Apache Junction, AZ Mortgage Rates and Refinance Rates

Apache Junction, Arizona Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Apache Junction, AZ. Our rate table has a list of Apache Junction, Arizona mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Apache Junction, AZ you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Apache Junction, AZ include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Apache Junction, AZ listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 85001, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from First Internet Bank
First Internet Bank
https://www.brimg.net/system/img/inst/7814_logo.gif
300000
Refinance
4.326
4.250
USD
First Internet Bank Logo
NMLS # 424182
at 0.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,396
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Ownium
Ownium
https://www.brimg.net/system/img/inst/10225_logo.gif
300000
Refinance
4.288
4.125
USD
Ownium Logo
NMLS # 121455
State Lic # 0927167
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,772
 
 
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.186
4.124
USD
Home Loans Today Logo
at 0.100 pts
30 day lock rate
Est payment: $1,453.77
Fees in APR: $1,920
 
 
30 yr fixed Mortgage Loan from SnapFi
SnapFi
https://www.brimg.net/system/img/inst/10343_logo.gif
300000
Refinance
4.369
4.250
USD
at 0.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $3,921
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from e-Lend
e-Lend
https://www.brimg.net/system/img/inst/7076_logo.gif
300000
Refinance
4.378
4.250
USD
e-Lend Logo
NMLS # 2826
State Lic # 2826
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,529
 
 
30 yr fixed Mortgage Loan from Lenda, Inc.
Lenda, Inc.
https://www.brimg.net/system/img/inst/8792_logo.gif
300000
Refinance
4.314
4.250
USD
Lenda, Inc. Logo
at 0.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,966
All online. No annoying phone calls. No paper. No hassles. 
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.646
4.375
USD
at 1.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $6,390
 
 
30 yr fixed Mortgage Loan from Arizona Valley Lending, LLC
Arizona Valley Lending, LLC
https://www.brimg.net/system/img/inst/8793_logo.gif
300000
Refinance
4.290
4.125
USD
Arizona Valley Lending, LLC Logo
NMLS # 1001884
State Lic # 0922379
(877) 341-4008
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,843
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.224
4.115
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 0925883
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $1,452.21
Fees in APR: $3,587
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Valley West Mortgage
Valley West Mortgage
https://www.brimg.net/system/img/inst/7993_logo.gif
300000
Refinance
4.506
4.375
USD
at 1.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,595
 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.279
4.210
USD
Sol Mortgage Logo
at 0.100 pts
30 day lock rate
Est payment: $1,468.80
Fees in APR: $2,141
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Capital Bank N.A.
Capital Bank N.A.
https://www.brimg.net/system/img/inst/8589_logo.gif
300000
Refinance
4.314
4.250
USD
Capital Bank N.A. Logo
at 0.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,981
 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.374
4.275
USD
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 0.100 pts
45 day lock rate
Est payment: $1,480.21
Fees in APR: $3,195
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.313
4.125
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,648
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.510
4.375
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 1.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,725
 
 
30 yr fixed Mortgage Loan from Agora Lending
Agora Lending
https://www.brimg.net/system/img/inst/10036_logo.gif
300000
Refinance
4.215
4.125
USD
Agora Lending Logo
NMLS # 1121650
State Lic # 0930150
(877) 752-0571
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,923
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.471
4.375
USD
Flagstar Bank Logo
NMLS # 417490
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $3,059
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.320
4.250
USD
AimLoan.com Logo
NMLS # 2890
State Lic # BK-0906323
(877) 899-4115
at 0.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,195
 
 
30 yr fixed Mortgage Loan from McGlone Mortgage Group
McGlone Mortgage Group
https://www.brimg.net/system/img/inst/2125_logo.gif
300000
Refinance
4.400
4.375
USD
McGlone Mortgage Group Logo
NMLS # 3232
State Lic # 0943034
(877) 475-4039
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $895
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Arizona Valley Lending, LLC
Arizona Valley Lending, LLC
https://www.brimg.net/system/img/inst/8793_logo.gif
300000
Refinance
4.375
4.375
USD
Arizona Valley Lending, LLC Logo
NMLS # 1001884
State Lic # 0922379
(877) 341-4008
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Agora Lending
Agora Lending
https://www.brimg.net/system/img/inst/10036_logo.gif
300000
Refinance
4.287
4.250
USD
Agora Lending Logo
NMLS # 1121650
State Lic # 0930150
(877) 752-0571
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,333
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from SnapFi
SnapFi
https://www.brimg.net/system/img/inst/10343_logo.gif
300000
Refinance
4.521
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $750
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.634
4.625
USD
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 921611
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $1,542.42
Fees in APR: $299
 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.900
4.875
USD
Ally Bank Logo
NMLS # 181005
(877) 738-5335
at 0.000 pts
60 day lock rate
Est payment: $1,587.62
Fees in APR: $865
 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.658
4.625
USD
Flagstar Bank Logo
NMLS # 417490
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $1,147
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from e-Lend
e-Lend
https://www.brimg.net/system/img/inst/7076_logo.gif
300000
Refinance
4.500
4.500
USD
e-Lend Logo
NMLS # 2826
State Lic # 2826
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Lenda, Inc.
Lenda, Inc.
https://www.brimg.net/system/img/inst/8792_logo.gif
300000
Refinance
4.490
4.490
USD
Lenda, Inc. Logo
at 0.000 pts
30 day lock rate
Est payment: $1,518.27
Fees in APR: None
All online. No annoying phone calls. No paper. No hassles. 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.506
4.475
USD
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 0.000 pts
45 day lock rate
Est payment: $1,515.60
Fees in APR: $1,097
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from Ownium
Ownium
https://www.brimg.net/system/img/inst/10225_logo.gif
300000
Refinance
4.403
4.375
USD
Ownium Logo
NMLS # 121455
State Lic # 0927167
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $995
 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.269
4.250
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $675
 
30 yr fixed Mortgage Loan from First Internet Bank
First Internet Bank
https://www.brimg.net/system/img/inst/7814_logo.gif
300000
Refinance
4.500
4.500
USD
First Internet Bank Logo
NMLS # 424182
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from NationsChoice Mortgage
NationsChoice Mortgage
https://www.brimg.net/system/img/inst/8111_logo.gif
300000
Refinance
4.250
4.250
USD
NationsChoice Mortgage Logo
NMLS # 164626
State Lic # BK-0019241
(877) 526-1681
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Capital Bank N.A.
Capital Bank N.A.
https://www.brimg.net/system/img/inst/8589_logo.gif
300000
Refinance
4.394
4.375
USD
Capital Bank N.A. Logo
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $675
 
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.500
4.500
USD
AimLoan.com Logo
NMLS # 2890
State Lic # BK-0906323
(877) 899-4115
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.500
4.500
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.621
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $4,198
 
 
30 yr fixed Mortgage Loan from KS StateBank
KS StateBank
https://www.brimg.net/system/img/inst/10346_logo.gif
300000
Refinance
4.523
4.500
USD
KS StateBank Logo
NMLS # 410602
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $795
 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.350
4.335
USD
Sol Mortgage Logo
at 0.000 pts
30 day lock rate
Est payment: $1,490.79
Fees in APR: $527
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from LoanLock
LoanLock
https://www.brimg.net/system/img/inst/9948_logo.gif
300000
Refinance
4.375
4.375
USD
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.379
4.365
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 0925883
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $1,496.09
Fees in APR: $503
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Valley West Mortgage
Valley West Mortgage
https://www.brimg.net/system/img/inst/7993_logo.gif
300000
Refinance
4.514
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $495
 
 
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.375
4.375
USD
Home Loans Today Logo
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Better Mortgage Inc
Better Mortgage Inc
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.276
4.250
USD
Better Mortgage Inc Logo
NMLS # 330511
State Lic # 0942146
(877) 699-1832
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $931
Thank you for your quote. 
 
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.035
3.874
USD
Home Loans Today Logo
at 1.100 pts
30 day lock rate
Est payment: $1,410.54
Fees in APR: $2,478
 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.199
3.875
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 2.000 pts
30 day lock rate
Est payment: $1,410.71
Fees in APR: $5,491
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.412
4.250
USD
Flagstar Bank Logo
NMLS # 417490
at 1.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,401
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Lenda, Inc.
Lenda, Inc.
https://www.brimg.net/system/img/inst/8792_logo.gif
300000
Refinance
4.163
4.000
USD
Lenda, Inc. Logo
at 1.100 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $2,527
All online. No annoying phone calls. No paper. No hassles. 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.260
4.088
USD
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 1.100 pts
45 day lock rate
Est payment: $1,447.51
Fees in APR: $2,792
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
9.565
9.125
USD
Sol Mortgage Logo
at 1.100 pts
30 day lock rate
Est payment: $2,440.90
Fees in APR: $8,052
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from SnapFi
SnapFi
https://www.brimg.net/system/img/inst/10343_logo.gif
300000
Refinance
4.292
4.125
USD
at 1.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,619
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Agora Lending
Agora Lending
https://www.brimg.net/system/img/inst/10036_logo.gif
300000
Refinance
4.063
3.875
USD
Agora Lending Logo
NMLS # 1121650
State Lic # 0930150
(877) 752-0571
at 1.100 pts
30 day lock rate
Est payment: $1,410.71
Fees in APR: $3,430
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.194
4.000
USD
AimLoan.com Logo
NMLS # 2890
State Lic # BK-0906323
(877) 899-4115
at 1.100 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $3,602
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.159
3.990
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 0925883
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $1,430.52
Fees in APR: $2,726
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.913
4.875
USD
Raymond James Bank, NA
4.913%
7/10/2018
4.875%
at 0.000 pts
45 day lock rate
Est payment: $1,587.62
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of the West
Bank of the West
300000
Refinance
4.920
4.875
USD
Bank of the West
4.920%
7/10/2018
4.875%
at 0.250 pts
60 day lock rate
Est payment: $1,587.62
Fees in APR: $793
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.531
4.500
USD
LincolnWay Community Bank
4.531%
7/10/2018
4.500%
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from First International Bank & Trust
First International Bank & Trust
300000
Refinance
4.777
4.750
USD
First International Bank & Trust
4.777%
7/16/2018
4.750%
at 0.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $930
 
 
30 yr fixed mtg refi Mortgage Loan from Johnson Bank
Johnson Bank
300000
Refinance
4.519
4.500
USD
Johnson Bank
4.519%
7/13/2018
4.500%
at 0.000 pts
49 day lock rate
Est payment: $1,520.06
Fees in APR: $678
 
 
30 yr fixed mtg refi Mortgage Loan from BMO Harris Bank, NA
BMO Harris Bank, NA
300000
Refinance
4.612
4.500
USD
BMO Harris Bank, NA
4.612%
7/11/2018
4.500%
at 1.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $914
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Apache Junction, AZ Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Arizona. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Apache Junction, AZ mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Apache Junction, AZ mortgage loans that have been made. As a result, Apache Junction, AZ mortgage rates today are lower than jumbo interest rates in Apache Junction, AZ. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Apache Junction, AZ Super Conforming Home Loan Rates

Super conforming mortgages in Apache Junction, AZ are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Apache Junction, AZ Jumbo Loan Interest Rates

Apache Junction, AZ jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Apache Junction, AZ are usually 0.75 basis points higher than conforming mortgage rates in Apache Junction, AZ because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Apache Junction, AZ Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Apache Junction, AZ. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Apache Junction, AZ Adjustable Interest Rates

Apache Junction, AZ adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Apache Junction, AZ Interest Only Home Mortgage Rates

Apache Junction, AZ interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Apache Junction, AZ FHA Mortgage Mortgage Rates

Borrowers in Apache Junction, AZ must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Apache Junction, AZ are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


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