinance mortgage rates are also lower, averaging 4.61 percent.

Current 5 year jumbo adjustable home mortgage rates are averaging 4.06 percent this week, up from last week’s average mortgage rate of 4.03 percent. Current 5 year jumbo refinance rates are also up slightly averaging 4.06 percent.

7 year jumbo adjustable mortgage rates current are averaging 4.68 percent, down from last week’s average 7 year home mortgage rate of 4.71 percent. Current 7 year jumbo refinance rates today are also down to 4.68 percent.

Currently, 10 year jumbo mortgage rates are averaging 5.26 percent, a decline from the prior week’s average 10 year jumbo home mortgage rates of 5.43 percent. Current 10 year jumbo home loan refinance rates are also averaging 5.26 percent.

Conforming Interest Only Mortgage Rates Today


Current 3 year interest only mortgage rates are averaging 4.23 percent, down from last week’s average interest only mortgage loan rate of 4.42 percent.

Current 5 year interest only mortgage rates today are averaging 3.76 percent, up from last week’s average five year interest only mortgage loan rate of 3.67 percent.

7 year interest only home mortgage rates today are averaging 4.02 percent, unchanged from last week’s average 7 year IO mortgage rate.

Interest Only Jumbo Mortgage Rates Today


3 year jumbo interest only loan mortgage rates are averaging 5.16 percent, down from last week’s average jumbo interest only mortgage rate of 5.27 percent.

5 year jumbo interest only home loan rates are at 4.52 percent, down from an average IO home mortgage rate of 4.54 percent.

7 year jumbo IO mortgage rates today are averaging 4.95 percent, up from an average jumbo 7 year home mortgage rate of 4.81 percent last week.

Current Home Equity Loan Rates


Current 10 year home equity loan rates are averaging 7.115 percent, unchanged from last week’s average home equity loan rate.

Today’s 15 year home equity rates are averaging 7.433 percent this week, no change from last week’s average home equity loan rate.

Home Equity Line of Credit Rates Today


Current average home equity line of credit rates (HELOC) are at 4.777 percent this week, unchanged from last week’s average HELOC rate.

You can find a list of current mortgage rates in your state at MonitorBankRates.com. Browse a listing of mortgage rates without even given us your email address.
 
 
Author: Robert Till
July 15th, 2010
Posted in: Bank Mortgage Rates