3-29 Mortgage Rates and Refinance Rates Higher: 30 Year Jumbo Mortgage Rates Averaging 5.45%

Today's 30 year conventional mortgage rates and refinance rates are averaging 4.83 percent, up from yesterday's average 30 year mortgage rate and refinance rate of 4.80 percent. 30 year conforming rates in Arizona are higher than the national average. Current 30 year interest rates in Arizona are averaging 4.91 percent.

Find the lowest Mortgage Rates and Refinance Rates right here at MortgageRates.MonitorBankRates.com.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 06101, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Lending.com
Lending.com
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.194
4.125
USD
Lending.com Logo
NMLS # 1071
State Lic # 11040
(877) 387 - 4811
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,156
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.232
4.125
USD
Northpointe Bank Logo
NMLS # 447490
(877) 387 - 7830
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,515
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.459
4.375
USD
Ally Bank Logo
NMLS # 181005
(877) 252 - 6146
at 0.100 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $2,654
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from McGlone Mortgage Group
McGlone Mortgage Group
https://www.brimg.net/system/img/inst/2125_logo.gif
300000
Refinance
4.280
4.250
USD
McGlone Mortgage Group Logo
NMLS # 3232
State Lic # 3511
(844) 365 - 0536
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $1,082
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Citibank, N. A.
Citibank, N. A.
https://www.brimg.net/system/img/inst/8189_logo.gif
300000
Refinance
4.671
4.625
USD
Citibank, N. A. Logo
NMLS # 412915
(877) 385 - 1690
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $1,590
 
 
30 yr fixed Mortgage Loan from Lending.com
Lending.com
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.265
4.250
USD
Lending.com Logo
NMLS # 1071
State Lic # 11040
(877) 387 - 4811
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $551
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.650
4.625
USD
Ally Bank Logo
NMLS # 181005
(877) 252 - 6146
at 0.000 pts
45 day lock rate
Est payment: $1,542.42
Fees in APR: $857
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.250
4.250
USD
Northpointe Bank Logo
NMLS # 447490
(877) 387 - 7830
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: None
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Better Mortgage Inc
Better Mortgage Inc
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.148
4.125
USD
Better Mortgage Inc Logo
NMLS # 330511
State Lic # ML-330511
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $826
Thank you for your quote. 
 
30 yr fixed Mortgage Loan from Lending.com
Lending.com
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.034
3.875
USD
Lending.com Logo
NMLS # 1071
State Lic # 11040
(877) 387 - 4811
at 1.100 pts
30 day lock rate
Est payment: $1,410.71
Fees in APR: $2,417
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed mtg refi Mortgage Loan from The Guilford Savings Bank
The Guilford Savings Bank
300000
Refinance
4.542
4.500
USD
The Guilford Savings Bank
4.542%
2/15/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $719
 
 
30 yr fixed mtg refi Mortgage Loan from Savings Bank of Danbury
Savings Bank of Danbury
300000
Refinance
4.523
4.500
USD
Savings Bank of Danbury
4.523%
2/15/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $790
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.550
4.500
USD
Citizens Bank, NA
4.550%
2/15/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $998
 
 
30 yr fixed mtg refi Mortgage Loan from Union Savings Bank
Union Savings Bank
300000
Refinance
4.649
4.625
USD
Union Savings Bank
4.649%
2/15/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $852
 
 
30 yr fixed mtg refi Mortgage Loan from Liberty Bank
Liberty Bank
300000
Refinance
4.419
4.375
USD
Liberty Bank
4.419%
2/15/2019
4.375%
at 0.250 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $814
 
 
30 yr fixed mtg refi Mortgage Loan from UniBank for Savings
UniBank for Savings
300000
Refinance
4.786
4.750
USD
UniBank for Savings
4.786%
2/15/2019
4.750%
at 0.250 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $500
 
 
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.815
4.750
USD
First National Bank of Omaha
4.815%
2/21/2019
4.750%
at 0.500 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $752
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.405
4.375
USD
TD Bank, NA
4.405%
2/20/2019
4.375%
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,043
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.683
4.625
USD
Santander Bank, N.A.
4.683%
2/21/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from The Washington Trust Company
The Washington Trust Company
300000
Refinance
4.280
4.250
USD
The Washington Trust Company
4.280%
2/19/2019
4.250%
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,083
 
 
30 yr fixed mtg refi Mortgage Loan from United Bank
United Bank
300000
Refinance
4.401
4.375
USD
United Bank
4.401%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $911
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.406
4.375
USD
LincolnWay Community Bank
4.406%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.373
4.250
USD
Bank of America
4.373%
2/18/2019
4.250%
at 0.998 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,351
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






Current 15 year mortgages rates and refinance rates are averaging 4.12 percent, up from yesterday's average 15 year mortgage rate and refinancing rate of 4.10 percent. 15 year mortgage and refinance rates in Minnesota are also averaging 4.12 percent.

30 year jumbo mortgage rates and jumbo refinance rates are averaging 5.45 percent, up from yesterday's average jumbo rate of 5.34 percent. The averaging jumbo 30 year rate and 30 year jumbo refi rate in Maryland is higher averaging 5.50 percent.

15 year jumbo mortgage rates and jumbo mortgage refi rates are averaging 4.73 percent, up from yesterday's average jumbo rate of 4.65 percent. 15 year jumbo mortgage rates and jumbo refinancing rates in Oregon are higher averaging 4.81 percent.

Following is a more in-depth home mortgage loan rates report released by MonitorBankRates.com yesterday:

Refinancing Rates & Mortgage Rates


Current 30 year conforming mortgage rates and conforming refinance rates are averaging 4.80 percent, up from last week’s average 30 year mortgage rate and refinance rate of 4.77 percent. 

15 year mortgages rates and refinance rates are averaging 4.10 percent, up from last week when 15 year mortgage rates and refinancing rates averaged 4.08 percent. 

30 year jumbo mortgage rates and jumbo refinance rates are averaging 5.34 percent, up from last week’s average jumbo loan rate of 5.29 percent.

Current 15 year jumbo interest rates and jumbo refi rates are averaging 4.65 percent, down from the prior week’s average jumbo mortgage loan rate of 4.71 percent. 

Conforming Adjustable Mortgage Rates and Conforming Adjustable Refinance Rates Today


The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 3.11 percent, down from last week’s average 1 year adjustable home mortgage refi rate and loan rate of 3.14 percent.

3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.54 percent, up from last week’s average 3 year adjustable mortgage rate of 3.47 percent.

Current refinance rates and mortgage rates on 5 year ARMs are averaging 3.31 percent, up from the prior week’s average rate of 3.17 percent.

Today’s refinance mortgage rates and mortgage rates on 7 year adjustable home loans are averaging 3.72 percent, up from the previous week’s average 7 year loan rate of 3.54 percent.

10 year adjustable mortgage loan rates are averaging 4.25 percent this week, up from last week’s average 10 year adjustable rate of 4.18 percent. Current mortgage refinance rates on 10 year home loans are also averaging 4.25 percent.

Current Adjustable Jumbo Refinance Rates and Jumbo Loan Rates


Today 1 year jumbo adjustable loan rates are averaging 4.05 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan rate. Refinance rates on 1 year jumbo mortgages are also averaging 4.05 percent.

3 year adjustable jumbo rates are averaging 4.16 percent, down from last week’s average 3 year jumbo adjustable rate of 4.54 percent. Current refinance interest rates on 3 year jumbo loans are also lower, averaging 4.16 percent.

5 year adjustable jumbo interest rates today are averaging 3.73 percent, up from last week’s average jumbo adjustable rate of 3.59 percent. Today’s refinancing mortgage interest rates are also averaging 3.73 percent.

7 year jumbo adjustable loan rates are averaging 4.29 percent, up from last week’s average 7 year adjustable home loan rate of 4.25 percent. 7 year jumbo refinance loan rates are also higher at 4.29 percent.

10 year jumbo loan rates are averaging 4.93 percent, up from the prior week’s average 10 year jumbo home loan rate of 4.89 percent. 10 year jumbo refinance interest rates are also higher, averaging 4.93 percent.

Today's Conforming Interest Only Adjustable Mortgage Rates and Adjustable Interest Only Refinacing Rates


3 year interest only adjustable mortgage loan rates are averaging 3.64 percent, up from last week’s average interest only mortgage loan rate of 3.57 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.64 percent.

5 year interest only ARMs are averaging 3.31 percent, up from last week’s average five year interest only mortgage loan rate of 3.29 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.31 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.87 percent, up from last week’s average 7 year interest-only mortgage rate of 3.75 percent. 7 year adjustable refi loan rates are averaging 3.87 percent.

Current Interest Only Jumbo Refinancing Rates and Interest Only Jumbo Loan Rates


3 year jumbo interest only adjustable loan rates are averaging 4.46 percent, down from last week’s average jumbo adjustable interest only rate of 4.71 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.46 percent.

5 year adjustable jumbo interest only rates are averaging 4.08 percent, up from last week’s average IO home mortgage interest rate of 4.03 percent. 5 year jumbo adjustable IO loan rates are also averaging 4.08 percent.

7 year jumbo interest only adjustable rates are averaging 4.54 percent, down from last week’s average jumbo 7 year home loan rate of 4.58 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 4.54 percent.

Home Equity Loan Rates


10 year home equity loan rates are averaging 6.65 percent, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 7.03 percent, up from the prior week’s average home equity loan rate of 6.91 percent.

Home Equity Line of Credit Rates (HELOC)


Home equity line of credit rates are averaging 5.13 percent, no change from last week’s average rate HELOC rate.
 
 
Author: Brian McKay
March 29th, 2011
Posted in: Bank Mortgage Rates