Mortgage Rates in Arkansas30-Year Fixed mortgage rates in Arkansas are at 7.125% with 0.000% point(s), Current Arkansas fixed rate mortgages for a 30-Year Fixed mortgage are at 6.875% with 0.000% point(s), 30 Year Fixed mortgage rates in Arkansas are at 6.625% with 0.000% point(s). Arkansas Mortgage Rates:Search and compare mortgage rates and refinance rates in Arkansas . Our rate table has a list of Arkansas mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Arkansas . Save money by using our free tool to find customized mortgage and refinance rates for Arkansas (). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Arkansas you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Adjustable rates on 7/1 ARM Jumbo loans in Arkansas with 0.000% point(s) are at 7.000%, Adjustable rates on 7-Year ARM loans in Arkansas with 1.000% point(s) are at 6.125%, Adjustable rates on 5/5 ARM loans in Arkansas with 0.000% point(s) are at 6.000%. Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.71%
5/6 ARM Jumbo
6.74%
Types of rates available in Arkansas include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Arkansas listed below. Mortgage Rates in Arkansas July 9, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Arkansas Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Arkansas ? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Arkansas Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Arkansas ? You can list your company, contact information, website an logo here. Contact us to find out how. Arkansas Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Arkansas . There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Arkansas mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Arkansas mortgage loans that have been made. As a result, Arkansas mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Arkansas Super Conforming Home Loan RatesSuper conforming mortgages in Arkansas are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Arkansas Jumbo Loan Interest RatesArkansas jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Arkansas are usually 0.75 basis points higher than conforming mortgage rates in Arkansas because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Arkansas Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Arkansas . The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Arkansas Adjustable Interest RatesArkansas adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Arkansas Interest Only Home Mortgage RatesArkansas interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Arkansas FHA Mortgage Mortgage RatesBorrowers in Arkansas must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Arkansas are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Other Mortgage Rate Deals
Mortgage Rates Increase on Veterans Day: 30 Year Mortgage Rates at 4.07%
Refinance Rates Drop: 30 Year Mortgage Refinance Rates at 4.02%
Home Direct Mortgage Rates
4-29 Mortgage Rates: 30 Year Mortgage Rates at 4.77%, 5 Year Adjustable Mortgage Rates at 3.15%
Current Mortgage Rates March Higher as Applications for Mortgages Decline
Mortgage Rates 6/7: 30 Year Mortage Rates at 4.46%, 30 Year Jumbo Mortgage Rates at 5.00%
Mortgage Rates: Mortgage Interest Rates on 30 Year Loans at 4.11%
Home Loan Mortgage Rates Today 10/28: 30 Year Conventional Mortgage Rates at 4.27%, 30 Year Jumbo Mortgage Rates at 4.90%
Mortgage Rates Increase Today 12/27: 30 Year Mortgage Rates at 4.79%, 30 Year Jumbo Mortgage Rates at 5.42%
30 Year Mortgage Rates Down to 4.88%, 15 Year Mortgage Rates at 4.30%
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