Arkansas Mortgage Rates and Refinance Rates

Arkansas Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Arkansas. Our rate table has a list of Arkansas mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Arkansas you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Arkansas include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Arkansas listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 72201, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,754
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,748
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 11772
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 41426
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 11772
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,356
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 11772
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $481
Thank you for your inquiry, we will be in touch shortly. 
 
Rocket Mortgage by Quicken Loans Logo
at 0.100 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $2,200
Thanks for the inquiry! 
 
QuickenLoans Logo
NMLS # 3030
at 0.100 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $2,700
 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,556
Thank you for your inquiry! 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $337
Thank you for your inquiry! 
 
Rocket Mortgage by Quicken Loans Logo
at 0.000 pts
30 day lock rate
Est payment: $969.30
Fees in APR: None
Thanks for the inquiry! 
 
QuickenLoans Logo
NMLS # 3030
at 0.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $650
 
 
Flagstar Bank Logo
NMLS # 417490
(877) 808-7051
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $744
Thank you for your inquiry! 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $356
Thank you for your inquiry! 
 
QuickenLoans Logo
NMLS # 3030
at 1.100 pts
30 day lock rate
Est payment: $953.68
Fees in APR: $2,200
 
 
Rocket Mortgage by Quicken Loans Logo
at 1.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,950
Thanks for the inquiry! 
 
Regions Bank
4.290%
10/13/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $950
 
 
Raymond James Bank, NA
4.305%
10/17/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $1,299
 
 
Citizens Bank, NA
4.177%
10/13/2017
4.125%
at 0.125 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $998
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Arkansas Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Arkansas. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Arkansas mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Arkansas mortgage loans that have been made. As a result, Arkansas mortgage rates today are lower than jumbo interest rates in Arkansas. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Arkansas Super Conforming Home Loan Rates

Super conforming mortgages in Arkansas are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Arkansas Jumbo Loan Interest Rates

Arkansas jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Arkansas are usually 0.75 basis points higher than conforming mortgage rates in Arkansas because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Arkansas Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Arkansas. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Arkansas Adjustable Interest Rates

Arkansas adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Arkansas Interest Only Home Mortgage Rates

Arkansas interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Arkansas FHA Mortgage Mortgage Rates

Borrowers in Arkansas must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Arkansas are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Arkansas Rates & Resources


Cities in Arkansas

Adona

Alco

Alexander

Alicia

Alix

Alleene

Alma

Almyra

Alpena

Alpine

Altheimer

Altus

Amagon

Amity

Antoine

Arkadelphia

Arkansas City

Armorel

Ash Flat

Ashdown

Atkins

Aubrey

Augusta

Austin

Avoca

Bald Knob

Banks

Barling

Barton

Bassett

Bates

Batesville

Bauxite

Bay

Bearden

Beaver

Bee Branch

Beebe

Beech Grove

Beedeville

Beirne

Bella Vista

Belleville

Ben Lomond

Benton

Bentonville

Bergman

Berryville

Bexar

Big Flat

Bigelow

Biggers

Birdeye

Biscoe

Bismarck

Black Oak

Black Rock

Blevins

Blue Mountain

Bluff City

Bluffton

Blytheville

Board Camp

Boles

Bonnerdale

Bono

Booneville

Boswell

Bradford

Bradley

Branch

Brickeys

Briggsville

Brinkley

Brockwell

Brookland

Bryant

Buckner

Bull Shoals

Burdette

Cabot

Caddo Gap

Caldwell

Cale

Calico Rock

Calion

Camden

Camp

Canehill

Caraway

Carlisle

Carthage

Casa

Cash

Casscoe

Cave City

Cave Springs

Cecil

Cedarville

Center Ridge

Centerton

Centerville

Charleston

Charlotte

Cherokee Village

Cherry Valley

Chester

Chidester

Choctaw

Clarendon

Clarkedale

Clarkridge

Clarksville

Cleveland

Clinton

Coal Hill

College Station

Colt

Columbus

Combs

Compton

Concord

Conway

Cord

Corning

Cotter

Cotton Plant

Cove

Coy

Crawfordsville

Crocketts Bluff

Crossett

Crumrod

Curtis

Cushman

Damascus

Danville

Dardanelle

Datto

De Queen

De Valls Bluff

De Witt

Decatur

Deer

Delaplaine

Delaware

Delight

Dell

Dennard

Dermott

Des Arc

Desha

Diamond City

Diaz

Dierks

Doddridge

Dolph

Donaldson

Dover

Drasco

Driver

Dumas

Dyer

Dyess

Earle

Edgemont

Edmondson

Egypt

El Dorado

El Paso

Elaine

Elizabeth

Elkins

Elm Springs

Emerson

Emmet

England

Enola

Ethel

Etowah

Eudora

Eureka Springs

Evansville

Evening Shade

Everton

Fairfield Bay

Farmington

Fayetteville

Fifty Six

Fisher

Flippin

Floral

Fordyce

Foreman

Forrest City

Fort Smith

Fouke

Fountain Hill

Fox

Franklin

Frenchmans Bayou

Friendship

Fulton

Gamaliel

Garfield

Garland City

Garner

Gassville

Gateway

Genoa

Gentry

Gepp

Gilbert

Gillett

Gillham

Gilmore

Glencoe

Glenwood

Goodwin

Goshen

Gosnell

Gould

Grady

Grannis

Grapevine

Gravelly

Gravette

Green Forest

Greenbrier

Greenland

Greenway

Greenwood

Gregory

Griffithville

Grubbs

Guion

Gurdon

Guy

Hackett

Hagarville

Hamburg

Hampton

Hardy

Harrell

Harriet

Harrisburg

Harrison

Hartford

Hartman

Harvey

Hasty

Hatfield

Hattieville

Hatton

Havana

Haynes

Hazen

Heber Springs

Hector

Helena

Henderson

Henning

Hensley

Hermitage

Heth

Hickory Plains

Hickory Ridge

Higden

Higginson

Hindsville

Hiwasse

Holly Grove

Hope

Horatio

Horseshoe Bend

Hot Springs

Hot Springs National Park

Hot Springs Village

Houston

Howell

Hoxie

Hughes

Humnoke

Humphrey

Hunter

Huntington

Huntsville

Huttig

Ida

Imboden

Ivan

Jacksonport

Jacksonville

Jasper

Jefferson

Jennie

Jerome

Jersey

Jerusalem

Jessieville

Johnson

Joiner

Jones Mill

Jonesboro

Judsonia

Junction City

Keiser

Kensett

Keo

Kingsland

Kingston

Kirby

Knobel

Knoxville

La Grange

Lafe

Lake City

Lake Village

Lakeview

Lamar

Lambrook

Laneburg

Langley

Lavaca

Lawson

Leachville

Lead Hill

Leola

Lepanto

Leslie

Letona

Lewisville

Lexa

Light

Lincoln

Little Rock

Little Rock Air Force Base

Lockesburg

Locust Grove

London

Lonoke

Lonsdale

Louann

Lowell

Luxora

Lynn

Mabelvale

Madison

Magazine

Magness

Magnolia

Malvern

Mammoth Spring

Manila

Mansfield

Marble Falls

Marcella

Marianna

Marion

Marked Tree

Marmaduke

Marshall

Marvell

Maumelle

Mayflower

Maynard

Maysville

McCaskill

McCrory

McDougal

McGehee

McNeil

McRae

Melbourne

Mellwood

Mena

Menifee

Midland

Midway

Mineral Springs

Minturn

Moko

Monette

Monroe

Monticello

Montrose

Moro

Morrilton

Morrow

Moscow

Mount Holly

Mount Ida

Mount Judea

Mount Pleasant

Mount Vernon

Mountain Home

Mountain Pine

Mountain View

Mountainburg

Mulberry

Murfreesboro

Nashville

Natural Dam

New Blaine

New Edinburg

Newark

Newhope

Newport

Norfork

Norman

Norphlet

North Little Rock

O Kean

Oak Grove

Oakland

Oark

Oden

Ogden

Oil Trough

Okolona

Ola

Omaha

Oneida

Onia

Osceola

Oxford

Ozan

Ozark

Ozone

Palestine

Pangburn

Paragould

Paris

Parkdale

Parkin

Parks

Paron

Parthenon

Patterson

Pea Ridge

Peach Orchard

Pearcy

Peel

Pelsor

Pencil Bluff

Perry

Perryville

Pettigrew

Pickens

Piggott

Pindall

Pine Bluff

Pineville

Plainview

Pleasant Grove

Pleasant Plains

Plumerville

Pocahontas

Pollard

Ponca

Poplar Grove

Portia

Portland

Pottsville

Poughkeepsie

Powhatan

Poyen

Prairie Grove

Prattsville

Prescott

Prim

Proctor

Protem

Pyatt

Quitman

Ratcliff

Ravenden

Ravenden Springs

Rector

Redfield

Reydell

Reyno

Ripley

Rison

Rivervale

Roe

Rogers

Roland

Romance

Rose Bud

Rosie

Rosston

Rover

Royal

Rudy

Russell

Russellville

Saffell

Sage

Saint Charles

Saint Francis

Saint Joe

Saint Paul

Salado

Salem

Saratoga

Scotland

Scott

Scranton

Searcy

Sedgwick

Sheridan

Sherrill

Sherwood

Shirley

Sidney

Siloam Springs

Sims

Smackover

Smithville

Snow Lake

Solgohachia

Sparkman

Springdale

Springfield

Stamps

Star City

State University

Stephens

Story

Strawberry

Strong

Sturkie

Stuttgart

Subiaco

Success

Sulphur Rock

Sulphur Springs

Summers

Summit

Sweet Home

Swifton

Taylor

Texarkana

Theodosia

Thida

Thornton

Tichnor

Tillar

Tilly

Timbo

Tomato

Tontitown

Traskwood

Trumann

Tucker

Tuckerman

Tumbling Shoals

Tupelo

Turner

Turrell

Twist

Tyronza

Ulm

Umpire

Uniontown

Urbana

Valley Springs

Van Buren

Vandervoort

Vanndale

Vendor

Village

Vilonia

Viola

Violet Hill

Wabash

Wabbaseka

Walcott

Waldenburg

Waldo

Waldron

Walnut Ridge

Ward

Warm Springs

Warren

Washington

Watson

Weiner

Wesley

West Fork

West Helena

West Memphis

West Point

West Ridge

Western Grove

Wheatley

Whelen Springs

White Hall

Wickes

Wideman

Widener

Wilburn

Williford

Willisville

Wilmar

Wilmot

Wilson

Wilton

Winchester

Winslow

Winthrop

Wiseman

Witter

Witts Springs

Woodson

Wooster

Wright

Wrightsville

Wynne

Yellville

Yorktown