3-15 Mortgage Rates and Refinance Rates: 30 Year Rates Averaging 4.81%, 30 Year Jumbo Rates Averaging 5.35%

Today's 30 year conforming mortgage rates and refinance rates are averaging 4.81 percent. 30 year mortgage rates and refinance rates in Texas are higher than the national average. Current 30 year rates in Texas are averaging 4.87 percent. Right now on our Texes rates list, Texas Mortgage Company is offering 30 year refinance rates at 4.875 percent with 0.501 mortgage points.

Current 15 year mortgage rates and refinancing mortgage rates are averaging 4.14 percent. 15 year mortgage rates and refinance mortgage rates in Nevada are slightly lower than the national average rate. 15 year  refinancing rates and mortgage rates today in Nevada are averaging 4.13 percent. Right now on our 15 year rate list in NV, CapWest Mortgage is offering 15 year refinance rates at 3.75 percent with 1 mortgage point.

30 year jumbo rates today are averaging 5.35 percent. 30 year jumbo mortgage rates and jumbo refinancing rates in Georgia are higher than the national average jumbo rate.  Current 30 year jumbo Georgia rates are averaging 5.53 percent.

15 year jumbo mortgage rates today are averaging 4.58 percent. 15 year jumbo rates and refi rates in Connecticut are higher than the national average. Current 15 year jumbo Connecticut rates are averaging 4.68 percent.

Following is a more in-depth home mortgage loan rates report released by MonitorBankRates.com this past Monday:

Mortgage Rates & Mortgage Refinancing Rates

Today’s 30 year conforming mortgage rates and refinance rates are averaging 4.81 percent, down from last week’s average 30 year mortgage rate and refinance rate of 4.85 percent.

15 year mortgages rates and refinance mortgage rates are averaging 4.14 percent, down from last week when 15 year mortgage rates and refinance rates averaged 4.26 percent.

30 year jumbo rates are averaging 5.35 percent, down from last week’s average jumbo rate of 5.51 percent.

15 year jumbo rates are averaging 4.88 percent, up from the prior week’s average jumbo mortgage loan rate of 4.73 percent.

Conforming Adjustable Mortgage Rates and Conforming Adjustable Refinancing Rates

The current refinancing rate and mortgage rate on 1 year adjustable rates are averaging 3.13 percent, up from last week’s average 1 year adjustable home mortgage refi rate and loan rate of 2.96 percent.

3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.37 percent, down from last week’s average 3 year adjustable mortgage rate of 3.47 percent.

Current refinance rates and mortgage rates on 5 year adjustable mortgages are averaging 3.24 percent, down from the prior week’s average rate of 3.43 percent.

Today’s refinance mortgage rates and mortgage rates on 7 year adjustable home loans are averaging 3.71 percent, down from the previous week’s average 7 year loan rate of 3.93 percent.

10 year adjustable mortgage loan rates are averaging 4.22 percent this week, down from last week’s average 10 year adjustable rate of 4.46 percent. Current mortgage refinance rates on 10 year home loans are also averaging 4.22 percent.

Today's Adjustable Jumbo Refinance Rates and Jumbo Loan Rates

Today 1 year jumbo adjustable loan rates are averaging 3.50 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan rate. Refinance rates on 1 year jumbo loans are also averaging 3.50 percent.

3 year adjustable jumbo rates are averaging 4.52 percent, down from last week’s average 3 year jumbo adjustable rate of 4.60 percent. Current refinance interest rates on 3 year jumbo loans are also lower, averaging 4.52 percent.

5 year adjustable jumbo interest rates today are averaging 3.92 percent, an increase from last week’s average jumbo adjustable rate of 3.81 percent. Today’s refinancing mortgage interest rates are also averaging 3.92 percent.

7 year jumbo adjustable loan rates are averaging 4.58 percent, unchanged from last week’s average 7 year adjustable home loan rate. 7 year jumbo refinance loan rates are also unchanged at 4.58 percent.

10 year jumbo loan rates are averaging 5.28 percent, down from the prior week’s average 10 year jumbo home loan rate of 5.39 percent. 10 year jumbo refinance interest rates are also lower, averaging 5.28 percent.

Current Conforming Interest Only Adjustable Mortgage Rates and Adjustable Interest Only Refinancing Rates Today

3 year interest only adjustable mortgage loan rates are averaging 3.51 percent, down from last week’s average interest only mortgage loan rate of 3.62 percent. 3 year interest only adjustable refinance mortgage rates are also averaging 3.51 percent.

5 year interest only adjustable loan rates are averaging 3.48 percent, down from last week’s average five year interest only mortgage loan rate of 3.63 percent. Current 5 year interest only adjustable refinance mortgage loan rates are also averaging 3.48 percent.

7 year interest only adjustable mortgage loan rates are averaging 3.95 percent, down from last week’s average 7 year interest-only mortgage rate of 4.11 percent. 7 year adjustable refi loan rates are averaging 3.95 percent.

Interest Only Jumbo Mortgage Refi Rates and Interest Only Jumbo Mortgage Loan Rates Today

3 year jumbo interest only adjustable loan rates are averaging 4.78 percent, down from last week’s average jumbo adjustable interest only rate of 4.90 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.78 percent.

5 year adjustable jumbo interest only rates are averaging 4.31 percent, up from last week’s average IO home mortgage interest rate of 4.28 percent. 5 year jumbo adjustable IO loan rates are also averaging 4.31 percent.

7 year jumbo interest only adjustable rates are averaging 4.90 percent, up from last week’s average jumbo 7 year home loan rate of 4.78 percent. Current 7 year jumbo adjustable interest-only rates are also averaging 4.90  percent.

Home Equity Loan Rates Current

10 year home equity loan rates are averaging 6.70 percent, up from last week’s average home equity loan rate of 6.67 percent.

15 year home equity rates are averaging 7.02 percent, up from the prior week’s average home equity loan rate of 6.96 percent.

Home Equity Line of Credit Rates Today (HELOC)

Home equity line of credit rates are averaging 5.13 percent, unchanged from last week’s average rate HELOC rate.
Author: Jason P. Jones
March 15th, 2011
Posted in: Bank Mortgage Rates