4-29 Mortgage Rates: 30 Year Mortgage Rates at 4.77%, 5 Year Adjustable Mortgage Rates at 3.15%

Today's 30 year conforming mortgage rates are averaging 4.77%, down from yesterday's average 30 year mortgage rate of 4.80%. Conforming 30 year mortgage rates in Kentucky are lower than the national average. Current 30 year rates in Kentucky are averaging 4.75%.

Current 5 year adjustable mortgage rates are averaging 3.15%, down from yesterday's average 5 year adjustable rate of 3.19%. 5 year adjustable rates in Colorado are slightly higher than the national average. Current 5 year adjustable loan rates in Colorado are averaging 3.17%.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






15 year rates today are averaging 4.05%, a decrease from yesterday's average 15 year rate of 4.18%. 15 year loan rates in California are higher than the national average. Today's 15 year rates in CA are averaging 4.08%.

30 year jumbo mortgage rates are averaging 5.26%, down from yesterday's average jumbo loan rate of 5.30%. 30 year jumbo interest rates in Massachusetts are higher than the national average.  30 year jumbo rates in MA are averaging 5.30%.

15 year jumbo rates are averaging 4.68%, down from the prior week’s average jumbo rate of 4.73%. 15 year jumbo interest rates in New York are lower than the national average. The current average 15 year jumbo rate in NY is at 4.56%.

Average mortgage rates and refinance rates are as reported by MonitorBankRates.com.

Below is a more extensive mortgage rate report released by MonitorBankRates earlier this week:

Current 30 year conforming mortgage rates are averaging 4.85%, an increase from last week’s average 30 year mortgage rate of 4.83%.

15 year conforming rates are lower in this week's rate survey. 15 year rates today are averaging 4.18%, a decrease from last week’s average 15 year rate of 4.11 percent.

Today's 30 year jumbo mortgage rates are averaging 5.33%, down from last week’s average jumbo loan rate of 5.34%. 

15 year jumbo rates are averaging 4.68%, down from the prior week’s average jumbo rate of 4.73%. 

Conforming Adjustable Mortgage Interest Rates


The current average rate on 1 year adjustable mortgage loans is at 3.39%, up from last week’s average 1 year adjustable interest rate of 2.95%.

Today's 3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.39 percent, down from last week’s average 3 year rate of 3.45 percent.

Current interest rates on 5 year ARMs are averaging 3.27 percent, down  from the prior week’s average rate of 3.30 percent.

Today's refinance rates and mortgage rates on 7 year adjustable loans are averaging 3.64 percent, down from the previous week’s average of 3.71 percent.

10 year adjustable loan rates are averaging 4.17 percent this week, down from last week’s average 10 year adjustable rate of 4.22 percent. Average refinance rates on 10 year home loans are also averaging 4.17 percent.

Current Adjustable Jumbo Mortgage Rates


Today’s 1 year jumbo adjustable loan rates are averaging 4.05 percent, unchanged from the prior week’s average 1 year jumbo adjustable rate. Jumbo refinance rates are also unchanged at 4.05 percent.

3 year adjustable jumbo rates are averaging 3.96 percent, down from last week’s average 3 year jumbo rate of 4.03 percent. Refinance rates today on 3 year jumbo loans are also lower, averaging 3.96 percent.

5 year adjustable jumbo interest rates today are averaging 3.66 percent, down from last week’s average jumbo adjustable rate of 3.73 percent. Today’s refinancing interest rates are also averaging 3.66 percent.

7 year jumbo adjustable loan rates are averaging 4.32 percent, down from last week’s average 7 year adjustable rate of 4.36 percent. 7 year jumbo refinance rates are also lower at 4.32 percent.

10 year jumbo loan rates are averaging 4.83 percent, up from the prior week’s average 10 year jumbo rate of 4.76 percent. 10 year jumbo refinance interest rates are also higher, averaging 4.83 percent.

Conforming Interest Only Adjustable Mortgage Rates Today


Current 3 year interest only adjustable rates are averaging 3.29 percent, down from last week’s average loan rate of 3.57 percent. 3 year interest only adjustable refi rates are also averaging 3.29 percent.

Today's 5 year interest only ARMs are averaging 3.43 percent, down from last week’s average 5 year rate of 3.50 percent. 5 year IO adjustable refinance mortgage loan rates are also averaging 3.43 percent.

7 year interest-only adjustable mortgage loan rates today are averaging 3.84 percent, down from last week’s average 7 year interest only mortgage rate of 4.04 percent. 7 year adjustable refi rates are averaging 3.84 percent.

Interest Only Jumbo Refinance Adjustable Mortgage Rates Current


3 year jumbo interest only loan rates are averaging 4.64 percent, down from last week’s average jumbo adjustable interest only rate of 4.67 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.64 percent.

5 year adjustable jumbo interest only rates are averaging 4.02 percent, down from last week’s average IO home mortgage interest rate of 4.04 percent. 5 year jumbo adjustable IO loan rates are also averaging 4.02 percent.

7 year jumbo interest only adjustable rates are averaging 4.45 percent, down from last week’s average jumbo rate of 4.65 percent. 7 year jumbo adjustable IO refi are also averaging 4.45 percent.

Home Equity Loan Rates Today


10 year home equity loan rates are averaging 6.79 percent, up from last week’s average home equity loan rate of 6.64 percent.

15 year home equity rates are averaging 6.88 percent, up from the prior week’s average home equity loan rate of 6.50  percent.

Current Home Equity Line of Credit Rates


Home equity line of credit rates are averaging 4.99 percent, down from last week’s average rate HELOC rate of 5.13 percent.
 
 
Author: Brian McKay
April 29th, 2011
Posted in: Bank Mortgage Rates