Bank Mortgage Rates and Refinance Rates

Mortgage Rates November 9, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.250%
5.570%
1.250
5.375%
5.578%
0.000
5.500%
5.581%
0.000
5.500%
5.581%
0.000
5.500%
5.583%
0.000
5.500%
5.591%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
5.500%
5.600%
0.000
5.500%
5.600%
0.000
15-Year Fixed
5.500%
5.604%
0.750
5.625%
5.625%
0.125
5.375%
5.632%
0.000
5.500%
5.634%
0.000
5.500%
5.647%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.661%
0.000
5.625%
5.663%
0.000
10-Year Fixed
5.500%
5.666%
0.000
5.625%
5.670%
0.000
5.500%
5.681%
0.000
5.625%
5.682%
0.000
15-Year Fixed
5.500%
5.683%
0.000
5.500%
5.691%
0.471
5.500%
5.693%
0.625
15 Year Fixed
5.625%
5.693%
0.000
5.500%
5.696%
1.250
5.625%
5.705%
0.000
5.625%
5.705%
0.000
5.500%
5.712%
0.000
5.500%
5.727%
0.375
30-Year Fixed
5.560%
5.730%
0.000
5.625%
5.731%
0.000
15-Year Fixed
5.625%
5.733%
0.000
5.500%
5.738%
1.000
5.500%
5.743%
0.000
5.375%
5.757%
2.000
5.750%
5.768%
0.000
5.500%
5.770%
0.000
5.625%
5.772%
0.000
5.750%
5.784%
0.000
5.650%
5.784%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.625%
5.787%
0.000
15-Year Fixed Jumbo
5.750%
5.788%
0.000
5.625%
5.790%
0.000
15 Year Fixed Jumbo
5.750%
5.790%
0.000
5.625%
5.800%
0.625
5.750%
5.801%
0.000
15 Year Fixed
5.625%
5.802%
0.000
5.625%
5.809%
0.000
15-Year Fixed
5.750%
5.810%
0.000
15-Year Fixed
5.750%
5.812%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
15-Year Fixed Jumbo
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.822%
0.000
5.750%
5.823%
0.000
15-Year Fixed
5.750%
5.824%
0.000
5.750%
5.825%
0.000
15-Year Fixed
5.750%
5.830%
0.000
5.625%
5.831%
0.000
5.750%
5.836%
0.500
15 Year Fixed
5.625%
5.841%
0.000
5.750%
5.842%
0.000
15 Year Fixed
5.500%
5.844%
0.714
15-Year Fixed
5.756%
5.845%
0.000
3/5 Conforming ARM
5.250%
5.846%
0.250
15-Year Fixed
5.500%
5.847%
1.000
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
5.750%
5.847%
0.000
5.750%
5.848%
0.000
5.750%
5.851%
0.000
5.500%
5.856%
0.250
5.520%
5.856%
0.250
15 Year Fixed
5.625%
5.860%
0.000
15-Year Fixed
5.750%
5.868%
0.000
15-Year Fixed Bi-weekly
5.750%
5.869%
0.000
15-Year Fixed
5.625%
5.870%
1.000
5.625%
5.870%
0.000
5.750%
5.871%
0.000
15-Year Fixed
5.750%
5.875%
0.000
15-Year Fixed
5.875%
5.875%
0.000
5.375%
5.877%
0.000
10-Year Fixed
5.750%
5.881%
0.000
5.750%
5.881%
0.000
15-Year Fixed
5.750%
5.882%
0.000
5.750%
5.887%
0.000
15-Year Fixed (Jumbo)
5.875%
5.890%
0.000
5.625%
5.891%
0.000
5.850%
5.891%
0.000
20 Year Fixed
5.750%
5.891%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.875%
5.894%
0.000
10-Year Fixed
5.500%
5.896%
0.000
5.750%
5.897%
0.000
5.500%
5.905%
0.000
5.875%
5.916%
0.000
5.750%
5.918%
0.250
5.875%
5.918%
0.000
5.375%
5.919%
2.000
15-Year Fixed
5.750%
5.923%
0.000
5.625%
5.925%
0.000
15-Year Fixed
5.875%
5.927%
0.000
5.750%
5.928%
0.000
5.500%
5.930%
0.000
5.875%
5.936%
0.000
5.875%
5.936%
0.000
15-Year Fixed
5.875%
5.945%
0.000
5.750%
5.945%
1.000
5.750%
5.958%
0.000
5.875%
5.959%
0.000
5.750%
5.964%
0.000
5.375%
5.965%
0.000
5.875%
5.967%
0.000
15-Year Fixed
5.875%
5.968%
0.000
5.750%
5.970%
0.000
10/1 ARM (Jumbo)
6.125%
5.974%
0.000
5.750%
5.976%
0.250
5.750%
5.977%
0.000
30-Year Fixed VA
5.750%
5.979%
1.000
5.750%
5.981%
0.000
5.750%
5.983%
0.000
15-Year Fixed
5.875%
5.984%
0.125
5.875%
5.989%
0.750
5.875%
5.990%
0.000
15 Year Fixed
5.900%
5.994%
0.000
15-Year Fixed
5.875%
6.001%
0.000
5.875%
6.004%
0.000
6.000%
6.008%
0.000
5.875%
6.010%
0.000
6.000%
6.017%
0.000
5.750%
6.017%
0.500
5.750%
6.018%
0.000
5.625%
6.019%
0.000
6.000%
6.019%
0.000
5.875%
6.027%
0.000
15-Year Fixed
5.750%
6.030%
0.000
5.875%
6.030%
0.000
6.000%
6.031%
0.000
5.875%
6.031%
0.000
10 Year Fixed
5.900%
6.033%
0.000
15-Year Fixed
5.750%
6.034%
0.000
15-Year Fixed
5.750%
6.035%
0.000
20 Year Fixed
5.875%
6.036%
0.000
5.250%
6.037%
0.000
5.625%
6.037%
0.000
5.750%
6.038%
0.000
5.875%
6.039%
0.000
20-Year Fixed
6.000%
6.042%
0.000
30-Year Fixed
6.000%
6.043%
0.000
15-Year Fixed
6.000%
6.047%
0.000
30-Year Fixed
6.000%
6.047%
0.000
10 Year Fixed
5.875%
6.047%
0.000
15-Year Fixed
6.000%
6.051%
0.000
5.625%
6.051%
0.000
5.990%
6.054%
0.000
5.875%
6.054%
0.000
15-Year Fixed
5.875%
6.054%
0.000
5.500%
6.054%
0.000
5.750%
6.055%
0.000
5.750%
6.055%
0.000
5.750%
6.061%
2.000
15-Year Fixed Jumbo
6.000%
6.063%
0.000
15-Year Fixed
5.950%
6.064%
0.000
6.000%
6.067%
0.000
30-Year Fixed
6.000%
6.071%
0.000
5.875%
6.072%
0.000
6.000%
6.074%
0.000
6.000%
6.074%
0.000
6.000%
6.079%
0.000
5.750%
6.085%
0.000
5.875%
6.087%
0.000
20-Year Fixed
6.000%
6.089%
0.000
15-Year Fixed
5.875%
6.090%
0.000
6.000%
6.090%
0.000
6.000%
6.092%
0.750
20-Year Fixed
6.000%
6.094%
0.000
5.990%
6.094%
0.000
5.875%
6.095%
0.000
6.000%
6.100%
0.000
15-Year Fixed
5.875%
6.104%
0.000
5.875%
6.105%
0.000
6.000%
6.106%
0.000
6.000%
6.107%
0.000
6.000%
6.109%
0.000
6.000%
6.112%
0.000
5.875%
6.112%
0.000
30-Year Fixed Jumbo
6.000%
6.113%
1.000
6.000%
6.113%
0.000
5.500%
6.122%
0.000
15-Year Fixed
6.000%
6.123%
0.375
6.000%
6.123%
0.000
5.500%
6.123%
0.000
10-Year Fixed
5.875%
6.129%
0.000
5.875%
6.133%
1.000
30-Year Fixed
6.000%
6.133%
0.000
5.375%
6.137%
0.000
5.375%
6.137%
0.000
6.125%
6.138%
0.000
5.500%
6.141%
0.000
6.000%
6.142%
0.500
6.000%
6.146%
0.000
6.000%
6.146%
0.000
5.875%
6.147%
0.000
6.125%
6.148%
0.000
6.000%
6.150%
1.250
5.500%
6.156%
0.000
6.125%
6.159%
0.000
6.000%
6.160%
0.000
5.500%
6.161%
0.000
6.000%
6.163%
0.000
5.875%
6.163%
0.000
6.000%
6.166%
0.000
5.375%
6.167%
0.000
6.125%
6.168%
0.000
5.875%
6.170%
0.000
5.875%
6.170%
0.000
15-Year Fixed
5.875%
6.173%
0.000
6.000%
6.173%
0.000
6.125%
6.174%
0.000
6.125%
6.176%
0.000
6.100%
6.182%
0.000
20-Year Fixed
6.125%
6.183%
0.000
6.125%
6.183%
0.000
30-Year Fixed (Jumbo)
6.125%
6.183%
0.000
20-Year Fixed
6.000%
6.184%
0.000
5.875%
6.186%
0.000
6.075%
6.186%
0.000
6.000%
6.187%
0.000
20-Year Fixed
6.100%
6.191%
0.000
6.125%
6.191%
0.000
6.125%
6.192%
0.000
6.000%
6.197%
0.000
5.375%
6.198%
0.000
30-Year Fixed
6.125%
6.201%
0.000
6.000%
6.205%
0.000
5.875%
6.205%
0.000
15 Year Fixed
6.125%
6.209%
0.000
15-Year Fixed Jumbo
6.125%
6.214%
0.000
5.875%
6.215%
0.000
6.500%
6.218%
0.000
6.125%
6.219%
0.000
20-Year Fixed
5.990%
6.220%
0.000
20-Year Fixed
6.125%
6.222%
0.000
10 Year Fixed
6.000%
6.223%
0.000
6.000%
6.229%
0.000
6.000%
6.229%
0.000
6.000%
6.229%
0.000
6.000%
6.229%
0.000
30-Year Fixed
6.125%
6.230%
0.000
5.750%
6.230%
0.000
20-Year Fixed
6.000%
6.231%
0.000
6.125%
6.231%
0.000
6.000%
6.232%
0.000
6.125%
6.232%
0.125
15-Year Fixed
5.875%
6.239%
0.000
6.000%
6.244%
0.000
6.000%
6.244%
0.000
15-Year Fixed
5.875%
6.246%
0.000
6.125%
6.247%
0.000
15 Year Fixed
6.125%
6.248%
0.000
15-Year Fixed
6.000%
6.250%
0.000
10-Year Fixed
6.250%
6.250%
0.000
6.000%
6.250%
0.000
6.125%
6.250%
0.000
6.250%
6.256%
0.000
5.875%
6.260%
0.000
5/6 SOFR ARM Jumbo
6.250%
6.261%
0.000
30-Year Fixed
6.125%
6.266%
0.000
30-Year Fixed Jumbo
6.250%
6.266%
0.000
6.125%
6.268%
0.000
20-Year Fixed
6.125%
6.270%
0.000
15-Year Fixed
6.250%
6.271%
0.000
6.250%
6.275%
0.000
30-Year Fixed
6.250%
6.278%
0.000
6.125%
6.280%
0.000
6.000%
6.291%
0.000
6.125%
6.293%
0.000
5/5 ARM High LTV
5.625%
6.293%
1.000
6.125%
6.296%
0.000
20-Year Fixed
6.250%
6.296%
0.000
30-Year Fixed
6.125%
6.301%
0.000
6.250%
6.302%
0.000
5.750%
6.302%
0.000
5.500%
6.305%
0.000
5.750%
6.308%
0.000
5.750%
6.309%
0.000
30-Year Fixed
6.250%
6.319%
0.000
20-Year Fixed
6.125%
6.320%
0.000
6.125%
6.322%
0.000
5.500%
6.326%
0.000
6.250%
6.326%
0.000
30-Year Fixed
6.250%
6.327%
0.000
5.750%
6.333%
0.000
6.250%
6.335%
0.000
5.740%
6.336%
0.977
5.875%
6.337%
0.000
20-Year Fixed
6.250%
6.339%
0.125
6.250%
6.340%
0.000
6.125%
6.340%
0.500
6.250%
6.341%
0.000
6.000%
6.343%
2.650
6.250%
6.344%
0.375
6.250%
6.351%
0.000
5.625%
6.354%
0.000
5.875%
6.356%
0.000
6.250%
6.359%
0.000
5.375%
6.360%
0.000
5.875%
6.361%
0.000
6.125%
6.366%
2.000
6.000%
6.366%
0.000
6.250%
6.369%
0.125
6.250%
6.373%
0.000
5.875%
6.373%
0.000
30-Year Fixed (Power Rate)
6.515%
6.375%
0.000
6.000%
6.375%
0.000
6.000%
6.378%
0.000
6.125%
6.381%
0.000
6.250%
6.382%
0.622
5.875%
6.382%
0.000
30-Year Fixed Jumbo
6.750%
6.386%
0.000
6.250%
6.389%
0.000
30-Year Fixed
6.250%
6.390%
0.000
20-Year Fixed
6.250%
6.390%
0.000
6.250%
6.390%
0.000
30-Year Fixed Jumbo
6.250%
6.394%
0.500
6.250%
6.397%
0.000
5.615%
6.398%
1.049
6.125%
6.398%
0.000
6.375%
6.401%
0.000
6.375%
6.408%
0.000
30-Year Fixed
6.375%
6.410%
0.000
6.375%
6.411%
0.375
6.125%
6.412%
0.000
30 Year Fixed
6.375%
6.417%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
6.250%
6.424%
1.000
6.250%
6.428%
0.000
6.125%
6.431%
0.000
5.875%
6.431%
0.000
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
6.250%
6.434%
0.000
6.375%
6.437%
0.000
6.375%
6.437%
0.000
5.990%
6.440%
0.000
30-Year Fixed
6.375%
6.443%
0.750
6.375%
6.444%
0.000
6.000%
6.444%
0.000
5.750%
6.444%
0.000
6.000%
6.445%
0.000
6.375%
6.445%
0.000
5.750%
6.448%
0.000
20-Year Fixed
6.375%
6.452%
0.000
6.375%
6.459%
0.000
6.375%
6.460%
0.000
6.375%
6.460%
0.000
5.625%
6.461%
0.000
6.375%
6.462%
0.000
6.375%
6.462%
0.000
30-Year Fixed
6.375%
6.469%
0.000
6.375%
6.470%
0.000
7/1 ARM (Jumbo)
6.125%
6.473%
0.000
6.375%
6.475%
0.000
6.375%
6.476%
0.000
6.250%
6.476%
0.000
5.750%
6.477%
0.000
6.375%
6.480%
0.000
6.250%
6.480%
1.000
30-Year Fixed
6.375%
6.482%
0.750
30 Year Fixed
6.375%
6.484%
0.000
6.375%
6.487%
0.000
30-Year Fixed
6.375%
6.487%
0.000
6.250%
6.493%
0.000
6.250%
6.494%
0.000
30 Year Fixed
6.375%
6.499%
0.000
15-Year Fixed
6.500%
6.500%
0.000
6.500%
6.500%
0.125
15-Year Fixed (Jumbo)
6.500%
6.500%
0.000
6.375%
6.502%
0.000
5.625%
6.503%
0.130
6.500%
6.505%
0.000
6.375%
6.506%
0.000
6.375%
6.507%
0.000
30-Year Fixed (Jumbo)
6.500%
6.508%
0.000
30 Year Fixed
6.375%
6.509%
0.000
6.375%
6.510%
0.000
6.500%
6.510%
0.000
30-Year Fixed
6.500%
6.513%
0.000
6.375%
6.515%
0.250
6.375%
6.515%
0.000
30-Year Fixed Jumbo
6.500%
6.516%
0.000
6.375%
6.518%
0.000
6.375%
6.518%
0.000
6.375%
6.518%
0.000
6.375%
6.518%
0.000
30 Year Fixed
6.375%
6.522%
0.000
6.375%
6.524%
1.000
6.375%
6.526%
0.000
6.125%
6.526%
0.000
6.375%
6.527%
0.000
30-Year Fixed Jumbo
6.500%
6.528%
0.000
30-Year Fixed
6.500%
6.532%
0.000
6.500%
6.532%
0.000
30-Year Fixed
6.500%
6.532%
0.000
6.500%
6.535%
0.000
30-Year Fixed (Jumbo)
6.490%
6.537%
0.275
6.375%
6.538%
0.000
6.375%
6.539%
0.500
30 Year Fixed (Jumbo)
6.500%
6.543%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
6.500%
6.547%
0.000
30-Year Fixed
6.500%
6.549%
0.000
6.500%
6.549%
0.000
6.500%
6.554%
0.500
5.750%
6.557%
1.000
30-Year Fixed
6.500%
6.557%
0.000
6.625%
6.558%
0.000
6.625%
6.559%
0.000
6.500%
6.561%
0.000
6.375%
6.564%
0.000
6.375%
6.564%
0.000
6.375%
6.564%
0.000
6.375%
6.564%
0.000
30-Year Fixed Bi-weekly
6.500%
6.569%
0.000
6.125%
6.569%
0.000
6.125%
6.569%
0.375
30-Year Fixed
6.500%
6.570%
0.125
30-Year Fixed
6.500%
6.571%
0.000
6.500%
6.573%
0.000
6.500%
6.575%
0.000
30-Year Fixed
6.500%
6.575%
0.000
30 Year Fixed
6.500%
6.575%
0.000
5.750%
6.577%
0.000
5.750%
6.580%
0.000
6.500%
6.584%
0.000
6.500%
6.587%
0.000
30 Year Fixed
6.500%
6.597%
0.000
6.375%
6.598%
0.000
6.250%
6.598%
0.000
6.500%
6.600%
0.000
30-Year Fixed
6.375%
6.603%
0.000
5/1 Adjustable
6.250%
6.608%
0.000
6.500%
6.609%
0.625
30 Year Fixed
6.375%
6.610%
0.926
6.500%
6.613%
0.000
6.500%
6.614%
0.000
6.500%
6.617%
1.000
15-Year Fixed Jumbo
6.500%
6.618%
0.000
30-Year Fixed
6.500%
6.620%
0.000
6.500%
6.624%
1.000
30-Year Fixed
6.625%
6.625%
0.000
20-Year Fixed
6.625%
6.626%
0.000
15-Year Fixed
6.625%
6.627%
0.000
6.375%
6.627%
0.000
6.250%
6.628%
0.000
20 Year Fixed
6.500%
6.628%
0.000
6.500%
6.629%
0.000
6.500%
6.630%
0.000
30-Year Fixed
6.625%
6.637%
0.000
5.490%
6.637%
0.000
30-Year Fixed
6.500%
6.638%
0.000
6.500%
6.645%
0.000
6.500%
6.647%
0.000
30-Year Fixed Jumbo
6.625%
6.648%
0.000
6.250%
6.656%
0.000
6.375%
6.662%
0.000
6.625%
6.663%
0.000
30-Year Fixed
6.500%
6.667%
0.500
30-Year Fixed Jumbo
6.625%
6.667%
0.000
30-Year Fixed
6.625%
6.669%
0.000
6.375%
6.670%
0.000
30-Year Fixed
6.625%
6.671%
0.000
6.500%
6.680%
0.000
6.500%
6.680%
0.125
30-Year Fixed
6.500%
6.682%
0.000
6.500%
6.683%
0.000
6.625%
6.685%
0.000
6.500%
6.687%
0.000
6.500%
6.689%
0.000
6.500%
6.689%
0.000
5.625%
6.690%
0.000
6.000%
6.690%
0.500
6.625%
6.691%
0.000
5/1 ARM (Jumbo)
6.500%
6.693%
0.000
6.490%
6.697%
0.000
6.625%
6.697%
0.000
6.625%
6.700%
0.000
6.500%
6.701%
0.000
30-Year Fixed
6.625%
6.714%
0.375
5.500%
6.714%
0.304
6.625%
6.720%
0.000
30-Year Fixed
6.625%
6.724%
0.000
6.500%
6.733%
0.000
5.875%
6.733%
0.375
15-Year Fixed Jumbo
6.500%
6.734%
0.000
6.625%
6.736%
0.000
30-Year Fixed
6.750%
6.740%
0.000
6.625%
6.741%
0.000
5.625%
6.750%
0.000
6.625%
6.750%
0.000
30-Year Fixed
6.625%
6.755%
1.000
6.625%
6.758%
0.000
30 Year Fixed Jumbo
6.750%
6.764%
0.000
6.750%
6.770%
0.000
30-Year Fixed Jumbo
6.625%
6.771%
1.000
6.500%
6.773%
0.000
6.490%
6.778%
0.000
30-Year Fixed
6.625%
6.780%
0.000
6.750%
6.797%
0.000
30-Year Fixed
6.750%
6.810%
0.000
6.625%
6.819%
0.000
30-Year Fixed
6.625%
6.819%
0.000
6.625%
6.829%
0.000
6.750%
6.830%
0.000
6.750%
6.846%
0.000
30-Year Fixed
6.625%
6.852%
0.000
6.750%
6.858%
0.000
6.750%
6.859%
0.000
5.875%
6.861%
0.985
6.375%
6.864%
0.000
30-Year Fixed (Jumbo)
6.875%
6.890%
0.000
30-Year Fixed Jumbo
6.750%
6.896%
0.000
6.750%
6.916%
1.000
6.875%
6.916%
0.000
6.375%
6.925%
0.000
30-Year Fixed Jumbo
6.875%
6.931%
0.000
6.875%
6.931%
0.000
10/6-Month ARM
6.625%
6.933%
1.000
30-Year Fixed Jumbo
6.750%
6.935%
0.000
5-Year ARM Jumbo
6.250%
6.937%
0.000
6.875%
6.937%
0.000
6.750%
6.937%
0.000
6.875%
6.954%
0.000
6.750%
7.022%
0.000
6.000%
7.041%
0.000
7.000%
7.057%
0.000
7.000%
7.057%
0.000
6.750%
7.084%
0.000
7.000%
7.111%
0.000
30-Year Fixed
7.125%
7.126%
0.000
6.990%
7.135%
0.000
7.000%
7.168%
0.000
4.990%
7.206%
0.000
4.990%
7.206%
0.000
6.999%
7.235%
0.000
5.490%
7.312%
0.000
5.490%
7.312%
0.000
30-Year Fixed Jumbo
7.250%
7.337%
0.000
7.000%
7.339%
0.000
8.000%
7.437%
0.000
6.500%
7.450%
0.000
6.500%
7.450%
0.000
7.250%
7.494%
0.000
7.125%
7.527%
0.000
7.350%
7.547%
0.000
30-Year Fixed FHA
6.000%
7.575%
0.000
7.500%
7.654%
0.000
6.000%
7.701%
0.000
8.000%
7.746%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

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